Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@JoJo26,
Interesting. I thought the whole point of target date funds was that they were a one stop shop...
Tweaking a little growth (staying ahead of inflation) was my thought here as well as simplicity.
I kinda think a single target date retirem…
My unconventional Bucket #1 in retirement would utilize target date funds.
Bucket #1 would arrive in 5 year increments using target date funds that are spread out over retirement. If I were retiring in 2020...Bucket #1 would be renamed (Bucket 2020…
Nothing wrong with the question from @circa33...hope Crash's comments doesn't chase you away from MFO.
@hank comments reminds me of the up-swell of divesting pressure college students put on college endowments in the early 1960"s with regard to So…
@Crash, I'm sure you aren't aware that @circa33 has been an MFO member since 2011. I enjoyed your write up. I hope circa33 overlooks your final comment.
I believe "moral hazard" comes to mind with the big bank bailouts...maybe appropriate when it …
TCMPX seems like a good choice in this space. Thanks @JoJo26 and @msf for mentioning this fund to MFO readers. Along with PRIDX (mentioned in video) GIRLX looks solid as well.
@Skeet, LPEFX has 32 holdings. Have you ever thought of creating your own portfolio of these holdings?
2.21% ER seems steep. Also, are you investing in LPEFX in a taxable account? Dividends are more tax efficient in a taxable account where tax los…
Thanks @Crash, risk characteristic look great, but M* mentions:
Tweedy, Browne Global Value's 2017 struggles are largely cyclical, but concerns about the fund's growing expense gap and the team's future composition are long-term issues.
QSPRX and QRPIX available through USAA Marketplace. $100k minimum for QSPRX and $5M for QRPIX. Too rich for my wallet.
Screening for Multi-alternatives, I came up with these other choices:
Screened for category:
-low minimum
-high Alpha
-low beta
-…
@Ted. Your right...again. Just sticking up for performance. Article seems to be more impressed with the attraction of assets rather than fund performance. Bigger isn't always better (performance).
He also seems to like commodities. Anyone have a favorite commodity fund? PCLDX has crossed my radar.
gundlachs-favorite-idea-in-the-financial-markets-today-is-commodities
There are some very helpful contributors at Ed Slott's discussion board. The site requires a log-in registration to submit a detailed question, but you can search and read what others have asked regarding this topic (and other related IRA questions)…
Another take on the topic that this author calls "infoacoplyse":
Article quote:
The web and the information ecosystem that had developed around it was wildly unhealthy, Ovadya argued. The incentives that governed its biggest platforms were calibrat…
Just re-checking SPY chart since the 'Trump Bump" (Nov 2016- Feb 2018). Seems that SPY is hitting its 1.5 year resistance line (drawn arrow). It will be interesting to watch the market's buying interest from this point.
Totally under impressed. $37.9B AUM *.093 (ER) = Management fee = ($352,470,000).
Who's making money on this bond fund? Not the small investor.
Just a few comparisons to TPINX vs VTBIX, DODIX, PONDX, and PTIAX.
5 year Chart:
Performance:
CT already has poor urban cities with very high property tax rates and low property values...Hartford, Waterbury, New Britain, New Haven, Bridgeport, Norwich...where the town resources are stretched and the educational outcomes are always challengin…
@David_Snowball, thanks for amusing me.
I believe you have described (complimented the fund) on one of its principal attributes (successful dullness)...quite a compliment.
One of LEXCX largest holdings is the "successfully dull" Berkshire Hathawa…
@msf, wishing to live near my Gkids in the state of New Hampshire had me screening town property tax rates as one metric for house searching. So, Home Value + effective property tax rate + property insurance costs + state income tax + state sales ta…
Here's an article worth reading on the topic of mutual fund draw down strategy for income that you might find helpful. Bonds may be a challenging space for income over the next few years, but a well managed fund should navigate these issues better t…
My first thought when I read your question was a QLAC. This would have taken as much as $125K and bought a Qualified Longevity Annuity Contract the year prior to when the person turned 70.5.
Here's an Article against QLACs:
https://kitces.com/blog/…
I spent the last 5 years as a caregiver for my elderly parent. Things happen in steps as we age so prepare for these "steps" by trying to be one step ahead of the next "step". Most of these steps move in the opposite direction of what we are use to.…
Thanks for the Chart @Catch22,
I adjusted your range out a bit to capture the last 350 days (70 weeks). We seem to have had quite a run. I marked the Nov '16 election and placed a "best fit" line for lows (S&P 500). Seems we are still 10% ahea…
For more on MFO discussions on HSA's, type "HSA" into the MFO Discussion Search box...here's what I found:
https://mutualfundobserver.com/discuss/search?Search=hsa
