I know a lot of people look at the fed pumping money into the economy and are just sitting back with the popcorn waiting for interest rates to rise and invest with that inevitability in mind. First, there are no easy home runs for average investors. Yet many have been thinking interest rates are about to rise for about 5 years now and they have not. So when will they go up. In my opinion they will go up only under either of the following circumstances 1) People stop saying it is a slam dunk interest rates will rise or people waiting for them to rise die off. 2) There is a change in the party that controls the presidency. So under my scenarios interest rates will not rise for at least another 3 1/2 years because the presidency has no possibility of changing until then and a lot of investors are still are just so darn sure they are going to rise that they just ain't going to rise.