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I have done it hundreds of times over the years, and I hardly have any cash/MM in my account.
Example: if I have $1 million in one fund, I sell $600K and enter a buy for another fund for $600K.
Another example: if I have $1 million in one fund, I se…
From my experience SD is a good indicator across categories.
In risky markets there is no way to know how they will behave because markets are different and the managers can use different ways at that moment.
https://www.investopedia.com/terms/s/st…
And BS1000 owned bonds the whole time. So why does Captain Obvious have to make it seem like he always knows best when stocks outperformed... while he owns bonds?
I own bonds because I have enough money + I made 11+% annually which is plenty for…
It's pretty hard not to believe that about half of the citizens of the United States would have felt very comfortable in Germany in the 1930s. Simply substitute non-white for Jews and Gypsies.
And I really wonder if under the right circumstances th…
Let's look at CSHI,FPNIX,CBLDX compare to HOSIX.
One year chart (https://schrts.co/agXYxMyQ) shows why FPNIX is the worst. Worst performer + worst SD.
HOSIX is the best on both, looking at April 2025.
3 year chart (https://schrts.co/KgByatUn)
FPNIX…
Of course, HOSIX will not repeat last year performance.
I traded APDPX less than 90 days and didn't pay the 2% fee at Schwab.
Most of these funds have $49.95 TF. Do you have to pay or do you have special tier account?
Do you have to pay? no.
Do …
Dr venture:
I started preparing for rate cuts in 2023
FD: looks to me, you missed performance. SPY, the easiest most common index, aka, the market, made over 77% during 2003-5.
https://schrts.co/wUfkzfTU
Is he dead yet?
TDS? Totally degrading shit. That's what Orange One has made of this country. As I've noted before, Dems and Reps always have had differences. Trump is a different sort of beast entirely. Unhinged, amoral, un-human. He brings slime …
All I know is that I’ve read several posters on this site openly calling for Trump’s death. I’ve said multiple times that it’s unacceptable—yet no one here has acknowledged it. Just because some people act like extremists doesn’t give YOU the right …
APDPX has been on my best list of funds for months, but not for DT.
In April it was down 1.8%. In 2024 HOSIX goes up extremely nicely from left to right, while APDPX goes down
Since 01/2022: HOSIX made 32+% APDPX 35+%
But HOSIX SD is at 1.3% vs 2.6%…
@WABAC
I never know what will work, and why I only own funds that are doing well currently.
Never in my life have I owned CLO, but I held this category for about 20 months.
In 2025 it was the first time that I held a big % in international bonds; no…
Why not LCTRX? because HOSIX is better within the CLO space. HOSIX got the highest Sharpe > 3 for all funds at Fidelity.
Why didn't I recommend NRDCX while I like it? Because DT is looking for funds with more history, and it fell 1.6% this year d…
Fidelity has a free fund screener.
I looked for all bond fund (risk tab) + sorted by Sharpe ratio(risk/reward) + SDlink)
Then I switch to the overview tab, see (link).
To see 1,3,5 year performance.
The best funds for 3 years are
HOSIX leads the pa…
@FD1000
4) Epstein is just another distraction Democrats are hanging their hopes on. Who cares?
A Washington Post poll conducted in late July found that 86% of Americans supported releasing all files from the Epstein case. The poll showed high le…
DT:I am now considering adding some very low risk bond oefs
No fund achieved lower loss than 1.5% in 2020 + 2022 + performance over 4% since
1/1/2020.
Even RPHIX lost more than 3% in Q1/2020.
Since 2023, I no longer hold more volatile funds for m…
@FD1000,
1) Are you concerned about recent inflationary trends and the impact on your investments?
2) Donald J. Trump was reelected in part by promising to help the middle class.
Instead, his policies have exacerbated financial disparities by dis…
Dems and Reps are both screwed up, but it's certainly not so that they are equally screwed up. Repugnants sold their souls decades ago and are no longer a legitimate Party. They are acting in bad faith on The Hill and in the WH. Play-acting at gov't…
Not with this guy and the evil he inflicts. I’ll gladly and publicly acknowledge that I strongly wish for his death sooner than later. Where are you with abducting people on the street and no due process and flown to foreign concentration camps? Whe…
"Schwarzenegger was the Republican Governor from 2003 - 2011. These taxes and fees did not change."
Yes, he was. And he got my vote multiple times. A good and decent man. We could sure use a lot more like him in the Republican rabble today.
The rev…
Fred: Of course, nothing is set in stone. I will always be dancing near the exit if the circumstances warrant it.
As usual, it's a very thoughtful way to invest, and the main key is stated well above.
Thank you, Mr. Hindsight.
Where is the hindsight?
The above phrase is from another poster on another site that has been wrong for about 15 years now. When he posted about his timing, it was a disaster.
I sold on 2/29/2020 and posted about it on seve…
OJ, not to worry, there have been many naysayers in the last 15 years.
In this (link) you can find several trades I made in crucial markets.
In fact, I posted my sale on 2/29/2020 on this site.
https://www.mutualfundobserver.com/discuss/discussion…
but i'll only expound on that after they go up.
ok, enough useless fd1k channeling, here is something insightful undisputed by history :
"...financial history is that market pricing almost never takes into account the possibility of huge, disrupti…
I expect this Supreme Court to drive a truck through the "imponderables."
I won't be surprised, either. The Orange Behemoth has packed that court. Nothing but a few particular deaths along with some actual leadership is going to fix this. (Is he de…
$4.59/gallon here. Don't try to tell me about low gas prices over Labor Day week-end, or any other time period. Buncha garbage.
It's your choice to live in a Dem state. This link (https://gasprices.aaa.com/state-gas-price-averages/) show only 2 stat…
$4.59/gallon here. Don't try to tell me about low gas prices over Labor Day week-end, or any other time period. Buncha garbage.
It's your choice to live in a Dem state. This link (https://gasprices.aaa.com/state-gas-price-averages/) show only 2 stat…
I expect this Supreme Court to drive a truck through the "imponderables."
I won't be surprised, either. The Orange Behemoth has packed that court. Nothing but a few particular deaths along with some actual leadership is going to fix this. (Is he de…
https://www.cnbc.com/2025/08/30/trump-trade-tariffs-appeals.html
* The ruling on Friday from the U.S. Court of Appeals for the Federal Circuit throws a wrench in President Donald Trump’s trade agenda, and leaves his “reciprocal tariffs” in limbo.
…
I see several solutions: Europe should lower tariffs and subsidies, reduce regulations, scale back social programs, limit immigration, and start competing globally.
When you compare Europe to the U.S., the populations are similar, and Europe arguab…
Well, one fund doesn't make sense, but 2-5 funds do.
It's been part of my system since 2000, when I started with 5 funds.
I invested based on markets.
1995-2000 = 90+% in VTI, the rest in growth
2000-2010 = SGIIX/SGENX, FAIRX, OAKBX for 8 years; th…
The well being of the country has NOTHING TO DO with the S&P 500 and the well being of the S&P 500 has nothing to do with the well being of the country. THESE ARE NOT GOOD WEEKS FOR THE COUNTRY. THANK YOU FOR YOUR ATTENTION TO THIS MATTER.…
After months of Dems screaming the worst is coming...the SP500 is at a new high and Q2 GDP came out at 3.3%.
I don't care about stocks. Since 2018, I've been at 95% bond funds, and in the last 5 years, I was at 99+% bond funds.
On the other hand, P…
That's what I have done YTD, and it's only based on the markets, never based on silly politics and TDS on so many threads.
I was out for several weeks during the meltdown and was back in mid-April and still invested at 99+%.
I'm always dancing near …
https://www.cnbc.com/2025/08/27/cracker-barrel-cbrl-stock-logo-trump.html
Shares of Cracker Barrel Old Country Store rose more than 8% on Wednesday after the restaurant said it would discard its new logo amid widespread backlash.
The switch occurred…
davidrmoran,
It would be nice if you responded to my claims.
1) Gerrymandering - The term, originally written as “Gerry-mander,” first was used on March 26, 1812, in the Boston Gazette — a reaction to the redrawing of Massachusetts state senate ele…
