Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Corporate note basics: There are three kinds of risk: interest rate, liquidity and default. It would be wise for prospective investors to learn all about each of them BEFORE buying a corporate note.
WABAC: "Looking forward to getting money out of short-term CD's. I tried it. Didn't like it. Will stick to money markets and floating rate T-Bills."
Stillers: "Um, yeah, that's the "given."
• Um, yeah, what's "the given?"
Stillers: Only invest mone…
I'm uncertain as to how to read WABAC's post. Stillers, if I interpret him correctly, seems to have understood it as WABAC having sold, or tried to sell, short term CDs before maturity.
I read WABAC as saying that he has tried holding short-term CD…
Um, yeah, that's the "given." Only invest money in CDs that you fully plan to hold there until maturity.
If there's any doubt about your intended holding period, MMkts and T-bills are clearly the way to go. The inventory of CD Secondary Issues …
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You've done well the past year without the ups/downs that the folks in the market have, likely a little better than SPY without the drawdown, not too shabby.
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Baseball Fan
Just curious: How has someone who has invested (pretty much exclusiv…
FD, the purpose/intent of this thread is VERY clear. It has NOTHING to do with bond OEF trading.
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So, a serious question:
What purpose is your post about bond OEF trading on THIS thread other than feeding your incessant self-aggra…
From somebody who follows CD rates very closely and has a sizeable CD ladder:
Correction to what you stated in the OP:
2- and 3-yr CD rates have recently been inching UP, NOT DOWN.
I've replied to you a few times over the years about this topic an…
As an audit manager many moons ago, I wrote a set of review points to a young auditor who had concluded, without explanation, that a key ratio had significantly increased.
I requested the youngin' 'splain, you know, WHY it increased.
He replie…
"What shouldn't I like about this fund?"
If it's me, looking at this fund's performance since inception, and knowing that I've never been interested in owning ANY Oakmark bond fund (see YBB's comments) since starting to invest in 1980, my question …
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Dear stillers:
1) Let me ask you an easy question. Why did you use 3 different names(stillers,Arriba, Albie) on different sites? Did you try to hide something?
2) Why don't you try to register on BB as stillers? You have no chance with the mod…
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One aspect of the CHIP Act is to bring manufacturing capabilities and capacities back to US. TSMC is on track to build a manufacturing plant in Phoenix, Az and another one in Germany. This will take several years to complete but it will stabil…
And so it begins.
Banned from BB for 90 days, he will need an alternate forum to many times, each and every day, spew his condescending, self-aggrandizing crap. And sadly for MFO posters, this will be his likely spot for the duration of his 90-d…
So, I clicked on the "Sabbatical" link above but it states I don't have permission to access that thread.
Is that a mandatory or self-imposed 90-day "sabbatical" from BB?
And what's the scoop on it?
If it's self-imposed, I'd give it a shelf-life o…
So, I clicked on the "Sabbatical" link above but it states I don't have permission to access that thread.
Is that a mandatory or self-imposed 90-day "sabbatical" from BB?
And what's the scoop on it?
If it's self-imposed, I'd give it a shelf-life o…
"...Inflexible partisanship is what is moving me away from my prior Democratic mindset, to more of an Independent mindset..."
What a sad commentary on an otherwise reasonably intelligent member of the US electorate.
"...Hopefully, the more modera…
So I read the linked (sic) article.
Then I read the OP.
After which, my only thought was/is:
I thought Roseanne Roseannadanna passed away a long time ago.
I see that the OP has also posted the same link (sic) on another forum and has been met wit…
...MOST homeless have psych issues, and a good number are veterans, too.
30% of homeless have mental health issues per this July 2011 study
https://www.samhsa.gov/sites/default/files/programs_campaigns/homelessness_programs_resources/hrc-factshee…
@stillers, you seem to have quite an anger problem. Bottom line is I never once said a CD ladder wasn't a good idea. I tried to covey that bond funds also may be turning the corner and starting to give decent returns - for anyone who chooses that in…
But please leave out the widely understood part about past performance being no guarantee of future results. Got that part.
Ok, but that's exactly what you based your whole argument on. Past 3-5 year performance.
I do agree with everyone else thou…
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It is hard to beat 4 to 4.5%
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With taxable and municipal bond funds, indeed it is.
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Here's a link to the 1,921 taxable bond funds that Fido currently offers.
https://fundresearch.fidelit…
OP Q: "Anybody investing in bond funds?"
A: Um, not us.
Why not? Well, we ask ourselves, what do we expect as likely/probable average annual TRs from dedicated bond funds over the next say, five years? We answer, maybe 4%-5% if we're very lucky…
Disclaimer_1: Been investing in CD ladders for about 15 years. I only ever by non-callable and usually go out 3-5 years. And I many times buy CDs on the Secondary Market, but not-so-much in the past several months as the pendulum decisively swung…
To the prior chart, I added my would be alternative choices in Fido's "Moderately Conservative Allocation" category, FMSDX and TAIFX.
https://stockcharts.com/freecharts/perf.php?VWINX,INPFX,WBALX,TAIFX,FMSDX
This post is NOT in direct response to ANY particular prior post.
So we're near the end of two pages of discussion on this topic and not ONE time has the term "alpha" been stated and no attempts have been made to assert its relevance/importance in …
Lots of investors like to beat these annual/historic active PM vs passive statistics* to death.
But inside those numbers, and usually left out of these endless (IMO, usually worthless) discussions and articles, you can find PMs/funds that consist…
Core, always: PRWCX and FBALX. Arguably two of the very best allocation funds.
Core, always: VFIAX and VTSAX (or Fido counterparts). Market risk.
(Continuing, for me at least) Going Forward:
Bought FSELX at EOY 2022 in anticipation of coming bu…
So I read the linked (sic) article.
Then I read the OP.
After which, my only thought was/is:
I thought Roseanne Roseannadanna passed away a long time ago.
I see that the OP has also posted the same link (sic) on another forum and has been met wit…
Charles, thank you!
I read your entire article with great interest. It helped me decide on a Global Stock Fund (FMIEX) to add to my Core Holdings to slightly increase my foreign stock exposure. Global Stock Funds are my primary means to obtain …
To all...
Puhlease, don't try to dismiss FACTs as opinions - there's enough of that in the world already.
And puhlease, don't tell me to "relax" as though I'm the problem or at minimum, I'm out of line.
What I posted previously on this thread is …
The Netherlands company to which I referred, ASML, is currently up 4.8% today, while the general technology index is down some 2.3%.
That would seem to suggest that the market is reacting to conditions specific to the chipmaking industry and has li…
Agreed, the chip bill passing was a mild positive when announced but...
Today is far more about the market reaction to MSFT's unexpectedly strong guidance after their earnings miss yesterday and GOOGL's powerful, after hours move yesterday (and fur…
Added to GOOGL position (increased it by a third) the day SNAP reported earnings and dropped about 35%, dragging GOOGL DOWN about 5% with it.
Why? I listened to an in-depth interview that day with an industry expert who explained the significant…
https://www.marketwatch.com/story/brian-moynihan-dismisses-jamie-dimons-warning-on-the-economy-youve-got-hurricanes-that-come-every-year-11654166154
(Instant Classic) Excerpt (bold added):
Brian Moynihan, the chairman and chief executive of Bank o…
Quick... without looking... name (5) "current" shows or movies only on Netflix that you binge watch or can't miss.
If you are unable to do that, you have your answer. Content is king.
Spending more than 14 billion on content "should" make you th…
