Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
For more than a year now, I took the other side, which has been one of the best risk/reward performance in bond land. Investing in lower-rated CLOs.
CLOZ made over 20% in 1.5 years, while TLT lost over 9%.
https://schrts.co/PcchSZaD
Currently, CLOZ…
The writer repeats what many have said for years without more insight.
Why high Div stocks are not a good market barometer? The high tech revolution changed it. For decades now tech companies leads the world in innovation and creating wealth. These …
The SP500 is used much more because it's just a better wider index period. You can go with VTI which is wider than VOO, but they are pretty close.
There is a good reason why Bogle and Buffett said it many times too.
DT: FD, I get your position. You are not a CD investor, you will never be a CD investor, and you will continue your trading approach that does not include CDs, which requires liquidity in your holdings. My original post was directed toward existing …
The biggest problem with CDs and annuities is that most hold them while giving up good opportunities in bondland. I can trade my funds any day.
Vanguard 10 years estimates (https://advisors.vanguard.com/insights/article/series/market-perspectives)
…
Another observation. Do Fidelity, Schwab, and Vanguard have their own Dow Jones funds? No, they don't.
Do they have the SP500? YES.
IYY-iShares Dow Jones U.S. ETF = the SP500
What are the biggest weighted companies in the Dow (https://www.slickcha…
What changed?
The Dow doesn't matter as much because the SP500 is a weighted cap index. The best performing companies take a bigger share which is based on the price.
How many 401K have the SP500 or VTI and how many have the DOW Jones? I have never …
raq,
That's correct if someone has risky stuff, DT doesn't. I respect DT decisions and his choices.
When I used to own both stocks and bonds, my bond funds were never the "safe" ones. My first bond fund that I bought in 2010 was PIMIX. Then, I pre…
The best way of capitalism is to bring prices down. Apple does the opposite.
I feel the same about MSFT 365. I'm never paying them for this if I could, and why I use the free Libre Office.
Finally, the media is going to report more of the facts instead of the Dem agenda.
My Lib SIL was so proud he bought a Tesla; now he says he will never buy it again.
I told him he should change all his Apple devices to Android, because Tim Cook is c…
mark: Oh man, the Dow must matter to someone otherwise why is it still a market marker after all these years? Also I'm not so sure there are any serious analysts but there are motivated ones.
There are other market markers but any time someone says …
"10 consecutive days down"
The 24/7 media is always looking to make more than it is. The DOW was down 10 days.
Does any serious analyst look at the DOW? No, they watch the SP500.
When the DOW goes down over 1000 points, the media loves to say it wa…
When I say left behind I meant that when rates go down, CD/MM just pay less, other bond funds(munis,mbs,special) would make a lot more on the way down.
DT: I qualified for SNAXX in 2020 in my IRA account, when I met the $1 million investment requirements, but have to use SWVXX for my taxable holdings because I did not have enough money to qualify for SNAXX
Easy solution. In 2020+2022 I held MM at S…
BB: In this space, two or three funds may not provide meaningful diversification. For the most part, when XXXX hits the fan, they all go down together but I do acknowledge some historic idiosyncratic moves specific to each fund, which is not very of…
Observations:
* Since 03/2022 I posted many times that treasuries and high-rated funds are not the place to be. You get higher volatility + lower performance.
* The analysts said last year that we will have 6-7 rate cuts in 2024. Not even close.
* L…
PVCMX is making so "much" money YTD. It's difficult to stop this roaring train at 4.6% YTD. See chart (https://schrts.co/IfPnsRqK).
My bond funds made more than double.
The above is my small present to Observant1.
Indexing has done most of the lifting already. More investors accepted it. Most are not interested in fast trading because it doesn't produce better results.
Sure, the top 1% have a chance to use AI correctly. They are going to need a lot of brain a…
The theory is that if AI figures out that NFLX is a great company, it will generate buys for many people.
Since the stock market movements are random, AI will not guess them properly.
As someone who worked in IT over 35 years. We used to say garbage…
No need AI to take over. We already know thru history that the SP500 index simplicity beats most funds over the decades and why VG is so big.
High tech is coming after other job for decades and AI will take over additional white collar jobs.
The gap…
Congrats on the Camry. The guy who sold me the Camry was happy to sell me but also sad because it would last for 20 years and no problems.
Unfortunately, it was totaled. As usual, I tested all my favorite Japanese cars and small SUV but this time I …
Mona said
Kash Patel and Pam Bondi have publicly stated that they are on board with using DOJ as a mechanism of vengeance and retribution. The breath of the pardon suggests that President Biden understands that without that sweeping pardon, Hunter …
The usual, Dems are so upset they resort to name calling and rudeness.
The big guy, Joe, was the worst prez in my life and a pathological lier.
Sure, all politicians lie, but Joe is so far ahead.
Of course, we found out the Lib media is part of the…
Good news happened today.
I entered an auto purchase a couple of days ago for today (Mon).
Today, I also entered a fund sell order at 1% higher before 10 AM.
I saw both at 10 AM.
Both were bond fund trades. Both were executed after hours.
Then, I un…
There is more chance Trump may do something than others.
The main problem is other politicians who serve long term on both parties.
But, he already nominated several who might make a dent in our food and drugs. Food manufacture and pharma have huge …
Observant1
why don't you just keep your big mouth shut?
Typical, you are rude.
All you have to do is follow the Schwab rep info. It was very clear. Again, I don't need to unroll the auto-purchase after the first, second, and beyond to know it works …
* The Binden gang got millions from our enemies, and the big guy, Joe, knew about it. Hunter was pardoned, but its nothing for the libs.
* City of New York to pay $ 220 million in rent for a hotel owned by the Pakistan governmentto house illegals.
*…
Well, we will see what actually happens.
Although Trump is fond of tariffs, he may just implement substantial tariffs temporarily as a negotiation tactic.
It's easy to imagine how the whole situation can escalate and spiral out of control...
Soon w…
"run it's course"?
You keep asking the same thing. You reminds me hundreds of clients I used to help who could not find the enter key on their keyboard.
I use the Pixels to access everything. I always used my cell phone to access everything.
I use Brave as my browser everywhere (phone, laptop, tablet). I don't use any antivirus on the phone and tablet.
The only one I worry about is the laptop, Windo…
J.D. Power 2024 U.S. Vehicle Dependability Study is based on 3 years. That's a short term life of a vehicle, which is why I never paid attention to it.
Consumer Reports is the only unbiased report.
Since I arrived in the USA in 1991, the chances I …
Bogus claims are gone. TDS is up sharply.
@Observant1I'm trying not to think about that now
Please don't stop thinking about it. You need to get stronger because T is going to be on TV and in your life in the next 4 years.
I have used them to buy refurbished Pixel 6A twice 3 times.
The first time I bought it, I had no problem.
The second time, they sent me a demo phone by mistake, and it didn't work. I got the money back and ordered the third time and got a good one.
…
The Schwab rep already told you YOUR QUOTE
Schwab's responses (edited)
1) To utilize funds from SWVXX, you would first need to place a sell order to liquidate the amount needed
for the Automatic Investment Plan (AIP) purchase of additional PRILX sh…
Did you enroll a mutual fund in the AIP and actually purchase additional shares?
Did you then unenroll the mutual fund to cancel subsequent fund purchases?
If not, it was just a simulation...
I don't need to use the auto purchase 7 times to know it…
"I already verified you can unenroll any time."
You conducted a simulation.
I was hoping someone who actually purchased additional shares via Schwab's AIP would respond.
Based on your results, one could assume subsequent purchases can be cancelled.…
