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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
@Jim, "Fee-based" makes a lot more sense than "asset-based", but there is a break even point (i.e. profit) for the advisors. The best is do it yourself...
I also like Gundlach as well. With respect to opporties, I like Europe since it is still in the early stage of recovering (QE and all) and thus has better chance of market moving upward. Can Japan' recovery sustain? EM requires both long term vie…
@ John, Agree. For those who are starting to invest but lacking much knowledge and decent options/choices. Target date funds, providing they have low ER and appropriate allocations as you pointed out, are not bad choices. So it really depends...
Eighty-two percent of Big Money managers say they’re beating the market this year—a go
Most of my mangers are trailing their respective indices. Andrew Foster has done well so far this year.
Thank you Ted. I messed up when I switch different browsers between Mac and Windows.
Just for my testing, one more try. http://wsj.com/articles/why-u-s-investors-may-owe-china-taxes-1429883184
Using crowns is not necessary bad in dental restoration, at least you still maintain the full use of the tooth. Dental implant procedures are generally NOT cover under many dental insurances as they are considered "experimental" (i.e. too expensive…
Interestingly enough that the Middle East is expanding their capabilities in oil shades while destroying their competitors by keeping the crude price down. See a love Blommberg link. Domestric hydraulic fracting companies are laying off thousands …
Starbucks USED to be make good coffee. Over time they lowered their quality of coffee beans while raised their price. Our favorite local coffee shops are Dutch Brothers and other mom & pop shops.
India plans to raise about $6.5 billion (Dh24bn) by taxing foreign firms for capital gains they made in previous years."
Don't think that move would encourage foreign investment.
@MikeM2, This "AIP" option is a great way to gain access to institutional shares. Wonder how wide spread is this practice among the major brokerages, I.e. Fidelity, Vanguard, and etc?
Don't think a recession is in fourthcoming. Profit margins, however, have been declining as the dollar strengths in last several years. Earning on the other hand is easily managed (more like manipulated) to meet the street' expectation. On top of…
@ John,
Chinese love to gamble and invest.
Mixing investing and gambling together is dangerous especially for inexperience investors. Will the Hang Seng index experience Alan Greenspan infamous phase "irrational exuberance"?
Clancy, JCP, Sears, Radio Shack, etc are all dinosaurs and will eventually be extinct.
I concur. Foot traffic is still heavy in JCP during the holiday. RS stores are in life support mode. Having said that, many clothing retailers could follow th…
Thanks Catch for the link. As for EM goes, it is a LONG term investment that requires patience to ride out the volatility. For more conservative investors, Mr. Foster' Seafare G&I is a solid choice.
Yes. Fidelity executes "market price" transactions in seconds, thus one can make a second transaction right away. Other brokerages work the same manner.
Bear in mind that how fast the trade is really depends on the trading volume of that day. T…
That is the reason that Bereshire Harthaway is on the top 10 holdings in many funds. Some of their successful track record was built upon Warren Buffet stocking skill.
I got a 6 plus over the holiday. Got roomier pants to carry in safety in front pockets. Think those who wear them in back pocket will eventually destroy their expensive phones. My iPhone 4 lasted 4 years and managed to resell it for 40% of the pu…
@Old_Joe, No I live in the States. I have visited Europe in the past and they are different than US for sure. They sure like their 6 week paid vacation and 30 something work hours, but there is a downside to all these stuff.
Still prefer Vanguard's equivalent ETF, VWO: (1) better performance, (b) less tracking error to the same index - use more stocks in the index instead just the top 200, and (3) lower ER.
Our family don't consume much of sugar-based soda for a variety of health related reasons stated here. Instead we drink water came from our reverse osmosis filter unit that was installed awhile back. The only consumables are the filters and the co…
Maybe this is why the asset is moving to oversea, particularly the developed markets.
marketwatch.com/story/investors-flee-us-stock-funds-at-a-rate-last-seen-in-2009-2015-03-27
The equity return is expected to be small, then bonds would be in wors…
However, I wouldn't completely dismiss cash as a part of one's portfolio. It does add stability and a store of cash would have come in mighty handy in March 2009.
@Hank, I concur. There are many who still remember 2008, and they have good reason…
