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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Reply to @msf: The decision would be more apparent after considering the before- and after-tax return. For those in higher tax bracket, munis are viable alternatives to treasury, corporate bonds and foreign bonds. Mind that all bonds have interest …
Reply to @scott: The analysis of the article is incomplete... How can one goes 95% cash while gaining 5% for the year. There has been something more to this long/short strategy.
Reply to @msf: One can also use muni bond funds in taxable account if he/she is in 28% or above tax bracket. If one lives in high income tax states such as New York or California, singe state muni bond funds would be reasonable choices.
1. How would you manage the downside risk differently from say Oakmark international and global funds? Does the fund has the flexibility to "short" positions within the limitation of mutual funds, and will the fund employ this strategy if the opp…
Reply to @Gary: Please see Kenster's post below for details.
Similar to Samra and O'Keefe of Artisan Value and Global Value funds, Bokota worked at Oakmark previously as a international equity analyst.
Thank you. The second link works after several clicks.
The term "liberalizing" rates is misleading. Clearly China is slowing and the CPI data is due this weekend.
Reply to @Soupkitchen: With $75 transaction fee, many investors can get in as low as $2,500. I learned this here back in FundAlarm days. There is no fee to sell. If you wish to buy more in the future, you can use "automatic investment" option fo…
Reply to @Derf: Like Mo I worked for a company who paid for all administration fees. These days it is becoming more common to find the companies to pass on the fee to the participants at some flat fee on quarterly basis. That is not too bad if th…
"The ETF has grown to $1.28 billion in just over three full months of trading. It's also outperformed its mutual fund sibling"
Three months is too short of timeframe to draw meaningful conclusion. Will see how BOND fare through a full cycle. For …
Reply to @Kenster1_GlobalValue: While the D share of Pimco funds are on the NTF platform, they also have high ER. Personally I pay the transaction fee and buy the institutional share at much lower ER. At least at Fidelity, one do not need $1M to …
Arnott's article below indicated the opposite view - US stocks are expensive based on a Shiller's 10 year average PE. Also he is shorting emerging markets
http://finance.fortune.cnn.com/2012/06/04/pimco-rob-arnott-investing/
Whose view is mor…
Reply to @bee: One can set up to bank with a brokerage instead of a traditional bank. Moving funds around is never easier. We left BOA long time ago in favor of credit unions.
Yes, it will take lots of courage NOT to bolt after the release of poor employment data in an already challenging global environment. This feels like a replay of of the last two summers.
http://www.washingtonpost.com/business/policy/world-of-hu…
Reply to @Investor: Because of its sheer size PTTRX has long lost its ability to move in and out of bond sectors quickly. Pimco Unconstrainted bond is better choice with the smaller asset base while sharing similar strategy. Doubleline Total Re…
I don't get it. Only a week or two ago, T.Rowe Price and Vanguard closed their high yield bond funds to limit the heavy inflow. Now the investors are leaving because of the current environment? What is the next stop - gold?
Reply to @Old_Joe: The founders of FB are selling big time before the stock declines further. So far the stock has lost ~ 20% since IPO launch, and the underwriters wonder why there is little interest from retailed investors.
Reply to @tip: You are getting excellent feedback from the board contributors here. Bear in mind that depending on your needs it is not easy to find a single brokerage that provides A+ service in all categories.
We use Fidelity for many years:…
Reply to @Investor: Canada's bubble is nowhere near the magnitude as the US as their lending practice is substantially tighter, and I am not sure if the problem is widespread. Subprime mortgages have different set of risk compared to rapid rise of …
Reply to @scott: I read that article earlier. Some of the comment from the article is even more interesting... Clearly this person is not a fan of the Slim's family.
"May Carlos, an Obama supporter, should take his "gifted" billions and donate…
Thank you Ted. Good article. Just as one hope the BRIC economy is one of few brighter spots in the world economy. It is also slowing down and trending downward...
Reply to @Kenster1_GlobalValue: It is interesting to watch on the sideline while the underwriters are complaining on the lack of retailed investors. Maybe people are a lot smarter than they think.
Reply to @kevindow: Similar situation as last year -the best course of action is to stick to your own plan/allocation. At present emotional selling is in place, and it is hard to step in and buy when fear is at its height. More attractive entranc…
I have been watching FMIJX. Certainly it has hold up quite well in the downturn. The ER is surpringly very reasonable.
As for IVWIX, the large cash position tend to held it back during the up markets. Recent performance in the decline is in-lin…
Mr. de Vaulx's wish may come true sooner than one thinks. If the developed markets continue to slow, flatten out, or even enter recession, BRIC markets will also be affected as well.
Personally I don't share the bullish viewpoint as the professionals on Facebook. Comparing FB to Google or Apple is like apples (no pun intended) and oranges comparison.
From article below, "...skeptical advertisers, a young management team abo…
