Well, Yogi and I are playing with charts at the same time. As Yogi noted, both late 2021 and early 2022 found high points.
Note: the below chart is NAV prices WITH distributions included. SPY had a distribution on Dec. 17, 2021.
SPY chart, all of 2021 and 2022 for a quick view, too.

@hank, Twin Peaks :)
Now that I look, Yahoo's historical data shows the S&P500 peaked on Jan.3 2022 at 4786. I know my personal accounts peaked on Nov.8 2021. What-ever. Seems like a long long time ago. Haven't recovered yet.

See SP500 chart here (shown is 1-yr default; switch to 2-yr for the point here), https://stockcharts.com/h-sc/ui?s=$SPX&p=D&yr=1&mn=0&dy=0&id=p15747642221
There was indeed a peak in 11/2021 that was high at the time, but then, 01/2022 peak was higher. So, now, we can say that SP500 peaked in 01/2022. Charts are there for all to see. Searching old stories is useless as they won't be rewritten.

@catch22 / Above, @MikeM and I were discussing when the S&P “peaked.” My earlier statement that it was in early 2022 was cast in doubt. Mike said late 2021 - which Wikipedia seems to agree with. But now, I come across a CNN article saying it peaked in early 2022. Were there 2 “peaks”? If it’s a matter of sources, I’ll take Wikipedia over CNN.

+1. Plus, end-of-month bond fund dividends, too. And the ETFs, 1st of the month, expected...

I think +0.25% rate rise is baked-in. Was the ending on 31 Jan before the market-closing a reaction to yesterday's stinky poopy day?

I think the markets were (prematurely) celebrating tomorrow’s FOMC decision to raise the overnight lending rate by only .25%
“Party hearty …” :)

From CNN
”The top index of US stocks hit an all-time high in January 2022. It was downhill from there. The S&P 500 lost 19.4% over the past 12 months, notching its worst year since 2008.”
Strange? Is CNN wrong here - or are we possibly talking about intra-day high vs closing high?

HERE @hank for 2022 SPY

Hi @davidrmoran

What do the smart kids here, if at Fido, do with their MM holding? I am in FDRXX, which is just under 4% (hope I am reading this right), and see options of SPAXX and some bank sweep. Thoughts?

No suggestion of 'smart', but some info.
Today's (1-31-2023) yield rates are:
FZDXX = 4.29%
FDRXX =3.99%
SPAXX = 3.96%
With the above, at April, 2022; FDRXX and SPAXX had yields of about .1%, FZDXX was about .22%. Through 2022, FZDXX yield moved higher, too, but at a much quicker rate. In December, this rate flattened, while the other two continued to play catch up and continue to rise now.
As you are aware, when logged in to your Fido acct., you may select positions, which will list all accts. Then select 'Dividend View'. This will provide the list of holdings with a 'yield column' which provides the 'yield' for all investments. EX: one of our current holdings for the healthcare etf, FHLC indicates a yield of 1.33%; as well as all other holdings including the MMKT's.
As @Mark wrote, the 2 MMKT's are cash core accounts for in/out monies parking when not invested in funds. These two are common with either a taxable, T-IRA or Roth accts.
FZDXX is a MMKT fund, but must be purchased as any other fund.
In 2022 FZDXX was the first to have a rapid rise in yield.

I think +0.25% rate rise is baked-in. Was the ending on 31 Jan before the market-closing a reaction to yesterday's stinky poopy day?

@hank, actually, the market peak was around early Nov, 2021. Downhill from there. At least by my accounts.

Thanks @MikeM. You’re correct. November 8, 2021 for the S&P. Wikipedia S&P Closing Highs
Markets did climb a bit very early in 2022 before turning south.

Different stuff peaked at different times. Crazy highflyers and EMs peaked in 02/2021, small-caps and DJ Transports in 11/2022, SP500 in 01/2022, DJIA and Nasdaq Comp also in 01/2022 but it was their 2nd peak after 11/2021 (so, sort of a double-peak), DJ Utilities peaked in 04/2022 or 09/2022.
On hindsight, it makes good sense - riskier stuff peaked first, then gradually, less risky stuff. It was like a rolling bear market but people in it didn't know that at the time.
All eyes are now on this post-10/2022 rally/bounce and the Big Guy talks tomorrow.

@hank, actually, the market peak was around early Nov, 2021. Downhill from there. At least by my accounts.

Happened to be watching CNBC while working out at a gym between 3:00 and 3:45. S&P was in a tight trading range during that time - running just +0.8% - 1% higher for the day. But the close had it up 1.46% at 4076.6. Yikes - some fireworks the last 15-20 minutes one might guess. Looks like most everything did well. Crude and most metals saw slight gains - but equities were the place to be. One European consumers staples stock I own bounced 2%. Don’t know if that was typical of most of the continent. As @Sven noted elsewhere, the defensive consumers staples types have been back-sliding recently while the NASDAQ and riskier parts of the market have revved-up.
Other numbers: DOW +1.09%
NASDAQ +1.67%
FOMC meeting / statement tomorrow. I don’t think today’s sort of market action makes them very happy.

TIAA Traditional Rates, February 1, 2023
Restricted RC 6.25%, RA 6.00%
Flexible RCP 5.50%, SRA 5.25%, Newer IRAs 3.45%
https://ybbpersonalfinance.proboards.com/thread/142/tiaa-traditional-rates-monthly?page=2&scrollTo=916
TSP G Fund hasn't updated yet for 02/2023 (01/2023 rate was 4.00%).
https://www.tspfolio.com/tspgfundinterestrate

At Fido, I have both m-mkt fund (SPAXX core/settlement) and T-Bills. Yesterday's T-Bills Auction was 13-wk 4.714%, 26-wk 4.860%; These are auctioned weekly.

+1

Your third paragraph is the key for me. I would get uneasy waiting until April for a K-1, so I try to find alternatives that issue a 1099.

+1 Ben

I have filed K-1s on TurboTax for several years. It takes extra time and occasionally some fudging ( PTP income requires two separate K-1s for each company) but it can be done without hiring an accountant.
OF course the sums involved in my case are not huge ( under $5,000) so if I screwed up the IRS probably doesn't care.
The biggest problem is some of the companies do not issue K-1s until late, even after April 15th.
If you want to invest in energy MLPs a lot easier to use one of the ETFs or Mutual funds that do so, although it will charge the management fee