I am sort of going the other way. As my CDs mature, I am redeeming them. The last one will mature in about 2 months. Putting the cash in our MM fund for right now. It is paying a fraction over 5.25%, but plan to later go with a I-T Bond Fund.
I do like CDs, but always having to search for the best rate to reinvest as they mature is something my wife would not want to do when I am gone. No, that is not true, it is something she would not do, so I'm going with I-T Bonds with the dividends reinvested.
I am 86, she 85, so we don't think in long terms any more.

QLTY most closely resembles GQETX.
Both funds implement the same strategy and have the same managers
but GQETX holds some foreign stocks while QLTY does not.
Portfolio Backtest

Thanks for the info.
GQETX has outperformed SPHQ over SPHQ's lifetime. OTOH, GQETX is 21% foreign, and another 18.87% is "other" than equity.
There does seem to me to be some difference in strategies based on M*'s strategy summaries "pulled from the most recent official document (prospectus or supplement)."
QLTY "seeks to achieve its investment objective by investing primarily in equities of U.S. companies that the fund’s adviser, Grantham, Mayo, Van Otterloo & Co. LLC (“GMO” or the “Adviser”), believes to be of high quality. Equity securities primarily include common and preferred stocks and, to a lesser extent, other stock-related securities,"
GQETX has a more expansive startegy: "GMO seeks to achieve the fund’s investment objective by investing the fund’s assets primarily in equities of companies that GMO believes to be of high quality. At times, the fund may have substantial exposure to a single asset class, industry, sector, country, region, issuer, currency or companies with similar market capitalizations."
I'll keep QLTY on my watch list, but I am not inclined to pay its expense ratio until it has more of a track record. It should turn out to be as reasonably safe as any other fund with a similar portfolio.

“Curious what % of your equity fund holdings are in international stocks and what your favorite funds are.”
Not sure because I don’t use X-ray but I’d guess 25-35% international.
Favorites:
Taxable: passive, dividend paying ETFs (so you can declare foreign taxes withheld). DFIV, FIVA, SCHY, AVIV, VIGI, VYMI. (I own the first one.)
Tax-deferred: actively managed and growth — FOSFX and FIGFX (I own the first); and for EMs: FSEAX and FEDDX (own both).
I also have a portfolio of individual (foreign) stocks.

Of 18 funds + BRK that I watch daily (none of which I own) everything was green Friday except for TMSRX which was unchanged. Quite unusual. Interestingly, BAMBX gained 0.60% - a big leap for a fund like that. Bonds ticked up after a good day yesterday. PRWCX, TCAF, JHQAX are three that I monitor mainly because I know they are popular here. All gained more than 0.75%. And VWINX gained 0.80% today - miracle of miracles. Precious metals didn’t seem to move much - but miners were slightly up from what I can see. Gold’s at $2350 which is still nicely ahead of where it started the year, Really an unusual day in that most everything was up. My sense is that the movers have broadened out a bit in recent weeks. Performance no longer confined to the Mag 7, tech and large caps.

I had 100 K at Schwab, was going to buy ETFs, changed my mind and they put me into 5.15 CD at a Missouri bank- I sleep a little betternow- I got enough money in the Wall Street casino

Soon there will be a money-market ETF from Texas Capital - Twitter Link
https://x.com/ETFhearsay/status/1796665090189480198
https://www.sec.gov/Archives/edgar/data/1972459/000158064224002882/governmm_485a.htm

QLTY most closely resembles GQETX.
Both funds implement the same strategy and have the same managers
but GQETX holds some foreign stocks while QLTY does not.
Portfolio Backtest

I went and looked -- there's a one-year CD from Wells Fargo at 5.4% right now.

Yep, shorter maturities (3mo, 6mo, 9mo, 12mo) are adding higher yielding CDs the last few days. 5.4% seems to be available from many well-known banks, including the 5.4% for one year from Wells Fargo. At Schwab, Wells Fargo is offering some of the highest yielding CDs, for most all categories of CDs. Might not stay that way for long, but currently Wells Fargo CDs look good.

@MikeW,
My primary international fund is comprised almost entirely of developed foreign large-caps.
I wanted a foreign small-cap fund or EM equity fund to complement it.
ARDBX uses a strategy similar to that of ARTKX which is applied to foreign small-caps.
Both comanagers previously worked with David Samra on ARTKX and are well-versed in the strategy.
I've been interested in ARDBX for a while but the high expense ratio (1.43%) was a major deterrent.
The highest expense ratio for my other funds is no greater than 0.50%.
The Insights section on the ARDBX home page has useful info regarding the fund's investment process.
https://www.artisanpartners.com/individual-investors/investments/international-value-team/international-explorer-fund-ardbx.html
David Snowball authored an article about ARDBX in 2022.
https://www.mutualfundobserver.com/2022/06/launch-alert-artisan-international-explorer-fund/

Stable-Value (SV) Rates, 6/1/24

TIAA Traditional Annuity (Accumulation) Rates
No changes.
Restricted RC 5.75%, RA 5.50%
Flexible RCP 5.00%, SRA 4.75%, Newer IRAs 5.00%
(TIAA Declaration Year 3/1 - 2/28)
TSP G Fund hasn't updated yet (previous 4.75%).
Edit/Add 6/3/24. June rate is 4.635%.
Options outside of workplace retirement plans include m-mkt funds, bank m-mkt accounts (FDIC insured), T-Bills, short-term brokered CDs.
#StableValue #401k #403b #TIAA #TSP
https://ybbpersonalfinance.proboards.com/post/1495/thread

We have about 5% international. Most of that ( 60%) is in individual stocks run by the manager we use for about 20% of our total portfolios.
He has done a super job in the last two years with just about 6 foreign stocks. They are up 75%, a lot better than his domestic picks.
We also have about 2% in Emerging markets
We own MOWNX CVISX EWJV BISAX SIGIX GQGPX and KGIIX and a smattering of some Chinese ETFs

I went and looked -- there's a one-year CD from Wells Fargo at 5.4% right now.

https://www.sec.gov/Archives/edgar/data/1587551/000158064224002932/nightviewfund_485a.htm
Investment Objective
The Nightview Fund (the “Fund”) seeks long-term capital appreciation, with a goal of outperforming the S&P 500 Total Return Index over a rolling five-year period.

https://www.sec.gov/Archives/edgar/data/1063946/000168386324004059/f38820d1.htm
497 1 f38820d1.htm 497 VOYA U.S. HIGH DIVIDEND LOW VOLATILITY FUND
VOYA EQUITY TRUST
Voya U.S. High Dividend Low Volatility Fund
(the "Fund")
Supplement dated May 31, 2024
to the Fund's Class A, Class I, and Class R6 Shares' Summary Prospectus, Prospectus, and related
Statement of Additional Information, each dated September 30, 2023, as supplemented
On May 22, 2024, the Fund's Board of Trustees approved a proposal to liquidate the Fund on or about July 26, 2024. The Fund is closed to new investors effective immediately. Any contingent deferred sales charge that would be applicable on a redemption of the Fund's shares shall be waived from May 31, 2024 to the date of liquidation. Leading up to the liquidation, as the Fund begins to transition its portfolio in anticipation of making its liquidating distributions, the Fund may deviate from its investment objectives and policies. Investors in the Fund will be receiving additional communication from the Fund explaining the liquidation as well as providing information regarding their exchange options.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE

Follow up--the 1year CD paying 5.3% disappeared before I could purchase it today. As an alternative, I bought a 9 month CD paying 5.35%. This was acceptable for me as I was seeking a short term CD for my taxable account. I focus on liquidity more in my taxable account with a ladder of shorter term CDs and MMs, and are more supportive of longer term CDs in my Traditional IRA account.

Portfolio-Check-Up on Schwab says I have about 5% international over all. If we are just looking at percent of equities, that would make me about 8-10%. My only dedicated international fund is FMIJX with smaller positions in a global fund, GQRPX and Canadian stock, CNQ.
As Yogi mentioned, the dollar is strong. I don't think international stocks will out perform domestic until that trend reverses. My own opinion is domestic stocks will continue to out perform for the foreseeable future.

Initiated a new stake in GPQFX today. Adding to LCR (thanks @David Snowball).
Bought 2yr Treasury at auction on Tuesday. Next Monday I will buy more 1 yr Treasury to extend the duration on the treasury ladder.
Correction: June 6th is when one year treasury will be announced. So it the the following Monday, June 11th when the purchase takes place.
@Derf, For now 2 years T notes is the longest I like the ladder to be. But I won’t say never as I see other managers run a barbell ladder of treasuries. This year my investment grade bonds (mostly short to intermediate duration) have not done well. Ironically short term junk bonds carry the bulk of advancement. Cash cannot yield over 5% for long. So longer treasuries make perfect sense for now as it did well when the Fed hikes rate aggressively.

I'm similar to Tarwheel- about 50% CDs and 50% Treasuries out to 2028. I'm 85 (well, maybe 84.990632) so 2028 is about as far as I want to look. As far as rates, the CDs and Treasuries are pretty close. We still have a huge chunk in Schwab Treasury MMKT SUTXX which has been around 5.17% for some time now. I'm watching very warily- if rates start to trend either up or down I'm going to move more over to the ladder, but for now I'm just watching.

@FD1000 - I found it a thoroughly enjoyable one hour discussion. I didn’t watch expecting to hear any predictions. There weren’t many predictions - of the investment type anyways. But while we’re on the subject I’ll note that making forward looking predictions is a lot harder than making backward looking ones.

First, I don't make predictions, especially not on TV and make a fool out of myself like these guys (link).
Second, I make observations based on current market conditions.
Third, I have used these observations when risk is high to get out of the market and avoid meltdowns, and get back when markets reach bottoms and start climbing up.
You can see several here (link)

I share your enthusiasm, but my CD ladders extend out 5 years. I also include Treasuries in my ladders for shorter term holdings. CD yields have been on of the bright spots in the inflation dilemma.