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Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.

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  • +1!! Thanks for sharing @davidrmoran
  • I like that! Thanks, David.
  • "But those who spend a lifetime delaying gratification may one day find themselves rich in savings but poor in memories, having sacrificed too much joy at the altar of compounding interest."

    "Perhaps many of the most popular personal-finance books could take a page from economic theory: There is more to life than optimized savings habits."

    It's important to find a good saving/spending balance for one's own personal situation.
  • Life is too short not to do both. Outdoor dinning environment has worked well and safely for us.
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