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My bi-weekly 401K contribution goes to a couple U.S. index funds. $2500 a month, roughly. And a lot of overall dividend re-investment. I reduced our U.S. equity investment in the first quarter, however. Some went to INTL, some went to fixed income.
I do note that the 3-mo TR on my INTL fund is lagging my US funds, though YTD INTL is still out-performing. Worth keeping an eye on.
I am not adding to any U.S.-only equity funds. I recently replaced two funds — foreign large blend equity and intermediate core-plus bond — with similar funds after transferring an account to a different firm. I'm content with my portfolio's overall allocation to stocks and to the ratio of U.S. to foreign stocks.
I haven’t held a true “equity fund” in ages. I like hybrid funds. But, no. I’m not adding to equities! My very good long-short fund (CPLSX) has been falling of late. That’s a sign to me that markets (especially U.S. equity) are overvalued and will correct at some future time. TPTB would like to keep the thing afloat thru Nov. ‘26. We shall see if they succeed.
Not adding to US equities, no. Reinvesting dividends is all. Adding in baby-bite sized chunks to foreign. Can't see why my financials are faltering lately. One is foreign, one is based in a US Territory: Panama and P.R. But they both use the dollar, yes? OK, not Panama, but it's pegged 1:1 to the greenback.
My 403b is entirely in US value fund dividend paying RWMGX ... I waffle between splitting off 30-40% into RERGX for international diversification there and/or directing new contributions that way, but I'm still on the fence.
Most of the individual stock purchases I've done in 2025 are non-US and sometimes F-shares, fwiw saying.
Part of me is even thinking of trimming down my big position in PRWCX as well since it's US-focused
Comments
I do note that the 3-mo TR on my INTL fund is lagging my US funds, though YTD INTL is still out-performing. Worth keeping an eye on.
I recently replaced two funds — foreign large blend equity and intermediate core-plus bond —
with similar funds after transferring an account to a different firm.
I'm content with my portfolio's overall allocation to stocks and to the ratio of U.S. to foreign stocks.
Most of the individual stock purchases I've done in 2025 are non-US and sometimes F-shares, fwiw saying.
Part of me is even thinking of trimming down my big position in PRWCX as well since it's US-focused