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bee said:I use BRUFX for my HSA. For taxable accounts I would consider VTMFX.Others that come to mind:FBALXFPURXVWELXVGSTXJABAXCBUZX
I use BRUFX for my HSA. For taxable accounts I would consider VTMFX.Others that come to mind:FBALXFPURXVWELXVGSTXJABAXCBUZX
Bobpa said:Are there any global allocation funds you would add to what has been suggested
Are there any global allocation funds you would add to what has been suggested
VintageFreak said:@bee can you please how you able to invest our HSA in BRUFX???
@bee can you please how you able to invest our HSA in BRUFX???
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Others that come to mind:
They're all HERE beginning in 2003 (except CBUZX, which couldn't be identified to chart). They're not twins/same style, some have loads, unless you have a way around that (i.e., your brokerage). There has likely been management changes over the years and as usual, some investments are more in the right place at the right time........so, they won't align in returns every year.
What are you attempting to do???
Since Feb 23, AOK and VWINX are about even, with the former showing bigger dip / recovery. Down over 5%, but only that. Praise the Lord.
AOM is a bit behind them, naturally. Two brutal months.
JABAX, FPURX, VLAAX, VWELX, and now VALIX are all bundled back around about the same point today, down 10% plus or minus, with the last one having the greatest dip and recovery over the last 2mos, the others closely tracking and less of a dip.
Of course all have different allocation proportions, but then almost everything has swung in step during this time.
You could conclude that you were simply going to put everything into some mix of AOK and AOM from now on, as someone recently recalled attention to, heading into a dicy future. But as msf and others have pointed out, you could probably do better with some effort and more than some luck. (Famous last words.)
I did not have the energy tonight to plot all of these allocation funds against my bespoke combo of CAPE, VOOG, and BND, so there.
You might also want to look at convertible securities funds. The one I use is FISCX.
In addition, my asset allocation is as important, to me, as the funds that I hold within my portfolio along with my investment strategy. My base line allocation is 20% cash, 40% income and 40% equity. From there I can tweak this up of down + (or -) five percent and generally rebalance at + (or -) two percent from my target allocation. When stocks go on sale why not own more of them? Currently, my temporary asset allocation while I'm playing this stock market pullback is 15% cash, 40% income and 45% equity. I recently let my equity allocation peak at 49% and then booked some profit reducing it to 47%. I'll be booking some more profit soon and I will be trimming equity back to 45%. From here I'll let it again move upward as the stock market recovers and trim again booking some more profit. And, keep on keeping on by repeating the process.
Something to ponder? Yes.
I wish you well with your investing endeavors.
Protecting principle might be the best reason to own it I suppose and that's a pretty good reason, especially for conservative or retired investors. Just understand it will have it's day (like now) and could look very ordinary in most other markets.
Down -11.29% YTD, still.
There website is spartan, but functions simply. No cash position. I am always invested 100% in BRUFX. I will eventually open another HSA with Fidelity where I can widen my fund choices and hold near cash.
I have done withdrawals from BRUFX for medical reimbursements, but I do this very in frequently. I consider the fund my Long Term Care policy which will hopefully fund / offset much of my healthcare costs in retirement.
MFO list this as a moderate asset allocation fund with a risk level rating of 3 and with a performance rating of 5. And, yes it made MFO's Honor Roll.
Anybody on the board own this fund? If so ... perhaps, you would be willing to report its positioning from its latest shareholder report? And, make some additional comments. I'd be most interested in learning of your comments and thoughts.