My sister who knows nothing about investing wants a conservative asset allocation fund in early retirement for an inheritance she doesnt need to live on.
I would usually go to VWINX, but I worry its large standard bond allocation will not be much of a buffer with interest rates so low. I doubt its benchmark AGG will be much help if stocks crash because of rising interest rates.
I wanted to give her max DD and recovery rates for several funds from major families but they all differ in % equity allocations.
Can anyone suggest a source for data on major fund families allocations for the income phase of target date funds so I can run an MFO comparison for her?