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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Physical branches are still necessary for many transactions, especially mortgage application. We helped our kids to start their banking accounts in the local credit union - a much easier experience than doing it online.
Wonder what Ms. So new role will be?
Currently, Seafarer Is running only two funds and they are very focus on executing their strategies. In my opinion, it would be beneficial to add her as a co-manager to the existing funds.
Two links provided…
Perhaps the fund has a flexible mandate similar to those in allocation funds. At present, the fund is consisted of 95% equity, 2.5% REIT and 2.7% cash. Good candidate to investigate further.
I had a new metal roof put on last year for about $20K. USAA raised my replacement value about 30K and yes, the premimum zooooomed. I thought a metal roof should have lowered my cost due to better fire protection.
Fire hazard has expand west of th…
Unlike internal combustion engines, no CO2 is produced in hydrogen-based fuel cells ethereal an electrical current is produced when hydrogen is combined with oxygen (from air). Water is the by-product. Fuel cell technology has been around for sever…
Notice that people are seeking safety by buying treasury now. BND is treading upward as the market fall this week.
The sell off on Target and other retailers are shaking up the entire market. Target and Lowe were down double digit this week.
Didn’t GP funds had a hard close on their funds last year? If they are reopening now, it indicates they are having a meaningful outflow. Tough time now to invest in this environment.
I switched to VHT when Owens retired. Much happier without dealing with the 60 days holding period. Not easy to find good active managers for healthcare/ biotech funds.
Concur with @yogibb on “safe” investment. Made many of these changes late last year to build up cash position. Except for I bond, the trade-off is that these safe investments are losing to 7+% inflation. We are okay being in “red” this year in our …
The whole trust of globalization is changing fast and it is winding down with Russia. I am sure they will come up with their version of Big Mac and others.
This Nature article describes the manufacturing life cycle of EV batteries. The ability to recycle spent batteries is the key to make EVs sustainable and to replace internal combustion engines. Much higher energy density battery technology is neede…
@BenWP, Andrew Foster of Seafarer funds (former Matthews Asia Growth & Income fund manager) has many articles on investing in China and their risk.
https://seafarerfunds.com/documents/the-china-investment-dilemma.pdf
https://seafarerfunds.co…
Where is a safe haven when the asset class correlation between stocks and bonds break down and they move in the same direction? Cash in short term is okay but it lost its value to inflation at 7%. Energy and commodities are few sectors that are po…
I have relatives who have driven TSLAs With the AC on Radio etc, the range is no where near 200 More like 125 to 150.
Everyone is holding their breath for the Truck, but who wants to spend that kinda money on a vehicle that won't go cross country …
Tech stocks are coming under selling pressure as QQQ was downed 4% today! Then oil and energy are down more than 4% too as China’s zero tolerance policy is taken place in several large cities. In the meanwhile, Taiwan is taking on a new approach - …
For years Buffet was criticized for holding lots of cash. Yet BRK-A/BRK-B stock does not pay a dividend. Now he has the cash to deploy at low prices in depressed times. He once said that the risk of stocks is greatly decreased when the price is decr…
In the Survey week (Thursday-Wednesday), stocks were up (there was a huge Fed-"relief" rally on Wednesday), bonds down, oil up, gold down, dollar down.
That explained the ups on Wednesday. Reality returns on Thursday and everything is down.
Bonds and stocks are falling at the same time. Both are down 9-11%. No protection from bonds in this rising rate environment. Energy, commodities, real asset, pm, and alternatives are doing better but they are volatile.
This week the Fed is meetin…
It gets complicated. India and China cannot buy all that oil (even at a discount price). Also storage is limited. Zero COVID policy in several large cities have greatly reduced China’s oil demand so far.
Thanks, LB. Read the same topic on VOX.
https://vox.com/23032486/deforestation-2021-brazil-amazon
Our family is doing a small part to help the rain forest. We are mostly vegetarian and have not consume beef or pork in decades.
We started using online payment in order to pay the utility bill on time, whereas it took literally 5 days for the payment to get clear by the paper route. Same goes for credit card bills. Once the payment schedule is set up, the company get paid f…
Future market indicating Monday will be down again. Oil futures are still over $100/bb. So the market has not bottomed yet. Besides the second 50 bps rate hike will be in May and several more will come through the rest of this year. Other countri…
@old_Joe, no worry. It is me for not being a subscriber to The Economist and our local library has limited subscription. Will check out the annual subscription.
@yogibb, thanks for the links provided.
The link does not work. Read elsewhere that Russia demands the payment in rubles instead of Euro or US dollar as stated in the sale contract. It is a way to prop up the rubles when Russia is experiencing high inflation near 16% since the Ukraine in…
The latest survey of people's homes clearly showed how antiqued the postal service is. The questions are laughable and showed how little they understand their customers. They really missed the opportunties more than once to make themselves relevant…
I have fair amount cash/stable value, and in no hurry to deploy them. I share similar view with @sma3 that rising the interest rate will not lower the inflation as it did in the past. Supply chain constraint and geopolitical conflicts are difficult …
The man is one of his biggest donor. He lacks the technical skills to truly critical changes to the USPS business model while making them profittable. Changing toward electrical postal fleet trucks makes most sense since these are important infrast…
They must be beefing up their customer service either at their branch offices, phone and online services. Now that the pandemic has eased up, reliable and consistent service are the key to hold on to your customers while gaining few more from their …
Thanks, yogibb for the complete list. AMAZ is widely owned by many growth and index funds. No wonder the broader index is falling today after a big gain on Thursday.
I understand the AWS part of AMAZ is even bigger than that of Microsoft’s cloud…
Timing may not be the best right now considering the country is slowing down or entering a recession. I would be careful with smaller cap funds, especially growth style.
