Market Uncertainty Why, despite a lack of uncertainty last year, did you fail to anticipate the worst bond market in centuries? How did you not see the worst opening 6-months in the stock market in 40 years? The worst inflation since 1981?
I don't know. On the other hand, I was very happy with the returns I had experienced with a short-term investment in bond funds that I bought because everyone said they are nearly as good for you as flossing.
Not being a fan of bonds generally, and disappointed with the yields, I sold. I'm no Bernard Baruch, but sometimes there is something to be said for selling "too soon."
As for inflation, if you were raised with the idea that it is the result of too much money chasing too few goods, it wasn't rocket science to wonder where we might be headed with massive tax cuts, supply chain issues, and air drop money.
And, well, a lot of people had been commenting on the stratospheric valuations of the stock market. When hasn't that ended in tears?
So what's the point of Barry abusing his capital letters and wearing out the italic fonts?
If you're crossing the street against the light, and you hear horns honking, you might want to look around.
International: Thnking about switching Don't like to jump around, but losing my confidence in Int'l fund managers. Hold VWILX and MGGPX. Thinking of reducing positions and adding to VTSAX, a smoother ride. These guys did weather 2020 pretty well, but are getting beat up now. Stay the course? Thoughts needed!! Thanks!
I've owned VWILX for several years.
The fund has experienced significant losses YTD (-31.11%) and over the trailing 12 months (-34.31%).
I don't have any plans to sell VWILX in the short-term.
Guess I'm a glutton for punishment!
Thanks for everyone's input! I haven't made any changes yet to my portfolio yet. Kind of wait and see for now. I'm of the mind, the day after I sell, will be the upswing!
Stock Rover Pointers @Gary1952, in SR, the dividends have to be reinvested manually. SR does have dividend and income info and uses it in its charts, returns and other analytics.
M* Portfolio had/has auto-reinvest feature/click, so update there before uploading data to SR. Once M* Portfolio has drop-dead date, I may re-upload things from M* to SR.
SR brokerage connection feature would solve this portfolio updating issue but I don't plan to use that SR feature.
Mechanics of Buying & Selling 5-Yr TIPS @finder, you can buy shorter-term TIPS in the secondary market. Note bid-ask (you buy at ask, sell at bid) and related real-YTM that will cut into inflation-adjustment. You may also have to call the broker to enter the TIPS order and make sure that you won't be charged any fees/commissions/markups (I checked Schwab only and it says to call for TIPS but allows online orders for other Treasuries) and that you will get close to posted ask-price (not some jacked up ask from broker inventory). If you are not careful, fees/commissions/markups on small orders can negate what you want to do - none of this hassle for buying TIPS at auctions although the next 5-yr TIPS auction is on
10/20/22; note that since I started posting on this, there have been 2 auctions for 5-yr TIPS).
Time is your friend. @Observant1 - Thanks for posting. Changes hadn’t yet been implemented far as I could tell when I checked the December 202
1 report a while back. (But was aware of the S&P short position.)
That last line … a bit disconcerting … :) / Also a timely reminder, I think, that each of us invests
at his / her own risk .
DODBX is a good fund (albeit somewhat volatile) and Dodge & Cox is a great company.
The fund committee's objective is laudable and the new changes are sensible.
If I owned DODBX ¹, I'd observe the impact of committee actions but wouldn't be too concerned.
¹ former/future DODIX owner, temporarily switched to stable value fund
12/3
1/2
1.
Stock Rover Pointers Adjusted-Price% for VWINX, VWELX, VFIAX, SPY (last 2 are indistinguishable).
Price% for VWINX, VWELX, VFIAX, SPY (last 2 are indistinguishable).

Stock Rover Pointers @BaluBalu, SR-Chart allows OEFs, ETFs, Indexes that are Price% only or Dividend-adjusted-Price%. I will build some examples and post.
LINK
Your buy - sells July forward Spy Iwm qqq Bottom very close based on fundamentals
If we have a reasonable Earning seasons and Feds stick w 0.75% rates raised (maybe already priced in), maybe baby bull born...This Thursday is biggest day Apple Er and Feds decisions day....very volatile
Could be last legs down another -12% next 5 -7 trading days (or could be stagnation then slight up trends after 7-10 days tradings)
Friends say 65% that bottom maybe in (June 17 18th 2022), or 35% of another - 12% down. Some pundits even say sp500 go to 3100s levels.
Could be lots speculation
Get out your popcorn and cash/paychecks
Maybe slowly Dca in, you maybe laughing your ways to the bank if buy soon and hold for 3 yrs
Have a good wk investing
Stock Rover Pointers +1.
Does the charts feature allow mutual funds total return charts to be compared against those of ETFs, CEFs, ETNs, etc?
Thanks.
Your buy - sells July forward +1.
Pelosi bought lots chips techs last few days The speaker [i.e. Pelosi] serves as an example of good ethics - she is not among the "66 members of Congress [enumerated in the cited piece] who have violated a law designed to prevent insider trading".
It's not the responsibility of the Speaker of the House to introduce legislation. But if you want to hold the Speaker accountable for perceived ineffectiveness of the STOCK act, then look to John Boehner.
It was under his leadership that the House passed this legislation in 20
12. If he really wanted to do something, he would have done more ram through the legislation (4
17-2 vote) with barely 40 minutes of floor discussion on Feb 9, 20
12.
https://www.congress.gov/bill/112th-congress/senate-bill/2038/all-actions
Your buy - sells July forward Last two weeks: Been taking profits in managed futures, down to ~ 1/3 of the peak allocation. Bought starter or added to ICLN, TAN, MUB, EWT.
Hmm, Crash, Qatar. Maybe some attention & action from the upcoming World Cup (soccer-futbol, Nov.-Dec)? Not much volume in that iShares etf. Wouldn't hurt to watch, tho.
Time is your friend.
Time is your friend. Quite right. But c'mon: $1k per month is a FANTASY for most, anyhow.
Time is your friend. The power of compounding is huge. Let's assume 10% return per year. Investor X started investing at age 25 $1000 monthly and stopped after 10 years. Investor Y started investing 10 years later, at age 35, investing $1000 monthly for 30 years to age 65.
Who will have more at age 65?
Investor X will have a lot more money, investing just 10 years VS 30 years.