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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
@rono: You said," As to why the metals are moving . . . I bought a pair of sterling silver earrings for my steady Saturday ! Time for another but !! LOL
Derf
@Crash: ".Yet, I worry that since online information is so total and ubiquitous, many libraries have canceled the paper subscriptions to a thing like Morningstar?"
Crash this took place about 5 or 6 years ago at my local library.
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@hank: Do you mean to tell me your car doesn't have a heated radar receiver ? ! How about seats, mirror, & steering wheel ? It was probably built as a Southern car !! LOL
Derf
@Art: I'd throw Schwab in the running also.I've been with them for a number of years & had only ONE problem. I rolled 2 401-k's into Vanguard in 2018. I do find VG hard to operate in. Maybe it's just me ? I don't think you can go wrong with the …
Mr. Vanguard replied early Monday morning, so hats off for that quick reply. It appears I was on the path , but turned right instead of left at the intersection. I will try to complete the RMD later to day or Tuesday.
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@hank; Thanks for your reply. You're also right ,as it was an online transaction. The e-mail as sent pertained to where to find tax withholding at Vanguard for RMD's
Derf
'' Somehow Russ Kinnel finds a way to crown Oakmark's managers as star stock pickers despite their mediocre records." Sometimes greasing the wheel helps !
Derf
@Old-Joe; I was able to delete password at one of the browsers . Never thought to try the other browser. Thanks for the info.
@hank: You replied, " search engine related." Never thought of that. Thanks for the info.
If I have no more problems by d…
January 11 Flag (2015)
Basically correct. To the extent that your taxable income remains within the 15% tax bracket, your cap gains/qualified divs gets taxed at 0%.
In 2014, if a couple had $94,100 in AGI (all cap gains/qualified divs), then line …
After reading discussion, I would think the amount one needs to keep safe is determined by amount of "safe income" minus debits & what I would call maintenance, new car, furnace, frig, etc..
Different strokes for different folks !
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@Old_Skeet: Looks like you have picked another winner. Only really bad year '08 & a lot of funds got beaten up back then. Not a world beater , just a "Stead Eddie".
Have a good weekend, Derf
@msf: If one doesn't make enough for AMT to take effect would this still hold, & believe this also depends on which state you live in .
Have a nice weekend, Derf
FWIW: https://www.cnbc.com/2015/08/24/8-things-you-need-to-know-about-bear-markets.html
Aug 24, 2015 · In the average correction, the market fully recovered its value within an average of 10 months, according to Azzad Asset Management. The average b…
@Ted & Old_Skeet: Are both of you sure that somewhere in your portfolios a mutual fund does hold some tips # 7 ?
I have some in VG retirement fund.
Derf
@Old_Skeet; You are right, I've been floating since I rolled two 401-k around the end of qter 3 2018. Then other things got in the way . A move, illness. then honey do's at new house, plus getting the condo ready for sale I guess I could have inve…
In May, we launched our 13-step financial life planner, which also attracted a slew of readers. But it seems many folks went straight to the end of the story, because the most visited page was step 13, which is devoted to generating retirement incom…
Investment game plan "long" term Have enough money until called home . Recently moved money that was in broker & bank accounts into CD's. I still have enough dry powder, if Mr. Market moves lower. If one brings up a chart of returns from say1…
