Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
My experiences with foreign small caps and emerging markets have not been good. I invested in Artisan’s global small cap, and it performed so poorly that they closed it after a few years. I invested in MAPIX, and it was still losing money after more…
Here's Motley Fool:
https://www.fool.com/investing/stock-market/basics/santa-claus-rally/
Understanding the Santa Claus rally
Generally, the Santa Claus rally refers to the stock market's history of rising over the last five trading days of the year…
When in doubt, claim seasonality?
Background: On another forum, you (finally) posted a near-real time BUY of the stock market in late Oct. You got UP a few % an sold your entire position.
The markets then promptly ran up HUGE gains in Nov and …
I could explain yet again how to read a given NYT piece using a privacy session in one's noncustomary browser, but don't want to seem more condescending than usual.
LMAO!!!
Dude, the very use of the word "again" connotes condescension. Used in t…
Not to rain on your thread, but...
A Santa Claus rally is the tendency for the S&P 500 index to increase over the final five trading days of December and the first two trading days of January. The term was first coined in the 1970s in the Stock…
Well, there are a LOT more articles out there about the proposed sale. Had you read them, you might have had an idea why Fetterman said what he said, and you might not have criticized him.
https://www.theguardian.com/us-news/2023/dec/19/john-fett…
I would put that at extremely low probability. He is on Semaglutide and Ketamine. With either of them, the probability goes down and with both, it is even lower.
I thought Doug put that in for humor.
Duh, yeah!
And I thought I put my introducto…
https://thehill.com/homenews/senate/4366073-fetterman-says-hell-work-to-block-absolutely-outrageous-us-steel-sale/#:~:text=Sen. John Fetterman (D%2D,to%20jump%20up%2025%20percent.
Man, talk about his luck running out...
https://www.thestreet.com/stocks/fund-manager-who-predicted-the-s-p-500-rally-issues-new-2024-target?puc=yahoo&cm_ven=YAHOO
https://realmoney.thestreet.com/dougs-daily-diary
Excerpt:
8. What would a su…
There were a LOT of posts this year about CDs for a LOT of reasons. Here’s my 2 cents on all that.
As background: I’ve been a brokerage, CD (all references here are to brokerage, Call Protected CDs) ladder owner for ~15 years, owned individual CD…
Per M* data, ARTFX "People":
Bryan C. Krug
Years in Strategy
10 Years
Industry Experience
23 Years
Tenure Performance
5.64%
Index Performance
1.44%
Investment AUM
$ 8 Bil
Bryan C. Krug, CFA, is a managing director of Artisan Partners and a portfol…
Prudential offers this PDF on The Red Zone: https://www.prudential.com/media/system/cda/rrz/downloads/redzone_brochure.pdf
Many refer to The (Investor) Red Zone as the 5 years prior to retirement. Others, like me, refer to it as the 5 years prior …
"Let's see how many posters will try to find a word or something else I didn't mean and twist the above."
@FD1000: If you post something that is obscurely phrased then we have little choice but to speculate on your intended meaning.
If you conside…
Posters here appear to be at a dead end with Schwab in this regard.
Again, please see my prior suggestions.
The Fido FI guys can and will provide FACTS to (at least) their customers (and maybe non-customers and prospective customers-HINT-as we…
My suggestion is if you are a Fido customer, and probably even if you are not, call Fido M-F during market hours, and ask to speak to the FI department, nobody else. As I have noted on other CD threads, they have some of the most knowledgeable and …
@Stillers. Thanks so much for sharing that info. It sounds like it might take more time and it’s really in the hands of the bank. I am rethinking brokered CD’s based on all this.
You're welcome and best wishes resolving your issue. See my most …
One non interest payment in 15 years. Looks to me to be a very good batting average.
Especially when you consider the number of CDs I've owned over that period (50+), the number of monthly and semi-annual interest payments that represents, and the r…
Another excerpted comment from the thread I previously referenced, this one straight to the point(s) by the venerable "dickoncapecod":
Well, you shouldn't be surprised that the financial relationship is between you and the bank that YOU deposited m…
Well, that's just the way it goes. If the other 99% had studied harder and worked harder they would be in that 1% too.
Just ask Charles Koch (estimated net worth of $66 billion) or the Sackler family ($10.8 billion as of 2020).
I'm hoping your comm…
Anyone else have this experience?
========================
Yes, I did one time, but at Fido not Schwab. It too was with a very large bank. It was in Jan 2023 and I discussed it in a thread on the Fido Investor Community board titled, "FDIC'd Broke…
If you include the 4% foreign bonds, then the bond allocation is 60% for the fund.
I previously stated,
"Per @Tarwheel's post, PRCFX is currently (51%+5% or) 56% in bonds."
How are you getting to 60%?
OK, so since I can't say I will never withdraw from a brokerage CD, I will transfer them from the 401k to a Bank IRA.
Nothing against your advisor, and this may well have been discussed, but if it was not... This point is a cornerstone of CD owners…
@Jan : Have you given any thoughts to T-bills or notes in your taxable account(s) ? Most states don't tax the interest.
Great question/comment that I missed! I never own them in txbl a/c's and usually forget to mention this.
@Jan:
Disclaimer: You likely gave your advisor the detail of your current investments and your projected income gap upon retirement, along with risk profile information. That is all needed for anyone here or elsewhere to provide quality advice. …
@rforno,
Agreed. We are LT holders of PRWCX as well. Very interested in PRCFX as a possible companion holding to PRWCX, but NOT if its stock/bond holdings and strategy are highly comparable to PRWCX. IF they are more the likes of a VWENX/VWIAX pair…
For anyone still interested in guaranteed interest rates for the FI portion of their port...
CP CD rates continue to tick DOWN, and with it the opportunity to build a 5-yr CP CD ladder yielding a rate near 5% continues to disappear.
Per @Tarwheel's post, PRCFX is currently (51%+5% or) 56% in bonds.
Per Fido and M*, as of the latest data on 09/30/23, PRWCX holds 32% bonds.
Not enough detail yet on the current PRCFX stock and bond holdings to do a more detailed comparison of them…
Jeopardy Answer:
About 28 more days
Jeopardy Question:
How much longer will MFO posters need to endure FD's posts here until his most recent ban from Big Bang Investors is lifted at the end of the calendar year and he takes his self-aggrandizing …
I recall fondly this excellent thread (from May 17) containing many diverse opinions. What stood out to me was the voracity with which the proponents of cash (rather than bonds) voiced their opinions. Not to imply they were wrong. Just that it’s b…
TMMV?
https://www.acronymattic.com/TMMV.html
...Others had at least two opportunities this year to do the same but it appears they no longer will. So TMMV, and likely will.
Others = Their Mileage May Vary
Checking the stock investor's landscape:
Small Caps Rockin' the Casbah again today!
Equal weighted S&P outperformed yesterday.
The arguably best T/A poster on investment forums recently stated we could see S&P 5,500 by Turkey Day 2024.
…
Anytime we talk about CD rates we should always be sure to reference if they are CP or Not CP. BIG difference in the rates and Available Quantities, as well as the strategies/consequences of holding either.
FWIW, I rarely if ever post about Not CP …
At a general, unsophisticated Rule, I ALWAYS plow $ into stocks near/at the end of three consecutive S&P DOWN months that cumulatively register a total drop near/in correction territory. That was the case a couple of days ago when I did my stan…
So, an interesting development on the CDs I've posted about here recently.
The previously referenced bank that had loaded 40K-60K of CP CDs in most of the respective maturities (2-yrs thru 5-yrs) accelerated the execution of the Settlement of my …
