Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Mona
I'd have to login again to MFO. :)
Seriously, I'm logging off for the evening. My browser clears everything when I shut Firefox down. I'll see what comes up tomorrow. Thanks for the suggestion.
Maurice,
I too use Firefox and when I have …
The beta site just popped up for me, when trying to access the regular site. Not sure how long it will be up.
One thing I notice is that they combine the search engine for news long with the quotes. I don't particularly like that. Bond yields, …
>> fluffer ... enough to make a straight man go gay.
You got that GOP lingo down.
Sorry to see that rono hit a nerve.
I am confident that was not his intention as I am certain he is not homophobic.
@Mona, over the years I had enough of paying IRS on distribution even in down markets. Since vast majority of active managed funds failed to out-perform their respective indexes, getting the boring index level return is good enough for us. So on t…
it is not an easy call on the balance of risk and reward over long investment period. Question for most investors is getting the market return good enough?
Domestically, it's become an easy call for me. For the past 4 years or so I was in ARTLX, …
Hi Ted,
I was doing a little research on ARTLX and came across your post in October 2014.
14 months later, ARTLX is now Ranked #207 In The (LCV) Fund Category By U.S. News & World Report.
http://money.usnews.com/funds/mutual-funds/large-value…
Better yet to be in high yield munis such as ABTYX or PYMDX. That category was the star in 2014 ( EIHYX NHMRX) and again this year albeit more muted and without the volatility of the corporates. Yes, trends do persist. Some of the (so-called) ex…
Mona: "I am still trying to understand why all the ink on MFO on RSIVX and not a drop on ASHIX ...."
Hi Mona, the Allianz fund is mentioned in this thread, and a few others. Search on ASHDX to find them, as that seems to be the share class people h…
Higher potential return almost always translates into higher risk. That's what you're being compensated for.
Of course, water has been known to run uphill.
Nice to see you posting again Mona.
Yup, "almost always".
However, I am still trying to u…
The Crowd by Gustave Le Bon published way back in 1895 yet as topical as ever. I really think RPHYX isn't all that bad albeit not my cup of tea. RSIVX I said before is a mediocre fund (actually less than mediocre now) and heavens forbid if Jim R…
fwiw, which may not be much, I have car/home/umbrella through Costco (Ameriprise), and they make sure the carrier is extremely competitive with anyone. So if I were not on Medicare, I would probably go with Costco without much further investigation.…
Only bond ETFs, which are hard to get around. No cap gains on any of the equity ETFs, looks like, even though some are literally another share class of their mutual funds. Correct?
Charles,
To my understanding, Vanguard has not announced any of the…
@soaring, why instead of say PONDX?
Not soaring, but currently for a three fund diversified bond portfolio I like DLTNX/DBLTX, PONDX/PIMIX, and DLFRX/DBFRX.
Mona
Hi David,
"It's widely known that having managers deeply invested in their own funds is good for their shareholders. There's nothing that focuses a manager's mind like the prospect of losing vast chunks of his or her own money"
I wish this were th…
Hi David,
"It's widely known that having managers deeply invested in their own funds is good for their shareholders. There's nothing that focuses a manager's mind like the prospect of losing vast chunks of his or her own money"
I wish this were th…
"Thoughts and input/suggestions?"
Both are good funds, but I prefer DBLTX because it has a superior year-to-date, 1-year, and 3-year returns, while having a lower Standard Deviation.
Mona
As for immigration and "growth" --- Growth is not always good for a typical American family. "Growth" is usually shorthand for "more GDP". However GDP is a very POOR measure of economic welfare. Its statistical predecessor (GNP) was developed du…
Still, I'm really starting to believe all the effort we at this discussion board put into finding the best funds, the hot funds, the new and improved alternative funds is an effort that will not produce better returns versus just holding a plain v…
@OldJoe Well, you folks certainly had plenty of time and opportunity to suggest reasonable alternatives. Can't seem to remember any, though. What were they, again? (Second request)
Thought I outlined that in my response to @LewisBraham, but I'll…
Hey, income funds on my mind lately, just past the 59.5 mark.
A look back at some notables this past year, sorted by APR highest to lowest:
Hi Charles,
I am having a problem understanding the numbers in your 1-Year Display Period.
Mona
Mona, they still haven't finished converting all accounts? Whatsamatta Vanguard?
AndyJ, well, if one buys into the rational at Vanguard, the reason is they want to make certain all the bugs are worked out first. I have no idea what bugs they have or…
Vanguard used to give you one account number for Vanguard MFs and a different account & number for investments bought thru the brokerage. Last year they consolidated - Vanguard funds, other family funds, stocks, etfs, etc. are all accounted for …
As for Russia, I honestly don't care. Tired of being "Team America: World Police" - if Europe is upset about Greece potentially siding with the Russians, let Europe deal with that.
+100!
I have found PONDX rocky enough recently not to use it anymore
I see PONDX working just fine. Year-to-date +3.35% and I see absolutely no problem with 1-3 year results.
http://tinyurl.com/m37qtl2
Specifically, what makes PIMCO Income so rocky fo…
Still waiting for Obama and his family...as well as anyone else in Congress who voted for it ... to enroll in Obamacare. Is that gonna happen when hell freezes over or when pigs fly???
Hi little5bee,
This ought to make you feel even better!
"Maj…
and yes, davidmoran, you're dripping left of liberal and re-distribution in every little key touch. just take it easy, so there could be at least some variety of opinion on these forums.
:-)
Still unless you decide to give up the tracking and totally trust the brokerage firm, you will want to track the cost basis to check accuracy.
Hi Maurice,
Thanks for your reply and no problem in the delay. Just make certain it does not happen aga…
One of the practices that I adopted years back, for better or worse, is to take short term and capital gains distributions (taxable accounts only) in cash. I am already paying taxes on them, so why not simplify things by avoiding reinvesting.
Hi M…
Hank, I agree with you about the past 15 years don't have anything to do with the coming 15 years. But let's not attribute that only to the James fund. That statement covers ALL funds. Assuming Vanguard has a better research department than James…
Yes, the Balanced fund has done very well. M* likes it. But, you're not buying the performance of the past 10-15 years. You're buying the performance of the NEXT 10-15 years. Big difference. Do as you will. And you will. Were it me, I'd stick with…
msf,
Thanks for your post and hopefully Leroy has read it.
On a different note, I happen to think Wellesley and Wellington is an excellent combination if a 50/50 allocation is desired.
Mona
Leroy,
I tried my best to get you to understand the "obsession" with low expenses.
Mona
So what is the big deal with it? The tax cost ratio is also a big drag on performance.
Anybody?
The "big deal with it" is the 3, 5, 10 and 15 year Standar…
Glad to help when I can. Still working on Primecap.
David
Hi David,
The best of luck in getting Primecap Management to say anything of significance.
Regarding their "space" of investing, as a long time investor, I certainly hope they stay with U…
