Some months ago, I asked for suggestions for a fund for my 21-year-old grandson, who wanted to open a Roth IRA. Many people gave me advice and suggestions, which I so appreciated. After talking with my grandson and passing along suggestions, he decided on FXAIX, Fidelity 500 Index Fund. And, my 25-year-old granddaughter (his sister) decided to open a Roth also, and into the same fund. I helped them open their accounts over the weekend. I wanted to come back and say thank you again, and let you know what he (and now she) decided.