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Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.

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Sven

Lynn, Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help. I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds. Sven

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  • Trump Oasis casino right next to his buddy’s in Gaza.
  • I placed my buys on Sunday night and they executed on Monday. We are set with our allocation so Monday rally did not matter to us. Look like the outage is not that severe and long lasting. It would be interesting to see where the money flow to. …
  • Fidelity brokerage suffered a temporary outage due to heavy volume on their website. S&P 500 nearly made it back positive territory since Libration day.
  • As a publicly traded security, it has to comply to SEC reporting regulations. What are the outstanding risks to the market and investors of having Coinbase/COIN in S&P500 in the future?
    in SP500 Goes Crypto Comment by Sven May 13
  • Why does he cry about ? Remember that Roberts empowered Trump in the earlier ruling and this is the direct result. https://newyorker.com/news/the-lede/how-john-roberts-has-empowered-a-lawless-presidency If anything else, Roberts needs to use st…
  • One poster quoted The plane is a Trojan Horse...one that only Trump is STUPID ENOUGH to accept. https://youtube.com/watch?v=NcYwp-4e0MA This is a nightmare for the sake of national security. Can one imagine how many bugs that be planted throughout…
  • Interesting article from Bloomberg on this trade de-escalation, and China got what they wanted. https://finance.yahoo.com/news/xi-defiance-pays-off-trump-212056893.html
    in Tariffs Comment by Sven May 13
  • Pete seems to have nine lives. Trump must think he is just as good as 5 stars generals.
  • Oh, s***. Charlie Munger would roll over in his grave.
    in SP500 Goes Crypto Comment by Sven May 12
  • No worry. Once again, thank you for sharing a very informative article.
    in Tariffs Comment by Sven May 12
  • @Observant1. Link above take it elsewhere bit not PBS. Hope this link work better. https://pbs.org/newshour/show/whats-next-for-trumps-trade-war-after-pausing-tariffs-with-china
    in Tariffs Comment by Sven May 12
  • Having the right team to negotiate makes a big difference. Noted that Navarro and Luttnick are not part of the team. Important point is to get the agreement to stick this time.
  • Thank you everyone. Really appreciate for all the tips.
  • Thanks. As for the white background, I would tape large sheet of white paper on a table as the background. The other way is to scan it on your printer and save the image as jpeg file. We wish to travel to Canada this year. I helped my daughter …
  • Hi catch22, those media channels you mentioned allow the spreading of disinformation and propaganda. Facebook and X are some of the worst offenders. That is where many people gets their daily information. Even when information available is inco…
  • Thanks for the update. I notice our local SS office has shortened office hours. Signing up Mediacare Part A online was pretty easy, and took another month to get confirmation letter. Same goes to Postal Service. Have to find another post office …
  • Like Paul Krugman said once, “many will feel conned” by Trump. Surprise it took this long for them to realize the worst has yet to come.
  • That is the same person, but he is serving too many bosses. Still try to figure out why he took this job when he made many folds more as a hedge fund manager. If that is not money, he must be aiming to get to a position that he could not get othe…
    in Tariffs Comment by Sven May 9
  • Once again, thank you to Professor David Snowball and his team’s great contribution for these chaotic times.
  • Very interesting trend. Since there are more opportunities in bonds than that of stocks, it is no surprise that PIMIX to have considerable gain AUM. High valuation and uncertain political policy certainly contributed to the shift. Would be nice …
  • Downsizing Federal workwork takes careful planning hat takes months to execuate properly. Here they cut recklessly so to please their boss and finding out these are bone and flesh, not just fat. Total incompetence!
  • Trump’s rambling speeches raise questions about mental decline https://pbs.org/newshour/show/trumps-rambling-speeches-raise-questions-about-mental-decline https://mindsitenews.org/2025/04/01/sanewashed-trump-dementia-and-mental-illness/
  • That is not encouraging and he is supposedly the best financial trained person in the administration.
  • @bee, Thank you for the very informative interview with Ken Rogoff. Here is an interview with Martin Wolf on May 4, 2025. Professor Rogoff discussed the impact of tariffs on the dollar and the global economy. Great learning opportunity. http…
  • We frequently travel to Canada and have had fond memories. Now we are unsure if we ugly Americans are ever welcome there anymore. Such childish play of name calling by Lutnick should not be surprising since it came from this administration. Canada …
  • I bought a refurbished business laptop for just $250K Wow, you got a great deal! Who did you made that deal with? Where else that manufactures consumer electronics for low cost?
  • Here we go again just like the time during COVID. There were limit on TP per customer at the checkout stands. Wonder how Walmart and Costco handle this differently now ?
  • Over the weekend, Berkshire announced: posted a lower operating profit in the first quarter, dented by insurance losses from wildfires and foreign currency changes https://finance.yahoo.com/news/berkshire-hathaways-operating-profit-falls-12083116…
    in Warren Buffett Comment by Sven May 5
  • We will run short out of supplies and their prices will rise. Good luck to onshore commodity products to be manufactured in US with high labor cost. Building factories and establishing supply chains take time. Before his passing Steve Jobs said …
  • Thank you @bee for this very timely posting and the historical perspective on global trades.
    in WealthTrack Show Comment by Sven May 4
  • Thank you @Observant1. Very informative, especially the Mag 7 stock earnings. Apple and Amazon are most affected from Chinese imported goods. The odd is that interest rate remains the same in May 7th Fed meeting.
  • It is about human decency and being respectful to those who just lost their beloved leader. Cardinal Timothy Dolan of New York spoke up, but is that enough? JD Vance is supposedly a Catholic. https://npr.org/2025/05/04/nx-s1-5386516/catholic-lead…
  • The full transcript of the NBC interview is provided below: https://nbcnews.com/politics/trump-administration/read-full-transcript-president-donald-trump-interviewed-meet-press-mod-rcna203514 The market hates uncertainty as @larryB posted. Who can…
  • It is getting wilder, WH just released another AI-generated picture of Trump in Start War. It is this kind of wasteful acts on taxpayer dollars that DODG should look into. https://yahoo.com/news/white-house-shares-beefed-trump-164052275.html
  • The year of 2022 was one the rare moment both stocks and bonds to fall due to rapid rise of interest rates. The asset correlation failed despite the broader diversification on stocks and bonds. The magnitude of loss was in double digits in the teen…
  • Or his successor, Abel who is a very capable stock picker.
  • We have been long time Berkshire Hathaway investor. Always appreciate how he addresses the shareholders and others with respect and honesty, a rare trait among today’s CEOs. The former co-chairman, Charlie Munger, is equally admirable for all his w…
    in Warren Buffett Comment by Sven May 4
  • I checked this morning and found April’s dividend posted as @Derf indicated. Perhaps they maybe a day late. April’s account statement, however, has not posted yet, and they are generally take a few days to have it available.
  • Thank you for the information. We have few small I-bond holding maturing in 2026. Unsure if we will continue to add more I-bonds due to the 5-years holding period. Working with Treasury Direct is not the easiest.