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Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.

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  • beebee
    edited March 2016
    @Junkster
    But I also have that covered as my long time lady friend is my neighbor.
    So your not against the idea borrowing (a cup a sugar) in retirement.;)

    I have often wondered how spending habits change in retirement. Interesting how RMD will be your largest expense.

    M* has a discussion on what to do with RMD:

    morningstar.com/cover/videocenter.aspx?id=671306

    One reader comment (end of article) I found educational:

    "Unlike Roth IRAs, Roth 401k accounts DO have RMDs. They aren't taxed, of course, but you must deal with those distributions."
  • davidrmorandavidrmoran
    What a nice (prudent, upbeat, thoughtful) writeup :)
  • shipwreckedandalone
    Junkster, me & you alot alike brother.
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