Welcome @Joyes!
Please tell us the following:
1. Your age and when you plan to retire
2. If this is the majority of your investment assets, or if you have anything held anywhere else (most people have the majority of their investments in their 401k/work retirement account especially when first getting started)
3. How much you hold (as a percentage of the total in each fund)
4. What your risk tolerance is (are you ok with being down 20% at various times and will you stick with the same plan, or sell out and go more conservative?)
5. No need to mention dollar amounts, as this is a public online forum (ie, to protect yourself).
6. Thanks in advance!

So going back 30 or so years there were a bunch of investors called the turtle traders...one guru guy trained them up as CTAs... they all made a bunch of money
Some say they were just at the right place at the right time... commodity up cycle...trend following then hit a flat spot for quite a while
Maybe good place to be during stagflation cycle?
Trading currencies is tough, not that I would know but governments can flip the card table on you at any time
My thoughts re BLNDX...is I am passing on it as long as I can get 5%plus in tbills...why get greedy and screw around with the black box stuff?

Bought BIL,TPSC, WDC and am watching NVDA and may just sell and take profits. I have other stocks in the TECH sector. DG, BALL and SQM are big losers for me. Once they get below .5% of portfolio I will sell then watch them go up naturally. Good to see EW bounce back a bit.

I have been nibbling on bits and pieces of things that I own that are down big that day (recently a share here and there of GOOG, NVDA, LRCX, ASML, etc.). Last two days, bought a handful of shares of EW (it dropped from near $100 to $50’s yesterday), DXCM (similarly almost cut in half today), and SAIA (down $20-50 today). The first two are new positions, and tiny positions because I am a chicken haha. SAIA was an add.
Trimmed LLY down to 2 shares (should have done that $100 ago), as others are jumping on the weight loss bandwagon and will have better drugs (kind of like PFE’s Viagra was first, but later drugs were “better”). Read in a comment section on SA that a retired pharma salesman feels GLP-1s and the like will soon become like statins (basically commoditized and generic) due to their widespread health benefits. Also have added to other semi names over recent days (just a share or two at a time bc of my lack of confidence)—ARM, AMD, NVDA, etc.
In my mutual fund only account (cannot add money to this, but it’s a former 403b with current employer that migrated from Prudential to Fidelity), I have been adding in $100 increments to whatever is down. PRWCX remains my biggest holding in that account at >20%.
I’m probably too “growthy” for this current market, but then days like today happen and balances jump more. But down 5% or more in most of my/family accounts (from July peak).

@MikeM,
I can absorb up to 5% loss before exiting. But I am not going to increase it which means I am going to exit sooner than latter to reduce clutter in my portfolio. I have not found the magic pill / perennial longevity fund. When rates were low (pre-Covid), it was inexpensive to run these experiments but not so much now.
Edit: Every time I start a new position, I start hoping to increase it to a minimum 10% of portfolio. Sadly, most of the times I fold them without increasing from the initial position. Oddly enough, I seem to have more luck with individual stocks than funds and I spend very little time researching stocks and almost all of the time I spend on investments is trying out new funds, which makes me wonder quite often if investment outcomes are mostly luck.

Concur with @gman57 and @yogibb to move to your question to Discussion.
Additional information about yourself with respect to your goals/investment horizon and risk tolerance will help other posters in their recommendation.

Agree with @gman57 - edit & move to Discussions.
Minor tinkering:
In stocks, you have LCG and LCB. May be switch LCB SP500 VFIAX / VOO to LCB total stock VTSAX / VTI.
In bonds, may be switch from Total (investment-grade) Bond market VBTLX to core-plus VCPIX / VCPAX.
You got stocks-LCG and multisector bonds covered well.
Others may suggest more changes based on your personal situation (approx age, taxable or tax-deferred/free) and goals.

BLNDX is advertised as an "all weather" fund.
I was also somewhat surprised that BLNDX lost approx. 2% in the last 2 days.
As a retired and conservative investor, I am looking for a little more consistency.

After posting the above on July 19, I sold the fund before it lost even more of its value.

Market-neutral (50-50 long-short) global ESG quant fund from Bridgeway. High expenses of 6.17% after 1.38% waiver until 11/1/25 are from a complex absolute-return strategy.

Hello Everyone,
I'm new to the globe of mutual fund investing, so I'm looking for tips on how to diversify my holdings in order to increase my portfolio over time. My portfolio is now made up of a combination of bond and equity funds, but I want to make sure that my approach is sound and situated for future returns.
This is a quick look at everything I currently own:
Mutual Funds for Equity:
Bond funds: T. Rowe Prices Blue Chip Growth Funds (TRBCX), Financing Contrafund (FCNTX), Vanguard 500 Index Funds (VFIAX), and
PIMCO Income Funds (PONAX) and Vanguard Total Bonds Market Index Funds (VBTLX)
I would much appreciate your insights on the following few questions I have:
Diversification: Do my bond and stock holdings exhibit sufficient diversity? Do you suggest adding any particular industries or fund kinds (international, small-cap, sector-specific) to attain greater diversification?
Growth Potential: Do you think certain mutual funds or investment strategies have particularly significant potential for growth over the next five to ten years, given the state of the market? Funds with a solid track record of success and reputed fund managers catch my attention in particular.
Risk Control: In what ways do you control risk in the mutual fund holdings? Do you employ any specific funds or different asset classes as a hedge against future market downturns?
Costs and Fees: When choosing mutual funds, how significant are cost ratios and mlops fees? What are some recommendations for locating affordable, high-quality funds?
I appreciate your assistance in advance! I'm excited to hone my investing strategy for greater long-term rewards and to gain from the collective wisdom of this group.

Remember this?
https://x.com/FusionptCapital/status/1816516265781182733/photo/1

My experimental money has room (fewer experiments running at the moment). I am usually a good test for lady luck.
July issue of Monthly Commentary has two good articles on International investing / funds: one each by Devesh and David. Check it out.
Edit: Longs be ware! I have a buy order in for BLNDX.

I warned you guys!
BLNDX down 2.62% since purchase (4 day holding). Of the many things in my portfolio, during my holding, only thing that performed worse than BLNDX is QQQ. I look to my experiments to meet or exceed a 60/40 bond/equity portfolio - pretty low bar but also not a slam dunk to beat when yields are high. In my own portfolio, YTD I am barely able to keep up with PRWCX, which itself is not having a great year (relative to its history). My bond / equity allocation is pretty similar to PRWCX, except my fixed income is more cash.
Since its peak on July16, BLNDX is down more than 5%.

Ackman's self serving politics are a turn off for many people who control institutional money and it is difficult to raise $25B in the public markets without institutional participation. Lack of redemption opportunity does not help institutions, given CEFs can go into deep discounts. I guess he thinks he is smarter and wiser than Charlie Munger.
I like the fund companies that convert their CEFs into ETFs or OEFs if the CEFs go into deep discount. If Ackman commits to do that, he might get more subscription.
I have not kept up with his overseas listed CEF which deserves to be mentioned in David's Focus thread.

$25 billion?
Oops! After the roadshow, Bill Ackman will be happy with only $2.5-4.0 billion CEF PSUS initially. He will hard-cap the fund at $10 billion - doesn't he know that "C" in CEF means closed, & they don't grow like OEFs or ETFs? To get to $10 billion hard-cap, he will have to do lots of secondaries.
BTW, the largest US CEFs now are gold PHYS ($7.5 billion), multisector PDI ($6 billion), silver PSLV ($5 billion).
https://ca.finance.yahoo.com/news/ackman-cuts-funds-target-size-191640532.html

Thank you ybb. There is a note near the atop the chart explaining the roll-up methodology, but you mean add note inside the chart itself?
I do plan to expand notations and add to Definition page as we finished rolling-out the flow tools. Last couple steps: add flows for Fixed Periods, like we've done for Calendar Years. Then, integrate into MultiSearch, giving ability to screen for flows ... along with risk and return performance. That should be pretty cool.
Yes, the daily (or monthly) flows in the bottom bar chart are also rolled up, since Total Net Flows are computed from these values real time.
I will check on the CITs. That might help explain what Devesh pointed out with FCNTX at the last webinar. It's lost billions over last five years, despite good performance ... but unlike D&C, outflows cannot be explained by share class. Its AUM remains about $120B, because performance has offset outflows, apparently. If not CITs, maybe just the challenge to actively managed funds, even good ones?
c

@Crash AT&T’s business and consumer wireline revenues account for ~25% of quarterly revenues, and show a slow but steady decline. This is offset by growth in their mobility segment plus fiber. 40% of fiber customers end up with their combined wireless plan. *I had their wireless plan and then went to fiber. I get better internet speeds, equal programming with DirectTV for $100 less a month than Spectrum. AT&T also expects a bump due to the upcoming upgrade cycle of the new Apple phones.
I’ve got to think BCE will benefit from many of the same technology shifts as AT&T with their similar fiber buildout, but the market doesn’t appear to be in agreement.

That's good - to show totals for the oldest asset class. But expand the note at the bottom to indicate this.
Looking at DODGX, it seems that the main display has total flows and total assets (checks with total $109.1 billion at M*; Fido has class AUM $65.3 billion)). But the bar chart below seems to show only the class flows. If intentional, this also should be noted.
BTW, many mutual fund outflows are simply to their CIT version/clone in workplace retirement plans. That also distorts the fund flows. I asked M* about it once and its response was that its database had only some CITs, so it couldn't indicate those flows for sure. Does Refinitiv have good data on CITs?

AAII Sentiment Survey, 7/24/24
BULLISH remained the top sentiment (43.2%, above average) & neutral became the bottom sentiment (25.1%, below average); bearish became the middle sentiment (31.7%, above average); Bull-Bear Spread was +11.5% (above average). Investor concerns: Elections, budget, inflation, economy, the Fed, dollar, Russia-Ukraine (126+ weeks), Israel-Hamas (41+ weeks), geopolitical. For the Survey week (Th-Wed), stocks down, bonds down, oil down, gold down, dollar up. NYSE %Above 50-dMA 62.40% (positive). Democratic ticket changed. FOMC Statement & presser on Wednesday. Treasury spreads 2Y/10Y negative, 2Y/30Y positive. #AAII #Sentiment #Markets
https://ybbpersonalfinance.proboards.com/post/1575/thread

AT&T shareholders are basking in the limelight today. When's the last time THAT's ever happened?

I wonder how much of AT&T is still devoted to their old, core, legacy phone (and more recently, internet) business? I read your post, and noticed that my Bell Canada was my only winner today. BCE.
BCE owns the CTV and TSN networks, north of the border, plus licensing rights to a bunch of other popular stuff. But they are heavily invested in a modernization, with fiber build-out, which should be pretty nearly finished. Regulatory decisions lately have not been favorable. But it's such a fixture of their economy, there's not much to worry about, and the stock trades near 52-week lows at the moment--- though up 0.82% today, while the whole universe was busy cratering.

Sorry, but for an average investor like me, it would have been more helpful if they also showed the percentage of the portfolio that's in each sector.

doubt this is more recent than its sources (har, to be tautological), but it is granular, fwiw
assuming you can even access it
https://fundresearch.fidelity.com/mutual-funds/composition/90470L584