Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
If you get dividends on a mutual fund more often than yearly, it might work for you to reinvest the dividends and realize the cap gains, and sock those away for things like roofs, cars, heat pumps.
YMMV.
Could have posted this in the bucket thread…
My intent here was to inform.
And I sincerely believe that most here understood your comments to begin with, or were educated by your efforts.
At the time I wrote the post I was remembering my last interaction with my college advisor.
"You're no…
You ain't the only one. Now I'm embarrassed by my simplistic earlier post.
All in good fun. No reason I can't have a little fun knowing what I don't know.
The effect on duration is also different (higher coupon = shorter duration).
We can try this another way, using the Socratic method.
1. Suppose you buy a bond at $102 with a 5% coupon. Do you have enough information to calculate current yield?…
In the IRA I might rebalance some from USFR to VRIG. Thinking about what to do with a CD coming due at the end of the month. Looking at FHYS and FLBL. So keeping it ultrashort.
Anything longer is whatever is going on at DSEEX, VWELX, VWINX, FBALX,…
Taking dividends is a lot easier than figuring out total return. The money just shows up if you aren't reinvesting. No doubt there's lots of academic arguments over this.
Temptation seems to me to be better distributed than money.
While some athletes may have the means to explore more expensive temptations, I doubt that makes them any more susceptible than other people with money to burn.
One thing I have noticed…
When wife and I were childless, we covered thousands of miles of North America in Honda Civic hatchbacks with 4WD.
After we had children we covered a few more thousand miles in a 4wd Subaru that the state of California eventually gave us money to t…
Thanks @catch22. That's out of my league, but the info should be useful to others reading along.
By the way, the artist is Jo Mora. I wasn't aware that he was also a sculptor. I think he gives Russel and Remington a run for their money.
hi @catch22. It's a change of pace out of the gate for Mr. Market. But we haven't even finished the first furlong.
I was not aware of FZDXX, and I'm at Fido| I'll have to look into that.
When I rearrange the deck chairs in my floating fate bond f…
Interesting changes now that the holidaze punch bowl has been put away.
Of interest to me is the rebound (perhaps temporary, who knows) of utes, health, and staples.
The fixed income table doesn't seem to capture ultra-shorts and floaters, but fr…
One can download the entire MFO dataset, or as you seem to suggest, download a view that includes only a subset of columns (AUM and a whole lot of other, but not all, fields). And one can program a spreadsheet to sort and search based on various c…
But always I’ve leaned more to avoiding big losses than in making the highest possible return.
There are formulas, and philosophies, for that too. :)
The distinction between the two may be in the eye of the beholder.
My preference is to slice and dice raw data (annualized returns, ERs, etc.). My ideal would be a screener that let the user write their own queries - to have access to every data column, to be able to use logical connectors. For example:
> $…
Buy low, sell high. Which funds aren't based on a formula?
I think of the formulas as theses, though not in the academic definition of the word. I would not invest in a fund if the prospectus could not coherently express the rationale, formula, th…
@BaluBalu for small caps I have been doing OK with RWJ, depending on when it was purchased of course.
Over time I have arrived at the impression that some of the Invesco strategies work better in some cap areas than others. So I would lean to XMHQ…
I've always wondered if they got at least some of their investor-behavior data from the portfolios. At the very least, it may be one of the few things left driving "average investors" to land on their homepage.
Thank you for the news.
LOL - I amended my earlier comment with a footnote too late.
I hope this thread can be positive and helps folks make use of a great technology. If someone prefers not to use ChatGPT or another AI tool that’s their perrogative.
You couldn't hav…
Back to Chat - It’s really impressive. But, as I’ve noted, am a bit reluctant to use it to full capacity until I understand the safety aspect better. Everything I’ve read has been positive. Nothing has rang rung any alarm bells other than the shee…
This thread has gone in an interesting direction.
I have been trying to consolidate the IRA to simplify it in case of the sort of stuff that seems more likely to happen as I get older. But I need more help from Mr. Market to get out of some positi…
For one thing, you need to know that it will lie, and engage in unethical and illegal behavior, such as insider trading.
https://duckduckgo.com/?t=ffab&q=chat+gpt+lies+to+human&atb=v298-1&ia=web
I would call the venue to confirm they h…
I can't locate any information that states CALF specifically avoids the financial sector (and/or any other sector). Here's the current Fact Sheet from Pacer.
Look here.
Starting with the S&P Small Cap 600 Index, CALF screens out financial compan…
How badly do they need clicks to justify their ad rates? Maybe it's not a big issue for them based on their other activities.
If they get rid of the portfolios, I'm not going to visit to watch the Susan and Dave show.
Still DYING to see the ACTUAL holdings.
Not to be belligerent, but why? If you don't agree with the holdings, are you going to tell Giroux you disagree with him? So many have said, I need to see the holdings, but I don't get it. I know I'm not smar…
Initiated starter position in Liberty Broadband Corporation's Series A preferreds (LBRDP) $ 22.50 as a long-term income holding.
SEQUX has about 1% in their A shares, another 3% in their C shares, and 5.08% in Liberty Formula ! (FWONK ). It's not th…
Oh, I have always advocated paying for the New York Times; everyone here would benefit from that
If I think there is content there that would be of interest to this group, how do you think I should proceed or handle that?
Bless your heart David. I'…
I could explain yet again how to read a given NYT piece using a privacy session in one's noncustomary browser, but don't want to seem more condescending than usual.
Bless your heart David. Learning how to circumvent paywalls erected by content cre…
@WABC. my dentist also told me his individual stocks and asked me if I followed the motley fools. I can’t make this stuff up. But he is a skilled practitioner. I fired my home repair guy who told me why he is MAGA.
@larryB. I"ll long remember th…
My dentist worships musk. If going to the dentist isn’t bad enough I have to listen to him singing his praises.
I think I'ld rather be quizzed about my flossing and brushing habits than deal with a dentist talking about anything but teeth, or the…
"IHDG"
Going from un-hedged to hedge. Why change of heart?
You make better choices than I do and so curious.
Hi @BaluBalu. There is an un-hedged version of that fund which I never owned. Mainly bought it for the track record and the emphasis on…
Sold TCREX today. Maybe it will go up some more. But that will be without me. It didn't act as an inflation hedge. And I'm leery of what will happen to real estate after Santa is back at the North Pole.
Proceeds will likely go into IYK, maybe a lit…
I think Musk is closer to Howard Hughes than Davinci or Edison. But so what?
What is the case for investing in Tesla? No matter how thin you slice it, it's still just a car company selling a consumer durable run by a guy that can't stop talking.
…
