I know I am the voice of pessimism around here and nobody knows what the worst might bring. Nonetheless I have read several articles in the last few days that speculate that Treasury Only Money Market Funds could suffer badly post default. I wonder what might be a reasonable substitute. 1. Prime Money Market, more diversity? FDIC HYS account? FDIC insured 90 day CD’s? Checking accounts at a too big to fail Brick and Mortar Bank? Under the bed? I have a relatively affluent friend who sheepishly revealed to me that he has cash buried in his yard but I wonder if he was pulling my leg. Suggestions please.