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From further reading:
-A quickening recovery is reshaping the demand in ways that could create both short‑term and long‑term potential opportunities for investors, Sharps says. Areas that could potentially benefit include the travel and hospitality…
@JD_co USAA has USBLX similar but a slightly higher ER. I also believe Vanguard has a Small cap Tax managed fund (VTMSX) that might be a nice addition to VTMFX.
Click here -
Allocating VTMFX with VTMSX
The problem is no one in Congress thought about putting an upper limit on Roth IRA withdrawals when they wrote the law
Congress has done the opposite for inherited IRAs by eliminating the stretch provision for heirs. All inherited IRAs (including R…
@msf, amazing work. Thanks.
In the brain of an investor (me)... I would add that comparative math can ease or ulcerate the nerves.
If I am willing to take investment risk I often assess risk based on comparisons...to others...to the market.
I m…
I assume Index funds (which don't pick stocks) may also lend stocks that can be shorted. Behemoth index funds would have lots of share to lend at or below the 1 % level.
Let's look at VFINX (VOO). HD is 0.97% of the fund which equates to 22 million…
I like to look at upside and downside cature ratios of mutual funds to see how defensive a fund is. The Morningstar site provides this data (look in the "risk" tab). When I use Portfolio Visulaizer's data it appears inconsistent with M* (FWIW). You …
Re “the impending launch of a whole new series of funds from T. Rowe Price”
I have been very impressed with TROW as a stock holding...anyone own TROW?
https://morningstar.com/stocks/xnas/trow/quote
Quick comparison with PRWCX, TRRBX, & TROW ove…
Interesting take on the drop in value of Bitcoin / Crypto - currencies :
Not much moves cryptocurrency markets like Elon Musk tweets -- except, perhaps, the idea of another crackdown in China, the world’s second-largest economy. From a trading ban o…
When did the U.S. first impose a federal personal income tax?
On August 5, 1861, President Lincoln imposes the first federal income tax by signing the Revenue Act. Strapped for cash with which to pursue the Civil War, Lincoln and Congress agreed to…
@AndyJ
I could be a little wealthier now if I'd gone into that trade more heavily back then, instead of cautiously.
This "trend" may persist. Good for you for paying attention and for acting on it. Some trends are short lived...some longer in durat…
I try to structure my portfolio into three buckets.
Bucket 1 - Cash / Bond Funds (for Income)
I hold a cash or bond positions with each account I have. Presently this bucket has 17% of my portfolio and represents 3-5 years of income (I may need to…
Another Article:
Roger Bootle: “It is the start of a sea change, I have to say. That’s not to say that we’re going to go back to the strong inflationary conditions of the 70s and early 80s. But at the very least, I think we are at the end of the cry…
Another read:
Optimal Retirement Asset Decumulation Strategies: The Impact of Housing Wealth
A considerable literature examines the optimal decumulation of financial wealth in retirement. We extend this line of research to incorporate housing, whic…
Bill Gates and Warren Buffett are building a $1 billion 'next-generation' nuclear reactor in Wyoming...
The plant, which features a sodium reactor and molten salt energy storage system, would be safer, perform better, and be less expensive than trad…
How does your fraction relate to a "percentage draw down" from your overall portfolio?
Do you need less than, say 4%, of your portfolio annually?
Isn't 70 the upper claiming age for SS?
Have you run scenarios with Portfolio Visualizer? Great webs…
The Changing Characteristics of Labor:
...by all accounts robots and other forms of automation are set to explode in usage. What this means is that trillions more “hands” will enter the labor force. Better yet, these “hands” will work 24-hours a day…
Bloomberg Article on Demand and Price Inflation:
Mattress producers to car manufacturers to aluminum foil makers are buying more material than they need to survive the breakneck speed at which demand for goods is recovering and assuage that primal f…
Tribute to Davis Swensen:
The Persistence and Predictability of Closed-EndFund Discounts - Burton G. Malkiel:
Unlike a regular (open-end) mutual fund, which sells new shares at net asset value (in some cases plus a sales charge) and also re…
I charted COTZX against a more "static" conservative allocation fund (FCONX) as well as a VWINX. COTZX seems to have done a great job recently Identifying the March 2020 buying opportunity. I wonder if the fund can manage its high allocation to bond…
@Old_Joe...be careful what you wish for regardless of your political leanings.
Understanding the concept of Debt Monetization:
In government, to print money in order to repay the national debt. For example, suppose a government is $1 trillion in de…
