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HOLD
I attempt to implement a Lazy (asset allocation) Portfolio. I rebalance in mid August and mid February. At a top level, I track assets by
Stocks 50%
Domestic 29%
International 21%
Bonds 50%
Fixed Income 45%
Cash 5%
As of today …
@bee: Your question on tracking a portfolio is thought provoking. Here’s my 2 cents.
I am retired, thus I am in the withdrawal stage, not the accumulation phase. I use a Lazy Portfolio Scheme to implement an asset allocation of 50/50 stocks to …
NOT TED, but be careful what you ask for: http://www.ritholtz.com/blog/2015/09/ugly-day-2/
If you think this month has been bad, look at what next month will be like:
"OCTOBER: This is one of the peculiarly dangerous months to speculate in stocks …
Has anyone read the reviews?
http://www.amazon.com/What-Amazon-Prime-Complete-Membership-ebook/product-reviews/B008J2AJPW/ref=cm_cr_pr_btm_link_57?sortBy=helpful&reviewerType=all_reviews&formatType=all_formats&filterByStar=all_stars&…
I would not expect an index fund/ETF to outperform its benchmark/index. We always have the losses due to friction, e.g. the "E" of "ER", and taxes on capital gains. Just hope the index does well and believe in regression to the mean.
I would hope that physics and economics would have at least one principle/theory in common. I propose the “Uncertainty Principle”. The usual physical example is an experiment to precisely measure the position and velocity of a speeding bullet; the…
Many decades ago I met a stock market specialist who was a Vietnam veteran. He said in Vietnam there was the saying “There’s the quick and the dead.”; then he said “In the stock market there’s the quick and the poor.”. This was a time when people …
I believe VOYA , formerly ING, is an insurance company. Considering the load and expense ratio, perhaps the best way to get timely updates is to replace them.
Why worry, you'll only lose sleep. I use an asset allocation scheme that I rebalance twice a year in February and August; i.e. calendar events, not market events. At rebalance times I am faced with buying low and selling high. This is difficult t…
There is another potential source of income available to seniors: a reverse mortgage on their house. I realize there are many "ifs" to this source, but it needs to be considered. It may be that a house is a family's largest asset.
A couple of decades ago, when the cold war was still around, I read about about Russian military planning. They used a scheme of three hierarchical plans.
The Strategic Plan: this plan sets out the goals, usually long-term goals. This plan is pol…
Hi bnath001,
Given your age and current retirement account you should be well on your way to a good retirement. This is because the power of compounding will be working in your favor. The "rule of 72" is useful to figure the effect of compounding…
I think of a lazy portfolio as a way of implementing an investment strategy, not as the strategy itself. In my case an asset allocation scheme is my strategy and I have nine ETFs in my portfolio. An asset allocation attempts to hedge risk by combi…
Reply to @chip:
Hi Chip,
I think you need to restrict the general capability of members embedding html code in posted discussions. I can't say that it would cause problems, but there is that possibility.
I took Old_Joe's idea and rewrote it int…
Try again
Thanks to all,
Yes, I can read the html and will try some experiments. I quit doing a blog in May, 2005. If interested just click on My old blog . Note my reference to Netscape 3.04; it shows how old I am. A good reference for html is at…
Thanks to all,
Yes, I can read the html and will try some experiments. I quit doing a blog in May, 2005. If interested just click on My old blog . Note my reference to Netscape 3.04; it shows how old I am. A good reference for html is at W3Scho…
Hello Chip,
Please bear with my sense of humor regarding PST; I think the ticker look-up is great!
Is there a current link function to associate a meaningful name with a URL. I notice in "What would you do with a large inheritance?" there is a li…
Because the income from a single premium consists of your money and investment income the apparent interest rate is larger thain you would expect. Check out what your expected yearly income will be and compare with a calclulated value from https://…
Very good advice; about the only thing left is to advise you to not buy a boat.
Regarding selection of a financial advisor, I have found the following article of interest:
http://www.ritholtz.com/blog/2012/07/checklist-of-errors/
Actually I've been avoiding this blog for many months because of the above problem. I see that currently it is much better formatted and it is not too difficult to read.
Regarding the color of links, this feature is a standard feature of CSS, well known to computer geeks. There are four states for a link:
a:link - a normal, unvisited link
a:visited - a link the user has visited
a:hover - a link when the user mou…
On my iPhone I would like to see all text is within the horizontal boundaries of the screen, i.e. I don't have to scroll to see a complete line. So please remember users who check-in with a mobile device.
No, I like to see the oldest post at the top, i.e. by date in ascending order within each ladder/sub-ladder. This allows me to see how someone came to a conclusion by looking at the sequence of different subject lines and no message (nm) comments.
