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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
That is what John Bogle and Warren Buffett have been saying, especially the larger caps where their revenues are increasingly globally oriented. Cola Coca is a good example. The other aspect is the supply chain. For example, vast majority of key …
I invested with Micheal Price when MDISX was a small cap value fund. Afterward it morphed into a global fund as asset grew and the company was sold to Franklin Templeton. The Mutual Series of funds were never the same. I sold majority of them, p…
Concur with davidmoran's assessment. Several funds are overlapping, perhaps from different sources, 401k and IRA - something can be done in the next 6 months or so. Consolidating them would simplify the management going forward with respect to the…
Not sure if the US-China trade talk would be beneficial for both side. A number sticky points are deeply rooted that is not easily resolved in this short time frame. Then what next?
EVBAX Is Unranked In The (MB) Fund Category By U.S. News & World Report:
EVBAX portfolio is similar to Loomis Sayles Bond fund. Invested with it early on and left when it turned out to be even more volatile than LS fund. Last year this fund la…
@hank, we really appreciate the article. She is a beauty and performed remarkably that provides endless knowledge of the planet Mar. My kids love astronomy and Rover's adventures.
Bonds. 90/0/10 = 90% equity / 0% bond / 10% cash.
Buffett and Boyle have sizable asset and their required minimum distribution plans are quite different from most of us.
Warren Buffet is in a unique situation and he can afford it. I would think many retirees cannot rely on this 90/0/10 allocation in their IRAs to generate sufficient fund to supplement their social security and pension.
Old Skeet provided a good analysis. I too hold DSENX for awhile. The 2018 drawdown is sizable as indicated by Derf. The fund 2018's total return was -4.0% while the 60/40 balanced index lost -2.9%. The international version, DSEUX, performed eve…
the only way for us to deal with the mountain of government debt at this point will be to inflate our way out of it.
Think you meant devaluation of the greenback and there are unpleasant consequences.
Interesting that he is much more macro driven while having a thorough understanding on how technology may benefit future investment opportunities. Examples include machine learning and AI (Google and Amazon). As for GE I think it needs to breakup …
I don't use target date funds since I prefer to chart my allocation. A static 40% foreign allocation is too rigid since I already have a health % in developed and emerging markets.
Again I agree with hank's sentiment on the trade WH trade policy a…
That is very poor business practice - bait and switch. Over the years I found Michelin tires over-priced for their performance. This year we are replaced the original Michelin touring tires on our Honda Odeyssee with Continential tires with the eq…
I’m curious because a rapid 5-10% decline coming right on top of an already “oversold” condition should make the market even more oversold (ie: an even better buy).
I would stay put since not all the bad news have unfolded yet. Dollar average in fo…
One would expect the internal auditing would uncover these shady accounting practices long before they are uncovered (their clients who filed the SEC complaints).
Problem is majority of private industries and public pension are underfunded by at least 50%. This poses significant risk to meet the obligation to pay the retiree's pension. When the company undergo financial stress such as declining business (i.e.…
Part II of the interview is coming, and I cannot wait. Nevertheless I tend to more agree with Matt McClennan's view after following him for a number of years. His thoughtful approach is particularly appealing particularly in today environment -quit…
Up to this week or so Liz Ann Sonders has been neutral in her monthly Schwab reports. To me this article, however, is a bit late by at least 6 months. The market reached the height at the end of January 2018 and it has been down ever since as the …
Well worthwhile to hear from Ed Hyman and Matt McLennan. Hyman is more optimistic and does not see recession until several years from now. Also he likes the newer tech stocks that create new markets. As usual McLennan discussed how he positions h…
@AndyJ, Just watch Hyman and McLennan interview - very informative. Ed Hyman likes new technology stock that open up new markets and he thinks recession is at least 3 years away. Matt McLennan takes a defensive approach in his portfolio.
Cohen seems to be connected to the darker side in some way
That is why he is known as The Fixer. How are they differ from John Gotti and their companies?
Wanna pay your BMO Visa card bill IN PERSON? There's a FEE. Ouch. That actually started some years ago,
You gonna be kidding! Some banks in US are charging fees when dealing with tellers. Indirectly they want you to use the ATM, or better doing ev…
@Derf, There is still time to add and dollar average into your target allocation. Given the uncertainty from the G20 summit with respect to US and China tariffs, I think there is more ups and downs in the next few months.
I have been invested with VMVFX since inception. Top 10 holdings are invested elsewhere and not the FAANG stocks. This fund has done very well (YTD +1.9%) while the developed and emerging markets funds are in double digit loss! The fund has a hea…
That is if one does not bail near the bottom (to lock in the loss) or to have a large cash position (like Warren Buffett) and he goes shopping when everyone else bailed.
The G20 summit left out lots of details on the tariff agreement between US …
Man ... Sentiment on this board seems to have turned on a dime.
That is for sure. On the other hand, I think there are more downside to come as the G20 summit promises start to unfold in a bad way.
After the G20 meeting, US and China have a 90 days agreement to hold back some of the tariff. Very little details pertaining to technology and intellectual property were discussed. So I don't think we are out of the wood yet.
If I would add in …
Many users are not aware of the risk when they signed up with FB, especially when they posed personal information online. Now they learned it is not so easy to remove these information.
Problem is Facebook is #7 holding (1.6% weighing) in the S&…
Agree. He was a good man who placed the country first before partisanship. The note he left for the incoming president, Bill Clinton was touching and classy - certainly unheard of at that time. Since then this becomes a tradition during the change …
