Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Smidcap stocks are on fire. The Russell 2000 RUT, +0.55% is up over 19% this month compared to 10% for the S&P 500 index SPX, +0.24%.
Will it continue? This group has been beaten and battered for so long that many people simply doubt the move. …
@davidmoran, My understanding is a 401K has many attributes that a rollover IRA does not have. That said, a 401K that resides with an old employer can be transferred to a new employer's 401K plan. This may be advantageous if the new employer's plan …
@FD1000, go back a decade and notice what a difference that decade (2000-2010) made for the S&P 500 where it lost 20% of its total value (inflation adjusted). Then there were the nineties (1990-2000) were the S&P 500 grew 340% (inflation adj…
Food for thought:
The Russell 2000 Index of small cap stocks is currently on pace for its best month ever. As of Tuesday afternoon, it’s now up more than 20% for the month of November. I looked at every double-digit return month for the Russell 2000…
Here is a link that provides a quick visual overview of relative and absolute performance of the 11 Sector SPDRs over various time periods....
https://sectorspdr.com/sectorspdr/tools/sector-tracker
Seems these 11 sector etfs are each representati…
Why Housing Could be the Best Asset Class for the Next Decade:
There is a real possibility real estate could be one of the dominant assets of the 2020s. Here are some reasons why:
Millennials. Young people are settling down later in life because th…
A recent AAII article showed that beginning with equal investments in the S&P 500 sectors and rebalancing yearly from the best performing sectors to the lesser performing ones increased one's returns substantially over time. However that must be…
A recent AAII article showed that beginning with equal investments in the S&P 500 sectors and rebalancing yearly from the best performing sectors to the lesser performing ones increased one's returns substantially over time. However that must be…
@Jim0445
Is there anything that matches his suggestion of a "global equities index fund" better than VT?
These managed funds seems to have matched or outperformed the index (VT)
@FD1000, Warren plans on doing just that with his wife's money.
The 90/10 plan
Buffett's plan is about as simple as it gets. In his 2013 letter to Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B) shareholders, he wrote that the instructions in his will…
Not totally related, but interesting that T Rowe Price is both a Mutual fund company and an individual stock (TROW).
Here's TROW (blue line) historical performance compared to PRWCX (red Line):
https://screencast.com/t/AwEiv4xRrU
I'm sure their …
Companies like Fidelity also have internal "stock shares" for their employee (exclusively) and their value is somewhat dependent on the success of the company's profitability. A very complicated dance that we hope end with a higher share price for t…
Commodity dance moves:
Backwardation
https://investopedia.com/terms/b/backwardation.asp
Contango
https://investopedia.com/terms/c/contango.asp
Can I find a fund manager who does this for me?
a team of European scientists collaborated on Storage, a project that aimed to build structural batteries and integrate them into a prototype hybrid Volvo. “At that time, I didn’t think it would have much impact on society, but as we moved along it …
>> thought they were going to inherit the home only to learn there was a large lien against property
comedy bronze at least this is
Ignorant self absorb kids definitely tarnish a parent's shine for them. This can end up being "the last check…
@FD1000
A short track record is not one of my "must haves". A long successful history is also never a sure thing going forward, but a fund like MWTRX continue to impress since 1998.
Roth money is often mentioned as the last pool of money that one should draw from.
If you often spend more money in your early days of retirement, would you not want to draw on Roth vs traditional to not realize the income for tax purposes?
I perso…
Interesting Week:
The ten worst-performing stocks this year through November 8 were up an average of 23% on Monday and Tuesday!
cws-market-review-november-9-2020
@FD1000
I'm not a long term holder but a trader and avoided the big losses of March 2020.
Were they really big losses?
If you had instead, not sold and just held your positions the draw down for JASVX was 6% in March of 2020. By May of 2020 you …
@ron, The tax managed approach is great for taxable accounts, but you mentioned Roth choices. VTMFX achieves tax management by owning tax free munis. Great fund.
A fund like VLAAX spreads its bond exposure over many sectors (Corp, Muni, Gov, Secur)…
@ TheShadow,
If a HECM is set up earlier rather than later the HECM's Line of Credit (LOC) grows over time and it grows irrespective of the property value. Waiting to open a reverse mortgage until you have no other choice (late in life) doesn't give…
Roth money is often mentioned as the last pool of money that one should draw from.
I agree , but I tend to also see Roth money as a pool of money that one can pull from at anytime in retirement. Spending these Roth withdrawals as income has the ad…
@TheShadow
The disadvantage with HELOCs is they can be called in by the bank at the very moment they are most needed (such as during sequence of return risk). Many banks called in HELOCs during the GFC. The Line of credit of a HELOC can also be low…
The bee represents the wise use of nature, not just the exploitation of it, and the wise application of industry and intelligence by a community.
Big wings to fill,
bzzzzzzzz
