I just started a new job and the new 401k at the company is run through Fidelity. My previous employer also used Fidelity...So, I have a new (unfunded) 401k, a 401k from my previous employer and an IRA Rollover all there.
Just curious what others thoughts are about consolidation etc. I have other accounts there including my wife's,
I have 3 choices (IMO) -
1.) Leave it as is and just start funding the new 401k
2.) TRansfer previous 401k ti new one. *Note - I have to sell all positions an can only move Cash in this type of transfer. Considering the markets and some losses, is that wise or does it matter since I'd be getting in at a low point with my new positions?
3.) Rollover previosu employers 401k assets to my existing IRA rollover at Fidelity
Just looking for some perspectives and see if I'm missing anything - Thanks in advance!