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  • Yup, the discipline is surely the hardest part---once you get familiar enough with stuff to be able to know a little about what's what. I did a lot of listening and learning, for years, before I ever had the opportunity to invest real money.
  • Successful investors save regularly and routinely.
    Good reminder - "good habits". Many failed to contribute to the retirement account (401(K), 403(b) and etc) even to level to get the maximum company match (i.e. free money). Same goes for saving for kids college funds via 529 accounts rather than future dollars from saving accounts.
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