I do not understand all of the Apple haters, which is not to say that they are perfect. However, I am an unabashed Apple lover. In my home, we have iPhones, iPads, Apple TV, Apple Watch, an iCloud account and an old iMac that we no longer use. We seldom have problems with any of these devices. And when we do, the problems are easily fixed by a simple call to the Apple helpline (at no charge.)
Before we bought our first iMac, we used various Windows- based computers that were continually locking up and getting infected with viruses. We had frequent service calls from a computer technician who would visit our house to debug everything and download the latest antivirus fixes. Before actually using the computer, we would have to turn it on and wait 10-15 minutes for all of the antivirus programs to run. Even then, the computer was so slow, and we had to keep updating to more expensive computers with more memory to run all of the software.
We decided to try an Apple computer out of desperation. The Apple salesman told us we shouldn’t be having the problems we were experiencing and that we didn’t need a more powerful computer than an iMac because they were bug-free. I was skeptical but took the bait. He was correct. Our iMac ran flawlessly from the start with never any problems with viruses. When you turn it on, it’s ready to use almost immediately. I never have to download antivirus software.
We were so impressed with the iMac, that we soon got iPhones and iPads. My iPad is so easy and intuitive to use, that it eventually became my computer of choice for nearly everything. It has essentially replaced the iMac, which now gathers dust — not because it’s bad, but because the iPad does everything much easier. I can buy a new iPad when needed for a fraction of the price of a desktop computer, and I can take it on trips, hold it in my lap, take photos with it and my iPhone, etc. All of my Apple products run seamlessly among each other. If I take a photo on my iPhone, I can instantly edit on my iPad if needed.
The iPhone has truly revolutionized communications. It’s not simply a phone, it’s a pocket computer that can also take amazing photos, send messages and emails, browse the internet, read the news, etc. Although expensive, I’ve never doubted its worth. I can truly say that I’ve gotten my money’s worth out of every Apple product that I own.
Much of the Apple hate seems to be driven by jealousy or wannabes. I get it. Number One in anything becomes a target. But let’s not forget that Apple is No. 1 for a reason— actually many, many reasons.
Microsoft users have their fans. They are great products if you are computer savvy enough to keep them running and virus-free. Or if you work in an office with a staff of computer technicians to keep them running. But for my purposes, it’s Apple all the way.

@Charles, thanks. Here is my experience after the latest MFO Premium update.
Background - Yesterday (3/24/24), I had manually changed all old TIAA/CREF IF-xxxx tickers to Qxxxxx except the 2 residuals QCBMP (CREF Bond R2) and IF-SMZQ (TIAA REA).
Today (3/25/24):
1. It required a MANUAL change of QCBMP (CREF Bond R2) to QCBMPX. But on Save, it also AUTO-changed all references of old IF-SMZQ (TIAA REA) to new QREARX. So, the AUTO-substitution logic for old TIAA/CREF IF-xxxx to new Qxxxxx seems to be working.
But users should be aware that a WARNING screen may open up listing all affected saved portfolio by the update that will be overwritten and the choices are to Overwrite or Cancel. Users may be surprised by this (especially for their saved portfolios that they didn't touch) but should select Overwrite option.
Portfolios and Multisearch just won't run now with old IF-xxxx tickers (a lone exception is IF-BZKF for CREF Equity Index, but its Qxxxxx tickers transitioned fine). The changes aren't dynamic or real-time, but one-time to Overwrite.
2. As for the minor issue with trying to run several classes (R3, R2, R1) of CREF Stock - QCSTIX QCSTPX QCSTRX, it's the same and I understand @Charles' explanation:
It runs under Portfolio.
It doesn't run under Watchlist default (with Basic Info).
It runs under Watchlist with ALL Classes checked in More Basic Info.
3. I will look around for OTHER Qxxxxx tickers. Many are recognized by Yahoo Finance, M* Investor, Nasdaq, Stockcharts (few), but one has to know them. Not all VAs have Qxxxxx tickers. I don't know if Nasdaq would provide a list of all supported 6-character Qxxxxx tickers.
Of course, Multisearch pulls up VAs with IF-xxxx tickers from Fidelity, Transamerica, T Rowe Price, Vanguard, etc (and of course, TIAA/CREF, but that is done now), but I don't see an easy way to find which have Qxxxxx tickers. Reverse lookup from Qxxxxx to VA Names to IF-xxxx seems a manually laborious process. I think only Lipper may do something about this if/when it upgrades its system to recognize the 6-character Qxxxxx tickers.

A minor issue is that the following list (for CREF Stock) runs fine under Portfolio, but not under Watchlist.
QCSTIX QCSTPX QCSTRX
Each ticker runs fine individually under the Watchlist, but defaults to QCSTIX.
The previous list ran fine under both, but of course, those are gone now,
IF-CBMF IF-CMP5 IF-CMP6
Problem may be that in the Q-version, these 3 tickers are recognized as classes of the same VA/fund, and MFO may be complaining why run 3 classes simultaneously. This wasn't a problem with the old IF-tickers.
A workout is just to use More Basic Info - All Classes and then the list runs properly. (BTW, the interim instructions need to be adjusted to indicate that All Classes option is within More Basic Info, not Basic Info.

Vow, it's done (almost)! Thanks @Charles!!
In this massive change at MFO Premium, there were (only) 2 issues:
CREF Bond Market R2 ticker is wrong, QCBMP should be QCBMPX (note the missing X)
TIAA REA is still the old IF-SMZQ and should also be changed to QREARX. Of course, the focus has been on many CREF VAs, but there is also 1 TIAA VA.
As in the past, the MFO Premium won't run at all until I changed ALL old IF-xxxx to new Qxxxxx in ALL saved Portfolios. This should be fixed - Portfolio should run so long as the tickers for the current run are all valid, and it shouldn't matter what the other saved Portfolios have. Anyway, this is how I found the residual problems for CREF Bond R2 and TIAA REA below (so, I had to make them "wrong" temporarily).
All related history and updates can be found at this link thread,
https://ybbpersonalfinance.proboards.com/post/1405/thread

"That might force me to buy a new computer."
It's quite possible to run two desktop computers using only one monitor and mouse/keyboard. Inexpensive and easy to setup and use switches are available and allow instant switching between the two computers. Apple computers are pretty easy to set up via your router to talk to each other and transfer compatible files between the two computers.
I use a setup like that with an obsolete Mac G5 which still runs 25-year old apps. Those apps are incompatible with the Mac Minis that we use for everyday purposes.
For example, the G5 still runs Claris CAD, which is totally incompatible with current Mac operating systems. However, the CAD files, once generated, can be saved as PDF files, and easily transported over to the Mini. Another option is to take screen shots of files on the G5, and transport those over to the Mini.

@BaluBalu, PEY & SCHD look back 10 years. FDL (M*) looks back 5 years. Those are just a few that made it through to my watch lists that are based on looking back.
Wisdom Tree has some interesting dividend strategies that aren't reliant on looking back at fixed periods of time.

The graphic is set for the 5 days ending March 22, Friday; for the best to worst % returns in select etf categories. One may then also select the one month column to align the one month return best to worst; or for the other listed time frame columns.
ADD an etf performance of your choosing, if you desire.
*** Requested ADD: For the week and YTD
--- EWW = +.79% / -.54% (I Shares, Mexico)
MMKT note: Fidelity mmkt's yields moved upward a few hundreds % this week, with core acct's yields at 4.97% (SPAXX) and 5.02% (FDRXX).
NOTE: The majority of all equity and bond sectors finished the week with positive returns, with bond funds having decent gains.
NEW: 1 week 'heat map' by sectors. This is an interactive graphic. You may hover the computer pointer over the various blocks to view portions of sectors and/or stocks within those sectors. NOTE: to the left of the graphic, one may change the 1 week performance drop down menu to another time frame. Another example: at the left edge of the graphic, select exchange traded funds and then 1 week.
Remain curious,
Catch

I asked my advisor at Fidelity whether it is possible to make MRFOX available at Fidelity. After consulting with others she answered that it is possible, but only if many investors want it: Fidelity requires $25MM in demand in order to ask for a net new relationship with the fund. She suggested that if many people express their interest, perhaps something could be done. This does not look encouraging at all, but I wanted to share it here anyway.

@a2z. @David_Snowball. Thank you.
There are several parameters on MFOP that can be searched independently of other selection criteria: Symbols, Fund Names, Socially Conscious?, Adviser Names, Manager Names, and all the Holdings metrics (Names, Ticker, Sector, Security Type, Country, Currency, Debt).
They are denoted with a Plus? label. So, in this case, one can get funds advised and subadvised by Wellington by selecting Plus? Yes for the Adviser and then selecting Wellington for the SubAdviser.
I just ran MFOP and found 161 funds (oldest share class only) either Advised or SubAdvised by Wellington. Here's link to pdf.
c

You are very welcome ybb, especially for enlightening me (and the folks on the board) about VAs. Lipper fussed, however, extending the update to include the TIAA listed tickers, apparently because they are 6-character tickers ... at least for now. In any case, MFOP maintains its own fund name file. And, we will start maintaining our own ticker substitution file shortly, so in future you will be able to pull-up the TIAA funds by listed ticker (for current portfolios, searches, and watchlists, the substitutions will be done automatically, and if you like, you can then export/save the updated tickers to your profile). Thank you again, c
TIAA (Lipper/MFOP)
QCBMRX (IF-CMR2)
QCBMP (IF-CMQ9)
QCBMIX (IF-MTJQ)
QCBMFX (IF-F89J)
QCEQRX (IF-CMQ8)
QCEQPX (IF-CMQ7)
QCEQIX (IF-MDMF)
QCEQFX (IF-F896)
QCGLRX (IF-CMQ6)
QCGLPX (IF-CMQ5)
QCGLIX (IF-SKRL)
QCGLFX (IF-F7Z9)
QCGRRX (IF-CMQ4)
QCGRPX (IF-CMQ3)
QCGRIX (IF-FDWD)
QCGRFX (IF-F895)
QCILRX (IF-CMQ2)
QCILPX (IF-CMP9)
QCILIX (IF-WPZK)
QCILFX (IF-F82K)
QCMMRX (IF-CMP8)
QCMMPX (IF-CMP7)
QCMMIX (IF-RWDV)
QCMMFX (IF-F82J)
QCSCRX (IF-CMP4)
QCSCPX (IF-CMP3)
QCSCIX (IF-THMV)
QSCCFX (IF-F7Z8)
QCSTRX (IF-CMP6)
QCSTPX (IF-CMP5)
QCSTIX (IF-CBMF)
QCSTFX (IF-F7Z3)

@Charles, thanks for your response. Monthly enforcement of allocation is what it looked like from comparison with PV monthly rebalancing. But your official confirmation is important. Here is some data for standard deviation (SD). LINK
                                       MFO    Wtd-Avg   PV w/o rebal   PV w/qtr rebal   PV w/mo rebal
03/2023-02/2024 (1 Yr)    15.3    16.15       15.11             15.33               15.37
03/2021-02/2024 (3 Yr)    15.4    17.15       15.38             15.38               15.38
03/2019-02/2024 (5 Yr)    13.4    17.30       13.27             13.40               13.45
03/2014-02/2024 (10 Yr)  10.6    14.35       10.80             10.62               10.66
03/2009-02/2014 (15 Yr)   9.4     14.30       10.47             9.43                 9.44

Two days ago - to my sadness and delight - I had learned via MFO that Eric Cinnamond, one of my all-time favorite managers with ARIVX/ICMAX was back in the mutual funds world with Palm Valley Capital Fund (PVCMX). ('Sadness' because I have missed almost 5 years of exploiting his financial acumen for a modest management fee and 'delight' because I have now been able to put a sizable investment into his new vehicle.)
This got me thinking, are there any other great/good managers who came back to manage a mutual fund or an ETF after being away for some time in the last, say, 20 years that I might be missing on?
(No knock on Bill Nygren, who's done an admirable job at the Oakmark Fund (OAKMX), but I am still hoping for the day that Robert Sanborn comes back with a publicly available investment offering.)

please share if you know a fund (incl ETF) that targets companies that grew divi every year for at least 5 but not for more than 10 yrs and are not bottom or top quintile dividend payers. Call them Junior Div Aristocrats.
P.S.: my quick search did not result in any ETFs meeting the above criteria, I found DGRW (Quality Div Growth) an interesting Div ETF. I own the div ETF CGDV (an active fund) but I might go with DGRW for any new $$$ Div strategy - for its lower potential for cap gain distribution and better suited for taxable accounts. Two year old CGDV already has $7B AUM and with its American funds reputation, it might just become too big for its own good.

The notion that because you or I invest in a Blackrock ETF, we give our proxy to Larry Fink is absurd. And its anti-democratic.
The notion that because you or I invest in virtually any mutual fund, we give our proxy to ISS or Glass-Lewis is absurd. That's the elephant in the room, more so because this duopoly advises nearly all (90%) fund sponsors on how they should vote their proxies.
https://corpgov.law.harvard.edu/2023/01/30/the-controversy-over-proxy-voting-the-role-of-asset-managers-and-proxy-advisors/
Anti-democratic? The corporate world was never democratic. Dollars, not people (dēmos - "common people") hold the power. If you don't like the way Blackrock funds are being run, vote your fund's of directors out of office. See how much sway your paltry dollars have. Or mine.

ESG means different things to different people, in no small part due to the marketing efforts of financial management companies to muddy the waters. On one end of the spectrum is impact investing, where one invests in companies and technologies specifically to improve the state of the environment. On the other end of the spectrum is what Blackrock and others call ESG integration - considering risk factors like increased exposure to flooding due to a changing environment - among all the risk factors considered when deciding whether to invest in a company.
https://www.blackrock.com/lu/intermediaries/themes/sustainable-investing/esg-integration
That's just prudent investing. And good marketing - slapping a label like ESG (popular until recently) onto something that is standard operating procedure. Failure to consider all significant risk factors could be considered investment malpractice.
For example, last year Texas proposed SB 1446 that would have prohibited state pensions from investing with any management company that considered ESG factors.

Despite declaring that [Texas County & District Retirement System] TCDRS “has never had an ESG policy,” and does not intend to have one, [Executive Director] Bishop said that the bill “would keep us from partnering with some of the best investment managers in the world.” Bishop added:
“If we had to adjust our asset allocation, we estimated it could cost us over $6 billion over the next 10 years. And this would cause our employers cost to more than double.”

https://www.esgtoday.com/texas-anti-esg-investing-bill-faces-pushback-over-6-billion-cost-to-pensions/

I'm unclear how MDD management would increase outsourcing of Boeing? The MDD acquisition occured in 1997. That's 25 years ago. Strange it would take so long for these changes to manifest defects/problems.
As the acquirer, presumably, legacy Boeing management dictated what decisions were made as regards outsourcing. The acquired management team is usually not in a position to dictate how a business is run. If they were unhappy with any pre-merger MDD outsourcing, it would have been in their purview to bring outsourced functions back 'in house', no?
Anytime a process gets outsourced, its still encumbent on current management to ensure they have sufficient QC controls over the outsourced process. -- You can outsource a function, but you cannot outsource responsiblity!
Is the current BA CEO an engineer or a finance dude? I believe the latter. Perhaps too much current management emphasis on stroking Wall Street, not enough on getting the engineering right?
Every hour spent on DEI training is thousands of man-hours which could have been devoted to something else. Like QC.

The last thing Boeing needs is financial restructuring. They need to reinstitute the pre-McDonnell Douglas merger ethos where engineering trumps cost cutting.

+1

The McDonnell Douglas merger precipitated Boeing's descent.
McDonnell Douglas management increased outsourcing which led to declines
in both aircraft quality and employee morale. Various "accidents" (some preventable)
involving Boeing aircraft in recent years have tarnished this once fine company's reputation.

As someone who's seen BA in the intergenerational portfolio for many many decades, agree completely!
(I only hold a toehold for sentimental reasons nowdays - I sold 95% of the position just as the 737 MAX fiasco started to tank the stock, so I thankfully got out quite nicely near the high)

Just posted all ratings to MFO Premium site through February using Refinitiv's data drop today ... reflecting MTD performance through 15 March.

This thing needs to be apprehended and arrested for lack of proofreading, but the legal action is long overdue, anyhow.
https://thehill.com/newsletters/technology/4548396-apple-faces-landmark-antitrust-suit/

@Mark, $1 in 1924 in MITTX is now $7,067!
https://twitter.com/DividendGrowth/status/1752526427042238817

From a WSJ email today (3/21/2024) - "On this day in 1924, the Massachusetts Investors Trust, the first open-end mutual fund, was founded in Boston by a former cookware salesman and two investment bankers. The minimum initial purchase of five shares cost $262.50, or $2.50 less than a new Ford Model T runabout."
Makes me wonder what that Model T runabout in mint condition might be worth today and also the value of that initial investment left untouched to do it's thing.