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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
What you say it all true, but it's way more than a 'byproduct' --- there is a huge amount of payback, for Woodstock, for L B J's groundshaking civil rights programs, for affirmative action, for fair housing initiatives, for welfare programs in their…
Fool phantom thinking about correction and excessive runup coupled to my ever lame timing.
When there is a slump of any sort I will dive back in, or into something like DGRO / DGRW.
I just thought the Santa and early-Jan rallies were good times t…
sold some more DSENX, couldn't help it
will buy back, or buy something, later on; this is in a Roth ira
bought some PDI
bought some SOI, a stock sure to dip now therefore :(
At Fido if your non-inst DbL shares grow to >$100k (or whatever the TF purchase threshold is), you can reclassify them without problem or charge to the cheaper class. (There's a thread on this somewhere.) The only way to avoid the TF, so far as I…
They overlapped of course but never sang together so far as anyone knows; this is from a bunch of posthumous studio duetting from some time ago which Nelson and others did with her tracks, same as all that Nat King Cole stuff. What an alto.
Not sure how good the data are, but M* shows that VWENX with a start point of 10/25/29 (a few days before the so-called crash) took till Feb 1936 to get back to the inception amount.
CENSX, another oldy (widely touted in the 1980s and after (insura…
High valuations has never been a cause for bear markets.
This is weak gruel for Stewart, and it is incredible he links it in any way to the election (when the whole world has done the same), but has some good quotes:
https://www.nytimes.com/2018/0…
~2y of cash (say) would leave ~$450k; how to get $24k/y out of that with a fine mix of fine bond funds? >5% is needed.
When I run 'money last' calculators, it does not show making it to age 70. (6% return, 2.5% inflation, 10% fed marginal brack…
I avoided mentioning PONDX because I was trying to envision worst-case scenarios going forward. I concur in the take that the longterm future is unlikely to be like the bull past we have enjoyed. Looking chiefly at GOs' UI in Premium, I still think …
@LB, by equity-aggressive I meant proportionally, not the holdings themselves. I would avoid foreign for this person.
VWINX looks like the choice, yes. Interesting its UI is high-ish (greater than VOOG and DSENX, e.g.).
If someone was 'managing' &…
I am not understanding why anyone would recommend global or even look at what we think of as conventional diversification. Seems to me what is wanted here is as equity-aggressive as feasible, but nonpeculative, meaning, solid companies, experienced …
FPURX is my vote.
It would be great to go even more conservative but he has to get 24k or so from this investment of 500k. Do you know anything about lifespan projection; is it affected by the disability? Are we talking a normal 45y ahead, or somet…
Nice writeup, though at least some of the 'undignified' reason is related to the same reasons many men don't wear ties to concerts or church anymore, imo.
>> Random numbers don't have to average zero. You can have a random distribution around any value you want, say 11%/year returns. So a rising market can still be entirely random.
Sure; there's such a thing as a good shooter. But 'random distr…
rates of increase slowing significantly; this is real news if it persists
https://www.healthsystemtracker.org/chart-collection/u-s-spending-healthcare-changed-time/#item-health-spending-growth-slowed-now-pace-economic-growth_2017
Synopsis (Breyer worked for Ted K), typical pros and cons and overreaction to gov intrusiveness:
https://www.bloomberg.com/news/articles/2011-01-20/airline-deregulation-revisitedbusinessweek-business-news-stock-market-and-financial-advice
Interesting if (let us say) the market is adaptive and not random in the long run (rises) that there is always so much writing about mean regression.
OT,
https://www.nytimes.com/2017/12/30/opinion/the-gamblers-ruin-of-small-cities-wonkish.html
Right, the equities market is not gambler's ruin
>> it's just as likely to be a very good (but not great) year as it is likely to be a bad one.
Are there nonrandom situations where one should not conclude this? Not a well-phrased thought, I…
