MY favorite Take-away ....... Could be titled "beating the market"...
"I’ve never become obsessed about the importance of owning stuff. And the more sophisticated software now available suggests that, given my current rate of investment, I only need to earn portfolio returns well under 6% (nominal) in order to reach my long-term goals.
And I’m fairly confident that I’ll be able to maintain that pace, even if I am repeatedly stupid along the way.
It’s a nice feeling. "
.......to have a Plan...tb