I don’t use ”legacy portfolio”, whatever it is. I assume it’s a free portfolio tracker? To each his / her own. I much prefer a couple of different (Ad free) tracker apps from Apple at a nominal monthly cost. Albeit, they are a hassle to understand at first. I remember M* X-Ray. Was good at one time. Wouldn’t work for me even with a paid subscription. I subscribe to M* primarily for the added availability of their fund analyses which are sometimes useful and may at least point me in the direction of further inquiry.
MarketWatch carries Lipper data and some analysis. Used to be my “go to” research site. But I now have trouble using it regularly for some reason. MW seems to figure out if it becomes repeated use and blocks queries in an effort to get me to pay. If the garbage presented under MW’s banner wasn’t so terrible I might subscribe,
Fidelity provides lots of data, but for much of it you need to be logged in. One exception is the comparison tool which anyone can access. I’ve been running a lot of comparisons on that lately. Just be sure the first fund you look up is OEF (traditional mutual fund). After that it allows you to add etfs if you want. Set it for 1, 3, 5, 10 years. If there’s a way to set it to 9 years (to match the inception date of one of my funds) I haven’t figured it out.

Just posted all ratings and flows to MFO Premium site, using Refinitiv data drop from Friday, 15 November, reflecting risk and return metrics thru October and month-to-date (MTD) thru yesterday. Flows are also posted through Friday, 15 November.

Yes, I used the alternate link to get to the 18 Nov stuff. Thanks, Yogi.

If you have an Health Saving Account, Medicare Part B Premiums and deductibles are eligible for HSA reimbursement.

The Centers for Medicare & Medicaid Services just announced that monthly costs for Medicare Part B premiums, annual deductible and IRMAA surcharges will rise by a much higher amount, about 5.9%, for 2025.

https://tipswatch.com/2024/11/15/medicare-costs-for-2025-once-again-are-rising-faster-than-inflation/

I found this article interesting and thought it fit nicely into this thread:

When a company is getting ready to pay a dividend, it announces in advance the date that it will be paid. That’s called the “payable date.” For logistical reasons, it sets an earlier date as a cutoff for eligibility to receive that dividend. That earlier date is the ex-dividend date, or ex-date. The idea is that shareholders who own the stock on or before the ex-date will receive the upcoming dividend, while those who purchase the stock after the ex-date won’t...
This dynamic is more pronounced and more relevant when it comes to mutual funds and exchange-traded funds (ETFs). By law, mutual funds and ETFs are required to distribute the bulk of their income to shareholders on a pro-rata basis. A fund owning stocks, for example, is required to distribute all of the dividends generated by the fund’s stocks. Similarly, a fund owning bonds is required to distribute all the interest paid by its bonds. In this way, from a tax perspective, owning a fund isn’t too different from owning the individual investments in the fund.
Fund investors, however, face another category of taxes—one that holders of individual stocks and bonds don’t have to contend with. Fund shareholders also share in the capital gains generated within the fund. If the fund’s manager decides that he wants to sell one stock to buy another, and he sells the first stock at a gain, each shareholder in the fund will have to share in the resulting tax bill. And if that trade results in a short-term gain—taxable at a much higher rate—each shareholder will bear some of that cost.
As I described a few years back, these capital-gains distributions can have a surprisingly large—and adverse—impact. Because shareholders don’t know a fund’s trading plans, this tax bill is also generally unpredictable.

https://humbledollar.com/2024/11/danger-taxes-ahead/

Even if you did not have HC funds / stocks, PRWCX alone gave you a material HC overweight.

As of 10-31-2024, PRWCX held a 14.7% HC allocation within the fund. Healthcare has just over an 11% allocation within the S&P 500.

You are right. It went from 23.8% as of 9/30 to 14.7% as of 10/31 which is remarkable and nice. It was so overweight for so long but did not include GLP1 in the top 10 holdings as of those dates! Thanks.
P.S.: people should check their PrimeCap funds. VHCAX had HC at 30% and has big under weight in Financials and Industrials as of 10/31. I had cut it down but should have gone to zero. Now, at less than 1% of PV, I should clean it out.

Same here. Blank page for Legacy. The new flavor lists categories but no specific funds.

9:11 p.m. EST Saturday, still an empty page when trying to look at Legacy. The new flavor does respond. Still stinky poopy.

9:11 p.m. EST Saturday, still an empty page when trying to look at Legacy. The new flavor does respond. Still stinky poopy.

I can't access M* Portfolio Manager.
The 504 Gateway Timeout ERROR YBB mentioned previously is being generated.
Edit/Add: Able to access after fourth attempt. Not confident service won't be interrupted again.

I too got in after multiple tries. However, the page is frozen and I keep getting a pop up "Page unresponsive".

Even if you did not have HC funds / stocks, PRWCX alone gave you a material HC overweight.

As of 10-31-2024, PRWCX held a 14.7% HC allocation within the fund. Healthcare has just over an 11% allocation within the S&P 500.

Nov 16th Episode:

On the publication of its 75th anniversary edition, The Intelligent Investor Editor Jason Zweig shares the timeless & still timely wisdom of what Warren Buffett calls “the best book on investing ever written.”

ACTION POINT
READ THE NEW EDITION OF THE INTELLIGENT INVESTOR
INVESTMENT CLASSIC
Benjamin Graham’s principles, process, and mindset work
Teachings followed by Warren Buffett and other great value investors

Hi @WABAC BaluBalu viewed the BOND page at 1:45 am, Saturday. I had placed a subject line note that the page was 'not ready for prime time' and that correct data would be loaded before noon today. He was commenting about one week 'OLD' data.
Your data notes for PFF, etc. match my current numbers. This are correct to the best of our knowledge.
And correct for MM's. I noted in 'bold' that MM's basis points in yield had a fairly large drop this past week.
This is the M* page for FZDXX, which I don't review, but the 4.51% YTD, IMHO; appears to be a 'compounded' value based upon the recent yield(s) for this MM during the past several weeks.
Gotta git for a bit.......

Yesterday, XLU (energy Utility companies) was one of the few "Green shoots" in the "Red Sea" of the Market.
https://barchart.com/etfs-funds/quotes/XLU/overview
Energy Sector and AI:
utilities-backdoor-play-ai-trade

15 Nov, 2024.

Rate cuts? Unknowns re: Trump policies.

NOTE:

My intention, at this time; is to present the data for the selected bond sectors, as listed; through the end of the year (2024). This 'end date' will take us through the U.S. elections period, pending actions/legislation dependent upon the election results, pending Federal Reserve actions and market movers trying to 'guess' future directions of the U.S. economy. As important during this period, are any number of global circumstances that may take a path that is not expected; and/or 'new' circumstances. In the 'cooking pot' we currently have the big ingredients of the middle east and also, how much damage Ukraine may inflict upon Russia and the response.

FIRST: We're in a 'Never-Never Land' (events you never imagined) of potential large impacts upon various economic functions emanating from a central government in the coming months and years. What comes next for the investing world of bonds is not yet known or fully understood, except for those have a better guessing system than I. I can only watch and listen a little bit and let the numbers try to bring forth meaningful directions.
W/E November 15 , 2024..... Bond investing and herding cats is challenging, going forward
--- 'Course, all the bond sectors in the list find their reasons for price movements, and we find 'DOWN' for this week's pricing. Many bond sectors where 'every which way' for most of the week, with price recovery for a few sessions. Short and long duration bonds took turns with up and down pricing on various days. So, depending on where you're 'hanging' your bond market monies, the pricing this week, was erratic . The MINT etf, to the best of my recall, has maintained a positive price for the year, each and every week; and this remains for this week.
A few numbers for your viewing pleasure.
NEXT:
*** UST yields chart, 6 month - 30 year. This chart is active and will display a 6 month time frame going forward to a future date. Place/hover the mouse pointer anywhere on a line to display the date and yield for that date. The percent to the right side is the percentage change in the yield from the chart beginning date for a particular item. You may also 'right click' on the 126 days at the chart bottom to change a 'time frame' from a drop down menu. Hopefully, the line graph also lets you view the 'yield curve' in a different fashion, for the longer duration issues, at this time. Save the page to your own device for future reference. NOTE: take a peek at the right side of this graph to find the yield swings of the past week, and for the current yields for the last business day.
For the WEEK/YTD, NAV price changes, November 11 - November 15, 2024
***** This week (Friday), FZDXX, MM yield continues to move with Fed funds/repo/SOFR rates; and ended the week at 4.45% yield. Fidelity's MM's continue to maintain decent yields, as is presumed with other vendors similar MM's. Theoretically, a new yield bottom is in place, until the next FED action. SO, one is still obtaining a decent MM yield. MOST MM's found a few hundreds basis drop in yield for the week. MM's yields were down LARGE at .11 - .15 basis points for the week.................
--- AGG = -.85% / +1.45% (I-Shares Core bond), a benchmark, (AAA-BBB holdings)
--- MINT = +.08% / +5.23% (PIMCO Enhanced short maturity, AAA-BBB rated)
--- SHY = -.06% / +3.28 % (UST 1-3 yr bills)
--- IEI = -.41% / +1.53% (UST 3-7 yr notes/bonds)
--- IEF = -.93% / -.34% (UST 7-10 yr bonds)
--- TIP = -1.03% / +2.18% (UST Tips, 3-10 yrs duration, some 20+ yr duration)
--- VTIP = -.18% / +4.42% (Vanguard Short-Term Infl-Prot Secs ETF)
--- STPZ = -.27% / +4.09% (UST, short duration TIPs bonds, PIMCO)
--- LTPZ = -3.09% / -2.22 % (UST, long duration TIPs bonds, PIMCO)
--- TLT = -2.61% / -5.86% (I Shares 20+ Yr UST Bond
--- EDV = -3.83% / -9.88% (UST Vanguard extended duration bonds)
--- ZROZ = -4.42% / -12.51% (UST., AAA, long duration zero coupon bonds, PIMCO
--- TBT = +5.40% / +20.89% (ProShares UltraShort 20+ Year Treasury (about 23 holdings)
--- TMF = -7.85 % / -29.77% (Direxion Daily 20+ Yr Trsy Bull 3X ETF (about a 2x version of EDV etf)
*** Additional important bond sectors, for reference:
--- BAGIX = -.92% / +1.91% Baird Aggregate Bond Fund (active managed, plain vanilla, high quality bond fund)
--- USFR = +.10% / +4.79% (WisdomTree Floating Rate Treasury)
--- LQD = -1.45% / +1.48% (I Shares IG, corp. bonds)
--- MBB = -.98% / +1.21% (I-Shares Mortgage Backed Bonds)
--- BKLN = +.09% / +7.43% (Invesco Senior Loan, Corp. rated BB & lower)
--- HYG = -.71% / +7.71 % (High Yield bonds, proxy ETF)
--- HYD = +.17%/+5.03% (VanEck HY Muni)
--- MUB = -.02% /+1.58% (I Shares, National Muni Bond)
--- EMB = -1.51%/+5.85% (I Shares, USD, Emerging Markets Bond)
--- CWB = -.22% / +10.68% (SPDR Bloomberg Convertible Securities)
--- PFF = -2.12% / +9.99% (I Shares, Preferred & Income Securities)
--- FZDXX = 4.45% yield (7 day), Fidelity Premium MM fund
*** FZDXX yield was .11%, April,2022. (For reference to current date)
Comments and corrections, please.
Remain curious,
Catch

@Anna - I remember 25 cent/gallon gasoline. Whew! Talk about the *wayback* machine.

You rang? :)

I have to chime in. I recall gas at 19 cents.

There were “gas wars” in the 70s in the Detroit area - including outlying suburbs. All the various filling stations participated. I assume this went on elsewhere in the country as well. It was a trick filling up at just the right time after prices had fallen by 20-30 cents a gallon over a couple weeks. Prices would suddenly shoot back up overnight by the full amount they had fallen only to begin slowly falling again. 19-cents sounds about right (but for a day or two only). ISTM I saw 15 cents one time.
For years we were told the world was running out of petro. Well intended? I don’t know. We now know the earth is filthy with carbon based fuels / petroleum. The trick of course is getting to it (can be miles under the ocean) as well as extracting it from deep underground.

@Anna - I remember 25 cent/gallon gasoline. Whew! Talk about the *wayback* machine.

You rang? :)

I have to chime in. I recall gas at 19 cents.

CBRDX - CrossingBridge Responsible Credit Instl. Vary strange name. Are all the other CB funds Irresponsible Credit?!
Any way, Thanks for sharing @WABAC. 60% dry powder? Good for you.

Not quite that much dry powder. Around 11% in the mm. If you throw in USFR, that's another 11%.
PULS, VRIG, and JAAA suffered drawdowns in 2020 and/or 2022 but bounced back.
Definitely short, and mostly floating except for MNHAX and whatever is in PRWCX.

Yes. I think I own some Bitcoin through an etf “fund-of-etfs” (TRTY). It holds a couple momentum / trend following etfs - but those are a small part of its 16-17 etf stable. Best guess is bitcoin probably represents something like 0.05% of my portfolio. I’m “comfy” with that degree of exposure. I think a lot of markets have gone hyperbolic - and probably bitcoin among them. But I agree with Alan Greenspan who famously said it’s impossible to identify a bubble until after it has popped.
Nothing against Bitcoin. Some pretty smart people own it. Not a big fan of Goldman. So I don’t put much stock in any calls they might make.

CBRDX - CrossingBridge Responsible Credit Instl. Vary strange name. Are all the other CB funds Irresponsible Credit?!
Any way, Thanks for sharing @WABAC. 60% dry powder? Good for you.
BTW, SPX is back to where it was on Oct 15. IWM is still some 2% above. So, people have not entirely given up!