Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I’ll activate the card tomorrow and then quickly charge $100 gas on it just to get an early feel for how things operate: billing cycles, minimum payments, how to make a payment, etc. I’d expect it to be a few more weeks before the project begin…
Agree with @BenWP to an extent. Something more than age here. I’m not medically trained, but the man did not look well. Did not sound well. More then a simple question of age. Was this just a “one-off? Let us pray.
I don't know if this applies to your situation or not but one common "gotcha" on many "No fees or Interest for the First X Years" is that interest and fees will accrue over the X time span if the credit charge account is not paid off before the end …
Thanks @msf. Excellent information. Credit score is typically around 800. I could be wrong, but doubt it would take a big hit. I still have another Elan card that’s been paid in full every month since first issued about 20 years ago. No auto loan…
Fidelity’s card has arrived. Plenty of available credit. Haven’t gotten around to activating it yet. The paperwork that came along says no interest on purchases until around the end of December 2025. Have contracted to have a major landscape / out…
The U.S. surgeon general declared gun violence in the country a public health crisis on Tuesday,
In 2020, gun violence became the leading cause of death among U.S. children and adolescents, the report noted. The firearm mortality rate among yout…
On the main "Discussions" and "Discussions that have comments" pages each thread has a small "star" icon out at the end. If you click on that star it saves the thread to your "My Bookmarks" list, making it very easy to find that thread in the future…
”Customers will be able to buy “yes” contracts or “no” contracts based on a stated outcome for an indicator.”
Yes, this sounds a lot like DraftKings. Could cut into their business.
Well, there is a difference. On DraftKings you click whether a tea…
Don’t get megoing on the airlines …
- Of 3 trips since the first of December I’ve been boarded and then taxied and returned to the terminal 4 times.
- On a 5th we got within a couple hundred miles of the final destination (home) and turned b…
Yep. I get a lot of those emails from every Dem in the country. With the Apple mail app it’s pretty easy to shoot things over to “junk” and that kills the particular sender (like blocking).
ESPN gives me a baseball game nightly. So that helps esc…
Thanks for all the tips @msf / I ‘ve been tripped up before by the different M* views. Yours is a brief lesson I’ll keep referring to for reference! Often find myself hunting for old threads that contained some special nugget of information.
BINC looks a lot better on Blackrock’s website than at M*. Geeeeze.
It has no cash (actually a few percent negative) compared to M*’s reported 43%!
And very little sub investment grade paper - roughly 25% (but almost all BB). You couldn’t tell that…
This was a tough day for duration. The 10-Year spiked to 4.34% (10 basis points).
A few bond funds I watch, with today’s move …
JPIE -0.09%
LSST -0.14%
BINC -0.15%
PYLD -0.16%
GNMA -0.32%
JPIB -0.40%
BRTR -0.52%
GBAB -0.88…
Thanks FD. I’m trying to go up the ladder in credit quality for portfolio purposes. Also unsure of how big a distribution I’ll be taking or exactly when. Would prefer not to buy into a (OEF) mutual fund at this time.
” -31.09% "net other short duration instruments,"
Thanks @AndyJ. Sounds like M* was off by roughly a factor of 3. When I held PYLD in the past, Fido’s analytics didn’t seem to notice anything abnormal. Appeared to read it as a normal bond al…
” ...The reduction in the Company’s RASM [revenue per available seat mile] expectations was driven primarily by complexities in adapting its revenue management to current booking patterns in this dynamic environment,” Southwest said in a filing. “
…
:) Thanks for the details & the honesty. Yogi.
There’s no perfect bond fund. Short duration isn’t likely to get you the yield you want. Longer duration can feel like a roller coaster when rates move sharply. Many “core” bond funds dip heavil…
Thanks both. Larry, PIMIX is only 12.5% negative cash. I’d consider moving in but need an easier to trade etf for the time being.
M* writes highly of PYLD (Bronze rated, however). I’ve held it for several months in the past. Steady eddy during th…
Bought a little CNS and a little GHC stock. The former is a first-time buy and looks pricy to be honest. But I have a high opinion of the outfit. GHC I’ve long watched / messed with. Sold it about $5-10 below the current $690 in December - but f…
”Customers will be able to buy “yes” contracts or “no” contracts based on a stated outcome for an indicator.”
Yes, this sounds a lot like DraftKings. Could cut into their business.
I did something similar in ‘98. I was planning on retiring at the end of the school year in June - but was trying to keep it secret as long as possible. But in January I dramatically increased my per-pay deduction so that I’d meet the full ‘98 limit…
I’d appreciate their thoughts on the big publicly traded retail money managers (ie: Price, Invesco, Blackrock) as investment prospects. Most got hammered in ‘22. TROW dipped below $100 and is back to about $117 now. Do they see any potential hea…
”He was a nice enough guy but I didn't see why my investment dollars had to pay for the frequent all expense paid luxury trips he was always going on to American Fund events.”
About 15-20 years ago I followed a fella off a plane at Key West airport…
Really tough right now. Middle of the road income funds haven’t produced this year the way I would have expected. I hold FKIQX and CVSIX for income. Neither is “shooting the lights out.”
Hard to believe the mess RPSIX (mentioned by @PopTart) ha…
I’m not up to speed on how the thrusters are used. If their main role is simply to orient the craft before the de-orbit burn, then they might give it a try even if some are faulty, figuring they can return back to the ISS if necessary (though red…
Similar to @Mark, I’m “comfy” where I am. Never been one to play around in the S&P index funds or much in tech. Nice that people have made a ton there - just not for me. Very diversified. Just 1 stock. That one’s in the consumers staples area …
Wow! Just awesome. I may be the only person on the planet that hadn’t heard Hatfield’s rendition of Bowie’s classic. @msf’s post prompted me to do a little searching. Quite a bit online about it, including a number of interviews with Hatfield.
…
Thanks @Old_Joe for the technical details.
For sure, they are safe. …. The old Kingston Trio song came to mind and couldn’t resist. Always there is at least 1 spare craft attached to the ISS as a safety precaution. Sometimes there are 3 or 4 dif…
Starliner Return Delayed by Leaks / Technical Issues
”Boeing … succeeded in getting NASA astronauts to the International Space Station, following weeks of delays. Returning them to Earth on the same spacecraft is proving another challenge. Problems…
”It's hard to believe I'm retired 7 years already … “
Watched an MLB game last night between Seattle & Miami. Ruined the evening when the announcer mentioned that Seattle’s starting pitcher was born the same year I retired. To make things …
I do miss Ted. He had his detractors for sure and lots of faults. But he’ll always have a place in my heart. I find that on occasion when I mention something he said in one of my posts, I still subconsciously use @Ted as if he were still able to re…
I don't care for Scotch. I'll stick to long necks.
Afraid I’m of no help in that respect. Either the flavor of beer has deteriorated in recent years or I’m losing my taste for it. But I’ll make an exception for Founder’s Porter. Excellent flavo…
@Derf - The standard size of a bottle of scotch is 750 ML. That would provide 15 (generous) servings of 50 ML each, which happens to be the size of those “shooters” handed out or sold on planes.
@Mark is correct. Fastballs frequently come in at 95-101 mph today. However, the problem of intentionally hitting a batter seems a lot less than years ago. The umps won’t put up with much. NY would never admit to throwing at a hitter. I’m just b…
Sitting tight. Normal 10% cash allocation is at 15% pending a sizable withdrawal / distribution later this summer. Than back to 10%. Labor is in short supply so I don’t know when the infrastructure work will begin.
I watch the precious metals. …
Good one @Mark.
That Tesla pickup is just about the stupidest vehicle that I've ever seen. It's replaced the GM Hummer in my evaluation of "stupidest".
Whoever designed that thing was smokin some good stuff. :)
