Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
No way is that a safe portfolio based on the credit quality of several of the funds mentioned. In your favor I doubt we ever have a bond bust ala 2022 in my lifetime ( which is pretty short) Then again if we get another 2008 you are toast because…
I suspect that one's reading and involvement with all things at MFO can provide a full mental stimulant to support that side of brain health. The physical side of brain health can arrive from so many other aspects of an individuals choice, long term…
Aging and longevity is the new wave science that promoters are into The best brain supplement is exercise. But the promoters don’t want you to know that because it is free. As an aside, I take 22 supplements daily for aging and longevity. Yes, …
Since rates were cut in September junk hasn’t performed well. Many of the more popular names ala RSIIX, OSTIX, CBLDX, among others are negative over the past month. One of the better categories over that same time period has been MBS and related f…
Thanks @hank and @Junkster. One factor contributing to a rising market is that I haven't bought anything of significance in a long time. Everyone is welcome for my restraint.
@Old_Joe Please stay restrained. Just hope you make it to 90 and then ca…
Bought some CZR 2 or 3 weeks ago and it promptly tumbled about 15%. Sold. Bought some AJG a week ago and it fell 8 or 9% in 3 days. (Still hanging on). This morning I added a little SWZ to the CEF basket (replacing ETJ). Each of the investments…
Friday was the worst day for the S@P since April 10. A note from Subu Trade on X. Since 1950 there have only been 8 times the market made an all time high (as it did Thursday) and then dropped 2.5% or more the next day as it did Friday. On all 8 …
I had mentioned previously holding some ARTZX. Had rolled my SIVLX there. But as of end of market today will be completely out of ARTZX and emerging market equity funds. . Still hold emerging market debt primarily AGEYX but not sure how much longe…
Today the US dollar spiked upward 0.5%. All PM ETFs fell by 1-4%. Have the fundamentals of PM changed?
The dollar is within reach of multi month highs from mid August. If it takes out its August highs it could get ugly for the bears. All the recen…
Howdy junkster,
Long time. You make a great point. For the vast majority, back up the truck is 5-10%. Not to mention being careful getting into an ongoing bull market. DCA would be most appropriate
That said, I honestly see this run lasting a…
This year the story has been the decline of the dollar. It has juiced emerging market equities and debt (among many others) which many of us here have profitably and continue to embrace, But when I read phases like “ back up the truck and fill it” …
The curse of the compound effect is something you rarely if ever read about, Meaning, the older you get the more your money accumulates because of the compound effect. At 78 I have given up on trying to spend down my money. Unfortunately others a…
If you check the supplement dated February 28, 2025 page two it says effective March 14 all 2% redemption fees are removed on the 2 funds in question above. Time for another posting hiatus.
at schwab, i went to sell some AGEPX and got a message that i had to call to sell it since it had a redemption fee (in addition to any usual short-term trading fee, i gather). i forgot to call and am okay that i didn't.
That explains it. You alw…
Each year there is a sleeper team that comes to the fore. I am wondering if this year it will be the Packers, The past two years with Love they have been really good but not quite elite. This year they may just be elite. And now they have Parson…
APDPX and its more risky emerging markets counterpart, APDOX are good funds, but those who trade funds frequently may not like the 2% redemption fee for shares redeemed within 90 days or less.
I know the Artisan High Yield fund has such a fee but …
Wow, 4 teams? I've always rooted for 2 different NFL teams and I thought that was "cheating". (I will not name them because they both stink).
I use to be a one team guy - whatever team Tom Brady was on. The Pats and then the Bucs. Yes I know m…
TONIGHT Packers & Commanders
Hope you have Amazon !
Love the NFL. Hope I don’t offend anyone but my four favorite teams are the Bills, Bengals, 49ers, and Ravens.
@Old_Joe. thanks but unlike some who think they have all the answers (ain’t hindsight great) I don’t. And by the way, meaning to say this for quite a while. You have accomplished something few on this board have achieved - reaching the ripe old age …
@dtconroe. I will be curious what your final decision is. I would also like to retract my recommendations. Those two funds - SCFZX and HOSIX - were stellar during the most recent period of higher rates but their yields have been dropping like a …
@Junkster You said from above post, "This year bonds haven’t been my thing with my focus and highest positioning shifting to emerging market equity funds."
Would you mind mentioning how much leeway you're allowing these funds. They seem to bounce a…
Junkster: "Surprised no one has mentioned a fund widely held by the populace here NRDCX. Talk about low volatility with nary a down day"
I am not sure how many investors even know about this fund. It has only existed for about a year. I took a clo…
FD mentioned a fund above for consideration--LCTRX. It is categorized as an Intermediate Core Plus bond oef, but it is very different than other funds in this bond oef category, in that it has a very low duration and very low standard deviation. T…
So far, at least early in the trading day the market isn’t reacting as one might expect to the positive tariff news. The market seems tired. New highs on the NYSE have been declining not expanding recently as the S@P has made new highs. Divergent…
HOBIX lost 2.70% in four trading days last August when one of its largest holdings blew up. Not exactly my cup of tea.
https://www.mutualfundobserver.com/discuss/discussion/62613/repost-5-star-bond-fund-hobix-loses-over-2-70-in-four-trading-days…
Decent article at CNBC / ISTM the NASDAQ is also at a record high. But not seeing that in the article.
Agree there’s no real value to these numbers other than seeing who was right and who got it wrong months ago. @Junkster seems to have hit the …
Sometimes you post stuff you wish you hadn’t posted. Bank loans were a transitional trade in lieu of cash. Since April it hasn’t been the time to be conservative. I still like bank loans in lieu of cash but long gone there having made last week m…
I am old school. I haven’t been real enamored of any of the late night hosts since Johnny Carson. Simpler times back then which I miss. Carson wasn’t political, at least in any mean or hateful way.
Now he says he is not planning to fire Powell. Probably didn’t like the market’s response on the news he might be firing him. The market has prospered during Powell’s tenure. He will be gone anyway by next May. Leave him alone.
It has been hard not to notice etf's like FLTR and FLOT if you like a higher rating and lower volatility in your floaters. I am not aware of mutual funds that follow similar strategies to the two etf's mentioned.
Not a fan of ETFs overall ( you can…
According to M* VOO is up 6.39% YTD.
I wasn't looking for anything. Stating that the S&P 500 is up 25+% in just 3 months demands a closer look is all in the long run.
You must be missing my point here. I said that a 25% gain in a three month …
>>>>What encourages investors to buy (add to) stocks (or bonds) at this point? Is anyone here increasing stock or bond allocations? If so, what is your rationale?
Stunningly unbelievable considering NASDAQ 100 is at historical highs, junk bonds at historical highs, S@P around 0.85% from historical highs and all within the context of one of the steepest and quickest rise off any prior low. Please no good ne…
For transaction fee funds at Schwab including Vanguard and any other fund family I pay $17. That is because I was grandfathered in being an original Scottrade customer to TD Ameritrade and then to Schwab. I would think that is applicable to others…
@Hank. I must have missed that call but if I did answer that one I certainly would not have believed it. But I sure went to sleep last night expecting a really bad day …what do I know? Nothin.
We talked about this on multiple occasions. When we …
Since the 80s, about 40 years, wars didn't influence the markets short-mid term, why would it happen now?
The period of 2000-10 SPY lost close to 10% in 10 years, nothing to do with war.
Several institutions suggest the next 10 year about 5-6% for s…
Since the 80s, about 40 years, wars didn't influence the markets short-mid term, why would it happen now?
The period of 2000-10 SPY lost close to 10% in 10 years, nothing to do with war.
Several institutions suggest the next 10 year about 5-6% for s…
