Howdy, Stranger!

It looks like you're new here. If you want to get involved, click one of these buttons!

In this Discussion

Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.

    Support MFO

  • Donate through PayPal

3 Day Settlement Period

Does the 3 day settlement period apply to trades within an IRA?


  • It is now 2-day settlement for stocks, ETFs, CEFs and only 1-day settlement for mutual funds. It is the same for taxable and tax-deferred/free (IRAs, 401k/403b) accounts. Days are business days.
  • Thank you.
  • msf
    edited January 2022
    Most but not all mutual funds settle in one day. A few take two days to settle.
Sign In or Register to comment.