Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Before we had an opioid epidemic kid's (my nephew included) were dying of heart attacks. A State Trooper, smart enough to know how things work, explained that without parent's correcting death certificates nothing would be reported to the CDC correc…
Maybe add holding exposed to the stock market as one ages...rising equity glidepath.
Should Equity Exposure Decrease In Retirement, Or Is A Rising Equity Glidepath Actually Better?
should-equity-exposure-decrease-in-retirement-or-is-a-rising-equity…
@wxman123
Interesting EFT...an ETF fund of ETF funds...I charted HNDL against VWINX which appears to have a similar bond/equity mix...obviously not the same sectors. HNDL overweights Tech, Energy and Communication Tech.
FSDAX has tracked VIS (VINAX) pretty closely historically, but over the last 18 months FSDAX trails VINAX by 30%.
How much of this is virus related?
Prior to the virus (looking back 5 years) FSDAX was out performing VINAX by 47% and from that p…
Over the short term I have been impressed with two of my funds, PRWCX and FRIFX. While other funds in my portfolio are testing their 6 month lows these two funds have exhibited lower volatility and a steady price appreciation...little recent retreat…
@Sven
VWIGX
GISOX
Maybe PRIDX as a Small Cap International choice as well.
I try to take a long term view when I venture internationally / globally due to volatility concerns. Volatility management led me to VMVFX (a Min Vol Fund). Charting funds…
Here the Buying Power Study referenced in @davfor link and an image. Staying ahead of inflation when you no longer enjoy wage inflation (a raise from work income) is probably why Wade Pfau and Micheal Kitces recommend a increasing equity glide path …
@msf,
This is all outside my pay grade, but I think you make a good point regarding the use of borrowing on margin. I just would be concerned with the risks of borrowing on margin and how one might mitigate risk.
If one bought real estate using a …
From further reading:
-A quickening recovery is reshaping the demand in ways that could create both short‑term and long‑term potential opportunities for investors, Sharps says. Areas that could potentially benefit include the travel and hospitality…
@JD_co USAA has USBLX similar but a slightly higher ER. I also believe Vanguard has a Small cap Tax managed fund (VTMSX) that might be a nice addition to VTMFX.
Click here -
Allocating VTMFX with VTMSX
The problem is no one in Congress thought about putting an upper limit on Roth IRA withdrawals when they wrote the law
Congress has done the opposite for inherited IRAs by eliminating the stretch provision for heirs. All inherited IRAs (including R…
@msf, amazing work. Thanks.
In the brain of an investor (me)... I would add that comparative math can ease or ulcerate the nerves.
If I am willing to take investment risk I often assess risk based on comparisons...to others...to the market.
I m…
I assume Index funds (which don't pick stocks) may also lend stocks that can be shorted. Behemoth index funds would have lots of share to lend at or below the 1 % level.
Let's look at VFINX (VOO). HD is 0.97% of the fund which equates to 22 million…
I like to look at upside and downside cature ratios of mutual funds to see how defensive a fund is. The Morningstar site provides this data (look in the "risk" tab). When I use Portfolio Visulaizer's data it appears inconsistent with M* (FWIW). You …
Re “the impending launch of a whole new series of funds from T. Rowe Price”
I have been very impressed with TROW as a stock holding...anyone own TROW?
https://morningstar.com/stocks/xnas/trow/quote
Quick comparison with PRWCX, TRRBX, & TROW ove…
Interesting take on the drop in value of Bitcoin / Crypto - currencies :
Not much moves cryptocurrency markets like Elon Musk tweets -- except, perhaps, the idea of another crackdown in China, the world’s second-largest economy. From a trading ban o…
When did the U.S. first impose a federal personal income tax?
On August 5, 1861, President Lincoln imposes the first federal income tax by signing the Revenue Act. Strapped for cash with which to pursue the Civil War, Lincoln and Congress agreed to…
@AndyJ
I could be a little wealthier now if I'd gone into that trade more heavily back then, instead of cautiously.
This "trend" may persist. Good for you for paying attention and for acting on it. Some trends are short lived...some longer in durat…
I try to structure my portfolio into three buckets.
Bucket 1 - Cash / Bond Funds (for Income)
I hold a cash or bond positions with each account I have. Presently this bucket has 17% of my portfolio and represents 3-5 years of income (I may need to…
Another Article:
Roger Bootle: “It is the start of a sea change, I have to say. That’s not to say that we’re going to go back to the strong inflationary conditions of the 70s and early 80s. But at the very least, I think we are at the end of the cry…
Another read:
Optimal Retirement Asset Decumulation Strategies: The Impact of Housing Wealth
A considerable literature examines the optimal decumulation of financial wealth in retirement. We extend this line of research to incorporate housing, whic…
Bill Gates and Warren Buffett are building a $1 billion 'next-generation' nuclear reactor in Wyoming...
The plant, which features a sodium reactor and molten salt energy storage system, would be safer, perform better, and be less expensive than trad…
