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Regarding RPHYX.. It’s just me as I stay away from funds hyped on MFO or for that matter any forum. I have always been about the compounding of capital (even in bond funds) and it’s 5 year annualized return of 2.43% is not very inspiring. However, I realize many use this fund for reasons other than growing their nest egg and I assume it’s steady eddy performance has satisfied those in it.