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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Thanks for sharing your experience with us. You brought to this board’s attending of TRP’s Summit program. With $250k transfer, one can get into closed funds plus other stuffs. So they cannot decline the purchase! Cash transfer between brokerages …
In the meantime, delta variant is still the dominant and "deadly" one, that accounted for most the recent death toll. Omicron is more contagious than delta but there is not enough data to confirm its lethality according to Dr. Fauci. So far genomic…
@lynnbolin2021, thank you for sharing your expertise on mutual funds and ETFs with everyone here on this board. I will be following your writing in Seeking Alpha.
Best wishes and be safe,
Sven
Thank you everyone for your contribution to this topic.
@msf, great stuff to consider as I am working on the $ amount we want to convert. Most likely it will be done over several years before RMD begins while coordinating with my spouse’s RMD whic…
Mark’s article (WSJ) is in Apple News subscription, $10/month that includes “selected” articles from WSJ, Barron’s, and Washington Post.
Jason Zweig’s article discussed that many investment vehicles failed to fight inflation consistently over the l…
Gentlemen, I really appreciate for your inputs. Last spring was a great opportunity to do a large conversion. Unfortunately many of us did not plan for it. Now we are evaluating which how much and which funds to convert per year. Great reminder th…
Is there a track record of the fund manager, Priyanka Agnihotri?
Priyanka Agnihotri has served as portfolio manager of the Fund since its inception in 2022. Ms. Agnihotri is the portfolio manager for the International Leaders strategy within the G…
There is already a transition place in place for a number of years including Greg Abel, Ajit Jain, and Todd Combs. I believe Abel is the one responsible for investing in Apple and dumped IBM (a long holding for many years). Now Apple accounts for …
Think we don’t have sufficient patient data to confirm the impact of Omicron on the broader population and demographic. Moderna news from Financial Times said one thing (somewhat negative) and BioNTech provided a more positive news with their vaccin…
PRHYX is closed to new investors. However, a reasonable substitute HY bond fund is still open - US High yield, TUHYX. Performance/risk of PRHYX is a bit better.
On a lower risk tier is TRP Floating Rate fund, PRFRX. The duration is less than o…
If I may digest from the original post on EM small caps for a moment. There are still few EM opportunities still available in larger caps. I use NWFFX for a number of years as a lower risk EM fund. The broader mandate allow companies that derive m…
What we are seeing is natural immunity is gives you 50% protection. How about how does it reduce the severity? Does this diminish over time? WTF knows. How does Omicron impact the unvaccinated?
If it gets as deadly as Delta, similar result as tha…
High yield bonds are the ones with positive gain this year while high quality bonds are in red. Investors like to invest where the can make money. Last Friday it was the reverse as the high quality bonds swing to positive. The market is up on Mon…
In November Commentary, Professor Snowball wrote a very compelling article on investing in China. Lynn Bolin also posted several emerging market fund and ETF with smaller exposure to China.
Pretty busy on reporting on this event but not much details. There was discussion that Omicron is not nearly as virulent comparing to Delta. Killing off the host too quickly does not allow time for the virus to spread. The symptoms you described ar…
@hank,
This past Friday was ugly. Mining stocks including NGLOY took quite a hit. GOLD took a dive too.
In next several weeks we will learn more on test results on "Omicron". There was flash of fear reflecting the consequences of February 2020…
When the Alpha variant mutated to the most contagious form, Delta, there was concern that it may evade the mRNA-based vaccines. But it did not. Now a more severe mutation took place and only testing will verify the potential consequences. Since the…
POAGX is closed to new investors for several years. Count yourself lucky if you already an investor. The other two PRIMECAP funds, Odyssey Growth Fund, POGRX and Odyssey Stock fund, POSKX are still open.
These days I spend more time reading many sources so that I get additional information. Agree that Forsyth’s articles are short on details, but his argument is logical. I also read Schwab, Seeking Alpha and others that are posted here. MFO monthly …
Vanneck semiconductor ETF, SMH, contains the key stocks ranging from semiconductor processing (nanometer-scale lithography) to manufacturing microprocessor chips. ASML is the third holding (7%) of the ETF. This year it has out-paced the tech sector …
@Crash, you need to decide of what you risk tolerance is, and 2% small cap allocation is not unreasonable. If the forecast is correct, bond return will be subdue in the next several years. Income investors need to look beyond bonds in order to comp…
One thing I appreciate the online version of Barrons is the discussion tread following each article and they represent quite a diverse view that often differs from the author. This is something not available in the printed paper. Prior that that I…
Thank you again. Similar forecast on future return have been posted but Schwab provided detail analysis that others lack. What can income investors do with negative returns in coming years?
By the way, I congratulate you to find time to take mor…
@WABAC, you are enjoying life and that is most important after retirement. The ability to start at 62 takes planning ahead. Many of my friends took their at their full retirement age; few took them at 62 due to health reason. My family longevity h…
Like @Observant1 said, talk with TRP first before starting the transfer. You need to open a brokerage account first (if you don’t already have one) and have TRP help fill out the form. You still need to print out the form and mail them.
If TRP c…
Good article from Kathy Jones again. Not sure why but there are seven missing figures in it.
My bond funds are having hard time already this year. There will be sizable headwind going into 2022 with several rate hikes.
@crash, I exited PRSNX …
I have had good luck (and speed) to transfer asset to/out of Vanguard. Typically, it takes about 10 days from start to finish. The most time consuming part is having to mail in the form to Vanguard. T. Rowe Price requires signature guarantee from…
That footage is from awhile back. Today Peter Lynch is 77 years old. My father invested with him and Magellan used to carry 3% front load. Time has changed for sure.
Grandeur Peak closed funds are "hard" closed to all existing investors who use intermediary services, i.e. brokerages. One can get around that by transfer the closed fund to Grandeur Peak and go from there. I believe Wasatch funds have the same pol…
