Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
It's a known fact for years that the high tech leads the market and why QQQ made so much more than SPY. See the last 13 years.
https://schrts.co/CJwZWTcf
The above stocks are all high tech, except BRK.B but this one has so much of Apple anyway.
"the fund AUM is much lower now than at the end of 2021".
According to M* AUM=16 billion which is what the article said.
==================
"JP Morgan Fund Could Rattle Markets Friday"
FD: doesn't look to me that way. The article is from Septembe…
From my point of view, the Fed officials "screamed" for weeks that they were going to raise rates. This is when the Fed officials come on TV several times and make the case for raising rates aggressively for weeks.
2022 was one of the worst years. D…
BL funds are usually a good place to be when rates are going up. The Fed told promised us to raise rates since early 2022 and why BL have been doing well.
Current thread: "How would you invest $100,000 right now?"
This is not about how would you spend it or what it means for you or paying someone's debt.
Why not open a new thread and ask what a windfall of $100K would mean for you and how are you…
"$100K is not meaningful to change someone's life."
A total disconnect to the reality of human life. And there we see a person for what he really is. Not pretty.
The above is a disconnect from the subject. We are discussing how would you invest $10…
Gary: Doesn't really matter at all how it affects anything. It is HOW YOU WOULD invest it. If I had $10m I would go buy something nice.
C'mon FD....you never once said how YOU would invest it.
FD: I thought I did, maybe in another thread. I would j…
Well, again, it depends on someone's age, goals, and risk.
I know the following several investors
1) 90+% in Munis: This guy sold his company in the 90s for several million and since then he is in 90+% muni, the rest in stocks.
2) 90+% in CD: This g…
Grantham has been wrong for over 10 years, but, as usual, scary stories sell a lot more.
Who is going to read an interview with someone who says: I don't know what stocks will do in the next 3-6-12 months because nobody does, and BTW, the SP500 was …
From the start I said that without goals age and more, no way to answer this.
In most cases, another $100K isn't big enough to change someone portfolio asset allocation.
A lot more interesting is what would you do with a new $500K to a million. My…
That is like saying...should I buy a bicycle?
It could be a good idea if I live and work at a university.
But, if I want to go on a 2-week vacation to 3 states, not so good.
Is this all my money? if not, what %?
How old am I?
What are the goals?
I don't think so. I don't promote my system and I never made a dime from my site. It is a free place for anyone. YBB also has a site hosted by the same place.
I use my site for many of my investments ideas, from generic subjects and all the way to …
Well WABAC, your intentions are out. You started a thread and posted a link. I stayed on topic and stated my opinion while you have been off the subject in your last several posts, and called me names. Very predictable.
WABAC, several posters supported my opinion about all-caps, you can too.
What do I do? I can write a lot about it and did in the past, but not anymore. Believe it or not, it works pretty well. It's mostly at (https://fd1000.freeforums.net/thread/25…
I use all 3, bold, italic, all caps for several words.
Back to the subject. I have read annually for years that EM stocks have a better value than US stocks...and it didn't seem to matter.
In fact, at the end of 2022 many analysts and managers told…
WABC, The problem with your post....This site isn't an email forum, it's an investment discussion online forum. Valuation was the only all-caps word and the most important one. Obviously, you paid attention.
BTW, it's about time to look at the cont…
The problem with VALUATION is the fact that:
1) It can't predict the next 3-6-12 months
2) It can't predict market correction and which index/category will go down more.
3) Once upon a time PE10(CAPE) looked like a decent indicator until it faile…
See video at Schwab how to buy at secondary(any time) and at auction (https://www.schwab.com/content/how-to-buy-treasuries)
Finally, the differences are tiny when you think annually.
With all due respect to Romick, his clients made a lot less than other allocation funds in the last 10 years because Romick was too cautious and used a high % in cash.
PRWCX,FBALX and even rigid and conservative Wellington had a higher performance.
…
A real story: in 2000, 2 retirees from GE and Lucent came to work on my team just for another 3-4 years.
Both invested all/most of their money in their company stocks. The GE guy had about $360K in GE stock and the Lucent guy had about $300K. The …
It is very very rare on these threads, to see specifics about how much you are investing. So you hear these very detailed discussions about buying, but nothing about the extent of buying. I am an investor who does not have a large number of posit…
YBB, I never bought these because I can make more money trading low-volatility bond OEFs with more flexibility. It's that simple. There is nothing rigid about it. MM may pay a bit less, maybe 0.2-0.4% annually but MM works better for me. Suppose I'm…
3-6 months T-Bills are paying more than CD. Easier to buy big amounts instead of several institutions for CDs + you can sell any time with no penalties + no state tax.
msf: However, it is no more difficult to trade TBIL than it is to trade T-Bill CUSIP 912796CS6 (maturing Sept 28) at a brokerage
FD: since I never traded CDs or treasuries, I called Schwab's bond desk.
If you sell a CD before maturity, you'll inc…
I changed CG=100K + coverted $25K from T-IRA to taxable for each person = $150K income..and the numbers for Fed+State tax stayed the same.
Again, even if I was 60 years old and not living in GA, I would not buy CD/treasuries direct. MM or ETF=TBIL …
a married couple filing jointly may exclude twice the given limit.
This makes it sound as if a couple gets a combined exclusion that's double the individual exclusion. That's not quite accurate.
The exclusion is available for the taxpayer and his…
(https://www.audits2.ga.gov/reports/summaries/retirement-income-exclusion/)
Published: February 3, 2023.. QUOTE: "In 1981, Georgia enacted an income tax exclusion for retirement income received by taxpayers aged 62 years and over. Currently, taxpay…
"Cutting losses quickly and letting profits run" is the right way.
1) It took me about 18 years (1995-2013) to get it until I got to a nice-size portfolio. In those years I was invested at 99+%. When the funds I owned lagged, I just switched to bet…
It's a similar argument when someone says, I own 20 funds VS 3 funds and I don't have any problem.
The following are several issues, at least for me.
1) We have 5 accounts at each discount broker. One joint, 2 Roth IRAs, and 2 Rollover IRAs. If I ow…
@rforno : What brokerage are you using to roll treasuries & what term ?
Thanks , Derf
Schwab.
I bought a 1-mo TBill at auction yesterday and it's set to auto-roll next month...first time I've done …
(https://seekingalpha.com/article/4629757-how-do-t-bills-bil-stack-vs-other-asset-classes?mailingid=32449091&messageid=2850&serial=32449091.7608)
See below several excerpts.
How Do T-Bills And BIL Stack Vs. Other Asset Classes?
Aug. 19, 202…
Observations:
1) USFR have a bit better performance than TFLO for 6-12 months, but for 1-3 months they are really close...according to M* chart.
2) In the last 1-2 months VMFXX lags a bit. Stockchart shows that but it's difficult to know how accura…
I invest with Dodge & Cox directly. I never had a problem. No fees for buying/selling shares. No obfuscation. No time wasted.
Most don't want to have several accounts of taxable+IRA for each/a few funds they own. My only exception, which never…
Until the end of May 2023, I traded HY Munis. Since then, I'm in funds with short duration and low volatility.
I don't listen to a perma bear such as David Rosenberg. Most generic typical core funds can't handle the situation too well. DODIX, a g…
