Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
To be fair, my experience with phone support has been fine. At this point I don't call that often but when I have a question I want an answer now. Schwab phone support is always open. Vanguard has limited hours. Maybe it's because I have more experi…
I want to thank the contributors to this excellent and most helpful discussion. Links are links but the exchange of ideas help all of us. It's just my opinion but a half a dozen discussions are worth more than a thousand links.
Absurd. Why should anyone peg retirement cost of living to income? Happily my income has increased geometrically but my cost of living has only increased with inflation. Same car, same house, same boat as in 1999. Kids grown, no debt. Not everyone l…
@Old_Joe- of course you are right. But I always felt bad when some lazy, shiftless so and so wanted to buy health insurance and could afford health insurance but were turned down because they had the nerve to have some minor medical issue. Or they w…
Thanks for your comments. I have different opinions of course. But your opinions on the affordable Care act are way misinformed. I have been a health insurance broker since 1988 and know the in and outs of health insurance from day to day experience…
Thanks David for the explanation. Apparently two members of the party that shall not be named are very thin skinned. If pointing out the salient planks of said party's social policy "begets heat" and is so offensive to this crowd I am in the wrong p…
@ Maurice. If you consider the depiction of repuglican positions on many social and economic issues as slimy personal attacks then you must not feel too comfortable with your party. So sad.
@rono.of course one is entitled to their own set of beliefs,,,,, that sounds pretty reasonable. But what happens when those beliefs are not reasonable, fair, human, moral or constitutional? The KKK has beliefs, the Nazis have beliefs, the NRA has be…
@ Crash. I hesitate to single out one portion of the right. There are so many,,,, let's see,,, the racist cohort, the xenophobic cohort, the homophobic cohort,,, the I got mine cohort, the misogynistic cohort, the anti any religion but mine cohort,,…
@sma3. If you sense any equivalency between NPR and Fox,,, I think any other comments are futile The party of the right is nothing if not GROTESQUE. THE LAST WEEK HAS PROVEN IT BEYOND ALL SHADOW OF A DOUBT.
Cash at Schwab is the worst but their CD Market is not. You can always find outliers at silly high rates randomly but I have built a CD ladder at Schwab that I am very happy with. Plus the CDs are at many banks as to not go over the limit. The only …
Interesting. Mine goes out further. And lately I have switched to counting my ladder as part of my F.I. sleeve. Perhaps to balance out my yield chasing bad impulses.
@soupkitchen.good point. But if the bond fund has a duration of 6.5 and rates rise by 2% it will take years to break even. Short duration funds will lose less but for us oldsters who need more income so a CD ladder is looking better nowadays.
@soup kitchen... If rates go up CD rates do rise. If you invested the same money in a bond fund,,, your principal declines to one degree or another as rates and yield rise. Perhaps it makes sense to build a CD ladder.
@LewisBraham. Not speaking about Ted at all but patriotism is just another false flag issue used by the repuglican party to distract voters while they methodically plunder the wealth of the nation. As evidenced by the current administration,,,,, tak…
Thanks Crash. In these times we should not fool ourselves about our enemies. Those who support injustice and use names like "liberals" to obscure their basic indecency are everywhere. Even here .
I suppose Ted has the right to his opinion,,,,,,, comments such as his post of 2:36 pm defile this board. We can live with useless links by the thousands but this sort of name calling will do real damage. The honorable thing for the linkster to do w…
My comments, for whatever they are worth, focus on the motivation of the elected GOP members who do the bidding of the economic elite. It's clear they don't care about balanced budgets, individual liberty, smaller government or anything else they mi…
David,,,,, thank you so much. False equivalence makes me want to puke. It's ALWAYS one party that works hard to take food away and medical care away from hungry and sick kids. It's ALWAYS one party that works hard to take basic rights away from cit…
