Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Removing the redemption fee on FIVE years holding period should help Vanguard. In reality, are these products really more tax-efficient than plain index funds or ETFs?
For those who are upwardly mobile and move from one state to another, renting makes a lot sense. On the other hand, many who have the fortunate to stay put in the same town even after changing jobs several times before retirement. Thus owning thei…